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Aavas Financiers Ltd.   (BSE: AAVAS)

NSE   0.00  
OPEN PRICE(₹)
0.00
HIGH PRICE(₹)
0.00
LOW PRICE(₹)
0.00
CLOSE PRICE(₹)
0.00
VOLUME
0.00
52 WK LOW (₹)
1283.05 (09-09-2020)
52 WK HIGH (₹)
3074.35 (06-07-2021)
BSE   2169.85  
OPEN PRICE₹)
2190
HIGH PRICE(₹)
2216.65
LOW PRICE (₹)
2125
CLOSE PRICE(₹)
2169.85
VOLUME
8273
VALUE
17951200
BID QTY
0
OFFER QTY
0

Stock Summary

Trade Value (₹ in Lacs) : 783.89 MCap (₹ in Mn) : 143487.78 Dividend Yield(%) : 0 Price/Earning (TTM) : 54.8
TTM EPS (₹) : 0 Price/Sales (TTM) : 0 P/E Ratio : 0.17 Price/Book (MRQ) : 6.46
Book Value(₹) : 0 Face Value(₹) : 0 Latest Reserve (₹ in Mn): 21431.1 EPSc : 31.81
PE : 57.55 TTMNP : 2618.18 TTMTAX : 628.97 TTMINTEREST : 4404.79
TTMDEPRECIATION : 207.33 TTMNetSales : 10481.23 EV_Sales : 17.66 EV (in Mn) : 185087.58
TTMEBITDA : 7859.27 EV_EBITDA : 23.55 TTMCashProfit : 2825.51 TTMCEPS : 36.04
Price_CEPS : 50.78 TTMNPAEX : 2618.18

Peer Group Compare

Comp. Name Price M.Cap Div Yld % P/E Ratio Price/Earning (TTM) TTM EPS (₹)
Housing Development Finance Corporation Ltd. (BSE)

2352.8 ( -2.72%)

436682.52 0.87 0 26.42 91.8
LIC Housing Finance Ltd. (BSE)

401.85 ( -4.89%)

19926.62 2.03 0 7.58 52.06
Indiabulls Housing Finance Ltd. (BSE)

118.2 ( -5.67%)

8948.76 16.02 0 6.07 31.86
Housing & Urban Development Corporation Ltd. (BSE)

35.75 ( -0.97%)

8357.93 7.43 0 5.3 7.87
Can Fin Homes Ltd. (BSE)

517.3 ( -4.62%)

6384.74 0.42 0.02 14.37 33.38

Management Info

Chairman : Sandeep Tandon
Managing Director : Sushil Kumar Agarwal
Company Secretory : Sharad Pathak
Incorporation Year : 2011

Registered Office

Address : 201-202, 2nd Floor
South End Square
Mansarover Industrial Area
City-Pincode : Jaipur-302020
Phone : 0141- 6618800
Website : www.aavas.in
Email : ipo@aavas.in

Registrars Details

Registrars Details : Link Intime India Pvt Ltd.
Address : C 101, 247 Park, LBS Marg, Vikhroli (W), Mumbai(Old Address:) C-13 Pannalal Silk Compound, L B S Marg, Bhandup Mumbai Maharashtra
Listing : BSE, NSE

