Shares Bazaar

CreditAccess Grameen Ltd.   (BSE: CREDITACC)

NSE   0.00  
OPEN PRICE(₹)
0.00
HIGH PRICE(₹)
0.00
LOW PRICE(₹)
0.00
CLOSE PRICE(₹)
0.00
VOLUME
0.00
52 WK LOW (₹)
498.05 (03-08-2020)
52 WK HIGH (₹)
839.95 (01-12-2020)
BSE   997.45  
OPEN PRICE₹)
1004.4
HIGH PRICE(₹)
1004.95
LOW PRICE (₹)
975.45
CLOSE PRICE(₹)
997.45
VOLUME
8970
VALUE
8947130
BID QTY
0
OFFER QTY
0

Stock Summary

Trade Value (₹ in Lacs) : 1554.96 MCap (₹ in Mn) : 110550.19 Dividend Yield(%) : 0 Price/Earning (TTM) : 40.56
TTM EPS (₹) : 0 Price/Sales (TTM) : 0 P/E Ratio : 0.04 Price/Book (MRQ) : 3.06
Book Value(₹) : 0 Face Value(₹) : 0 Latest Reserve (₹ in Mn): 34531.98 EPSc : 22.74
PE : 31.26 TTMNP : 2725.7 TTMTAX : 935.3 TTMINTEREST : 6903.5
TTMDEPRECIATION : 217.5 TTMNetSales : 18878.5 EV_Sales : 9.69 EV (in Mn) : 182971.39
TTMEBITDA : 10782 EV_EBITDA : 16.97 TTMCashProfit : 2943.2 TTMCEPS : 18.93
Price_CEPS : 37.56 TTMNPAEX : 2725.7

Peer Group Compare

Comp. Name Price M.Cap Div Yld % P/E Ratio Price/Earning (TTM) TTM EPS (₹)
Bajaj Finance Ltd. (BSE)

7506.7 ( -2.78%)

290019.26 0.21 0.02 78.68 61.17
SBI Cards And Payment Services Ltd. (BSE)

915.85 ( -3.13%)

91165.13 0.1 0.01 102.13 9.49
Muthoot Finance Ltd. (BSE)

1002.05 ( -1.27%)

44764.68 1.34 0.01 13.35 83.59
Bajaj Holdings & Investment Ltd. (BSE)

6840.35 ( -0.9%)

35932.22 1.24 0.21 28.27 114.21
Cholamandalam Investment & Finance Company Ltd. (BSE)

738.1 ( -5.93%)

33202.68 0.42 0 25.66 15.79

Management Info

Chairman : Paolo Brichetti
Managing Director : Udaya Kumar Hebbar
Company Secretory : MJ Mahadev Prakash
Incorporation Year : 1991

Registered Office

Address : New No. 49 (Old No. 725)
46th Cross, 8th Block
Jayanagar (Next To Rajalakshmi Kalyana Mantap)
City-Pincode : Bengaluru-560071
Phone : 080-30418118/30418100/22637300
Website : www.grameenkoota.org
Email : cs@gfspl.in/csinvestors@grameenkoota.org

Registrars Details

Registrars Details : K FIN Technologies Pvt Ltd.-(Karvy Fintech Pvt Ltd.)
Address : Karvy Selenium Tower B, Plot 31-32Gachibowli,Financial District, NanakramgudaHyderabad – 500032Tel. No. 040 67161500Fax. No. 040 23001153E-mail: einward.ris@karvy.comWebsite: www.karvy.comToll Free No. of exclusive Call Centre:1-800-345001
Listing : BSE, NSE

Balance Sheet

(₹ in Million)
Particulars Mar-2020 Mar-2019
SOURCES OF FUNDS:
Share Capital 0.14 0.14
  Equity - Authorised 0.16 0.16
  Equity - Issued 0.14 0.14
 Equity Paid Up 0.14 0.14
  Equity Shares Forfeited 0.00 0.00
  Adjustments to Equity 0.00 0.00
  Preference Capital Paid Up 0.00 0
  Face Value 0.01 0.01
Share Warrants & Outstandings 0.00 0.00
Total Reserves 2.58 2.21
  Securities Premium 1.48 1.48
  Capital Reserves 0.05 0.05
  Profit & Loss Account Balances 0.82 0.55
  General Reserves 0.00 0.00
Reserve excluding Revaluation Reserve 2.58 2.21
Revaluation Reserves 0.00 0
Deposits 0.00 0.00
  Demand Deposits 0.00 0.00
  Savings Deposit 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00
  Current Deposits 0.00 0.00
  Recurring Deposits 0.00 0.00
  Other Deposits 0.00 0.00
Borrowings 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00
  Borrowings From Other Banks 0.00 0.00
  Borrowings From GOI 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00
  Borrowings in Other Form 0.00 0.00
Other Liabilities & Provisions 0.00 0.00
  Bills Payable 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00
  Interest Accrued 0.00 0.00
  Proposed Dividend 0.00 0.00
  Corporate dividend tax payable 0.00 0.00
  Other Liabilities & Provisions 0.48 0.32
Total Liabilities 12.86 7.55
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00
  Cash with RBI 0.00 0.00
  Cash in hand & others 0.00 0.00
Balances with banks and money at call 0.00 0.00
Investments 0.56 0.34
Investments in India 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00
  Equity Shares - Corporate 0.00 0.00
  Debentures & Bonds 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00
Investments outside India 0.00 0.00
  Government securitiesC 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00
  Other investments outside India 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00
Advances 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00
  Term Loans 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00
Gross block 0.62 0.05
  Premises 0.02 0.00
  Assets Given on Lease 0.00 0.00
  Other Fixed Assets 0.00 0.00
Less: Accumulated Depreciation 0.04 0.02
Net Block 0.58 0.02
Less: Impairment of Assets 0.00 0.00
Lease Adjustment 0.00 0.00
Capital Work in Progress 0 0
Other Assets 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00
  Interest Accrued Assets 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00
  Stationery and stamps 0.00 0.00
  Non-banking assets acquired 0.00 0.00
  Deferred tax asset 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00
Total Assets 12.86 7.55
Contingent Liabilities 0 0.00
  Claims not acknowledged as debts 0.00 0.00
  Outstanding forward exchange contracts 0.00 0.00
  Guarantees given in India 0.00 0.00
  