Balance Sheet

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018
SOURCES OF FUNDS:
Share Capital 7.83 7.81 6.92
  Equity - Authorised 8.5 8.5 8.5
  Equity - Issued 7.83 7.81 7
 Equity Paid Up 7.83 7.81 6.92
  Equity Shares Forfeited 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00
  Face Value 0.01 0.01 0.01
Share Warrants & Outstandings 0.00 0.00 0.02
Total Reserves 200.79 175.15 108.76
  Securities Premium 132.74 132 83.24
  Capital Reserves 0.00 0.00 0.00
  Profit & Loss Account Balances 54.72 34.8 20.7
  General Reserves 0.00 0.00 0.00
Reserve excluding Revaluation Reserve 200.79 175.15 108.76
Revaluation Reserves 0.00 0.00 0.00
Deposits 0.00 0.00 0.00
  Demand Deposits 0.00 0.00 0.00
  Savings Deposit 0.00 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00 0.00
  Current Deposits 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00
Borrowings 0.00 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00 0.00
  Borrowings From Other Banks 0.00 0.00 0.00
  Borrowings From GOI 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00 0.00
  Borrowings in Other Form 0.00 0.00 0.00
Other Liabilities & Provisions 0.00 0.00 0.00
  Bills Payable 0.00 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00 0.00
  Interest Accrued 0.00 0.00 0.00
  Proposed Dividend 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00
  Other Liabilities & Provisions 0.83 0.44 0.37
Total Liabilities 634.2 441.95 338.71
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00 0.00
  Cash with RBI 0.00 0.00 0.00
  Cash in hand & others 0.00 0.00 0.00
Balances with banks and money at call 0.00 0.00 0.00
Investments 2.43 1.42 1
Investments in India 0.00 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00 0.00
  Equity Shares - Corporate 0.00 0.00 0.00
  Debentures & Bonds 0.00 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00
Investments outside India 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00
  Other investments outside India 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00
Advances 0.00 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00 0.00
  Term Loans 0.00 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00 0.00
Gross block 9.06 4.34 2.96
  Premises 1.04 0.47 0.47
  Assets Given on Lease 0.00 0.00 0.00
  Other Fixed Assets 2.87 0.00 0.00
Less: Accumulated Depreciation 3.07 2.06 1.12
Net Block 5.99 2.28 1.84
Less: Impairment of Assets 0.00 0.00 0.00
Lease Adjustment 0.00 0.00 0.00
Capital Work in Progress 0.07 0.01 0
Other Assets 0.00 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00 0.00
  Interest Accrued Assets 0.00 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00 0.00
  Stationery and stamps 0.00 0.00 0.00
  Non-banking assets acquired 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00
Total Assets 634.2 441.95 338.71
Contingent Liabilities 0.00 0.00 0.00
  Claims not acknowledged as debts 0.00 0.00 0.00
  Outstanding forward exchange contracts 0.00 0.00 0.00
  Guarantees given in India 0.00 0.00 0.00
  Guarantees given Outside India 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00 0.00
Bills for collection 0.00 0.00 0.00
Book Value 0.27 0.23 0.17
Adjusted Book Value 0.27 0.23 0.17
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 7.83 7.81 6.92 0.58 0.38
  Equity - Authorised 8.5 8.5 8.5 0.65 0.4
  Equity - Issued 7.83 7.81 7 0.59 0.38
 Equity Paid Up 7.83 7.81 6.92 0.58 0.38
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00 0.00 0.00
  Face Value 0.01 0.01 0.01 0.01 0.01
Share Warrants & Outstandings 0.00 0.00 0.02 0.00 0.00
Total Reserves 200.79 175.14 108.76 5.08 1.65
  Securities Premium 132.74 132 83.24 3.91 1.05
  Capital Reserves 0 0 0 0 0
  Profit & Loss Account Balances 54.72 34.8 20.7 0.89 0.45
  General Reserves 0 0 0 0 0
Reserve excluding Revaluation Reserve 200.79 175.14 108.76 5.08 1.65
Revaluation Reserves 0.00 0.00 0.00 0.00 0.00
Deposits 0.00 0.00 0.00 0.00 0.00
  Demand Deposits 0.00 0.00 0.00 0.00 0.00
  Savings Deposit 0.00 0.00 0.00 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00 0.00 0.00 0.00
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 0.00 0.00 0.00 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Banks 0.00 0.00 0.00 0.00 0.00
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00 0.00 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00 0.00 0.00 0.00
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
  Bills Payable 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 0.00 0.00 0.00 0.00 0.00
  Proposed Dividend 0.00 0.00 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 0.83 0.44 0.37 0.14 0.08
Total Liabilities 634.2 441.94 338.71 20.9 14.19
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Cash with RBI 0.00 0.00 0.00 0.00 0.00
  Cash in hand & others 0.00 0.00 0.00 0.00 0.00
Balances with banks and money at call 0.00 0.00 0.00 0.00 0.00
Investments 2.88 1.87 1.44 0.02 0
Investments in India 0.00 0.00 0.00 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00 0.00 0.00 0.00
  Equity Shares - Corporate 0.00 0.00 0.00 0.00 0.00
  Debentures & Bonds 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00 0.00
Investments outside India 0.00 0.00 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 0.00 0.00 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 0.00 0.00 0.00 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00 0.00 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00 0.00 0.00 0.00
  Term Loans 0.00 0.00 0.00 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 9.06 4.34 2.96 0.16 0.08
  Premises 1.04 0.47 0.47 0.04 0.04
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 2.87 0.00 0.00 0.00 0.00
Less: Accumulated Depreciation 3.07 2.06 1.12 0.06 0.03
Net Block 5.99 2.28 1.84 0.1 0.06
Less: Impairment of Assets 0 0 0 0 0
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 0.07 0.01 0 0 0
Other Assets 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 0.00 0.00 0.00 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00 0.00 0.00 0.00
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 0.00 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 634.2 441.94 338.71 20.9 14.19
Contingent Liabilities 0 0 0 0 0
  Claims not acknowledged as debts 0 0 0 0 0
  Outstanding forward exchange contracts 0.00 0.00 0.00 0.00 0.00
  Guarantees given in India 0.00 0.00 0.00 0.00 0.00
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00 0.00 0.00 0.00
Bills for collection 0.00 0.00 0.00 0.00 0.00
Book Value 0.27 0.23 0.17 0.1 0.05
Adjusted Book Value 0.27 0.23 0.17 0.1 0.05

Quarterly Results

Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 2704.27 2335.09 2344.24 2393.65
Income On Investments 0.00 0.00 0.00 0.00
Interest On Balances With Rbi Other Inter Bank Funds 0.00 0.00 0.00 0.00
Interest / Discount On Advances / Bills 0 0 0 0
Others 0 0 0 0
Other Income 0.32 1.43 6.53 0.27
Total Income 2704.6 2336.53 2350.77 2393.92
Interest Expended 1143.65 1118.21 974.03 949.3
Operating Expenses 0 0 0 0
Total Expenditure 665.62 539.95 660.27 586.71
Operating Profit Before Provisions and Contingencies 2038.98 1796.58 1690.5 1807.21
Exceptional Items 0 0 0 0
Provisions and contingencies 0 0 0 0
Profit Before Tax 844.15 630.73 660.96 804.3
Tax 183.7 131.09 63.67 125.1
Profit After Tax 660.45 499.64 597.29 679.2
+/- Extraordinary Items 0 0 0 0
+/- Prior period items 0 0 0 0
Net Profit 660.45 499.64 597.29 679.2
Minority Interest 0 0 0 0
Shares of Associates 0 0 0 0
Other related items 0 0 0 0
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 660.45 499.64 597.29 679.2
Equity Capital 660.45 499.65 597.29 679.2
Face Value (IN RS) 10 10 10 10
Reserves 0 0 0 0
% of Shares held by Govt 0 0 0 0
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0 0 0 0
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0 0 0 0
% of Gross NPAs 0 0 0 0
Return on Assets 0 0 0 0
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 8.43 6.38 7.63 8.68
Basic Eps Before Extraordinary Items 8.43 6.38 7.63 8.68
PBIDTM% 75.4 76.94 72.11 75.5
PBDTM% 33.11 29.05 30.56 35.84
PBTM% 31.22 27.01 28.2 33.6
PATM% 24.42 21.4 25.48 28.38
Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 2703.7 2334.5 2343.6 2393.0
Income On Investments 0 0 0 0
Interest On Balances With Rbi Other Inter Bank Funds 0 0 0 0
Interest / Discount On Advances / Bills 0 0 0 0
Others 0.00 0.00 0.00 0.00
Other Income 0.3 1.4 6.5 0.3
Total Income 2704 2335.9 2350.1 2393.3
Interest Expended 1143.7 1118.2 974 949.3
Operating Expenses 0.00 0.00 0.00 0.00
Total Expenditure 663.2 537.9 656.9 586.7
Operating Profit Before Provisions and Contingencies 2040.9 1798.1 1693.2 1806.6
Exceptional Items 0 0 0 0
Provisions and contingencies 0.00 0.00 0.00 0.00
Profit Before Tax 846.1 632.3 663.7 803.7
Tax 184.2 131.5 64.4 125
Profit After Tax 661.9 500.8 599.3 678.7
+/- Extraordinary Items 0.00 0.00 0.00 0.00
+/- Prior period items 0.00 0.00 0.00 0.00
Net Profit 661.9 500.8 599.3 678.7
Minority Interest 0.00 0.00 0.00 0.00
Shares of Associates 0.00 0.00 0.00 0.00
Other related items 0.00 0.00 0.00 0.00
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 661.9 500.8 599.3 678.7
Equity Capital 661.9 500.8 599.3 678.7
Face Value (IN RS) 10 10 10 10
Reserves 0 0 0 0
% of Shares held by Govt 0.00 0.00 0.00 0.00
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0.00 0.00 0.00 0.00
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0.00 0.00 0.00 0.00
% of Gross NPAs 0.00 0.00 0.00 0.00
Return on Assets 0.00 0.00 0.00 0.00
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 8.45 6.39 7.65 8.68
Basic Eps Before Extraordinary Items 8.45 6.39 7.65 8.68
PBIDTM% 75.48 77.02 72.25 75.5
PBDTM% 33.19 29.12 30.69 35.83
PBTM% 31.29 27.08 28.32 33.59
PATM% 24.48 21.45 25.57 28.36

Profit-Loss

-
Particulars
-
Particulars

Financial Ratios

Particulars
Particulars

Cash Flow

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018
Net Profit Before Taxes 30.19 25.78 13.42
Adjustments for Expenses & Provisions : 2.02 -1.84 4.96
Adjustments for Liabilities & Assets: -143.31 -144.72 -107.5
Refund/(payment) of direct taxes -6.13 -6.81 -4.18
Other Direct payments 0 0 0
Cash Flow from operating activities -117.22 -127.59 -93.29
Cash Flow from investing activities -34.18 -32.7 -21.76
Cash Flow from financing activities 170.46 140.44 124.04
Effect of exchange fluctuation on translation reserve 0 0 0
Net increase/(decrease) in cash and cash equivalents 19.06 -19.85 8.99
Opening Cash & Cash Equivalents 16 35.85 26.86
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0
Closing Cash & Cash Equivalent 35.06 16 35.85
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018
Net Profit Before Taxes 30.19 25.78 13.42
Adjustments for Expenses & Provisions : 2.02 -1.84 4.96
Adjustments for Liabilities & Assets: -143.31 -144.72 -107.5
Refund/(payment) of direct taxes -6.13 -6.81 -4.18
Other Direct payments 0 0 0
Cash Flow from operating activities -117.22 -127.59 -93.29
Cash Flow from investing activities -34.18 -32.7 -21.76
Cash Flow from financing activities 170.46 140.44 124.04
Effect of exchange fluctuation on translation reserve 0 0 0
Net increase/(decrease) in cash and cash equivalents 19.06 -19.85 8.99
Opening Cash & Cash Equivalents 16 35.85 26.86
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0
Closing Cash & Cash Equivalent 35.06 16 35.85
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0

Share Price

Year Open Price (₹) High Price (₹) Low Price (₹) Close Price (₹) Volume (000's) Value (in Lakhs)
January-2021 1710 2112.55 1676.9 1932.85 53.95 1027.35
December-2020 1618.15 1753.8 1591 1687.4 143.21 2411.14
November-2020 1430.55 1649 1401.1 1623 4283.04 64748.73
October-2020 1436.45 1543 1382.65 1424.15 21.5 314.62
September-2020 1412.05 1505 1284.5 1436.1 149.31 2101.35
August-2020 1363 1576.3 1330 1404.65 144.71 2078.05
Aavas Financiers awarded Best NBFC for year 2020-21 01-Sep-2022 04:57 PM  
Aavas Financiers informs about analyst meet17-Aug-2022 03:37 PM  
Aavas Financiers informs about voting result23-Jul-2022 02:11 PM  
Aavas Financiers informs about certificate12-Jul-2022 04:42 PM  
Aavas Financiers informs about annual disclosure04-May-2022 12:18 PM  
Aavas Financiers informs about disclosure29-Apr-2022 04:17 PM  
Aavas Financiers to raise funds through NCDs25-Apr-2022 05:58 PM  
Aavas Financiers becomes Great Place to Work-Certified organization29-Mar-2022 02:38 PM  
AAVAS Financiers informs about allotment 25-Mar-2022 05:04 PM  
Aavas Financiers gets nod to raise Rs 100 crore via NCDs25-Mar-2022 12:37 PM  
Aavas Financiers raises Rs 360 crore through external commercial borrowing10-Mar-2022 04:44 PM  
Aavas Financiers inches up on planning to raise Rs 100 crore via NCDs03-Mar-2022 10:37 AM  
Aavas Financiers planning to raise Rs 100 crore via NCDs03-Mar-2022 10:28 AM  
Aavas Financiers informs about analyst meet17-Feb-2022 04:54 PM  
Aavas Financiers informs about disclosure17-Feb-2022 09:54 AM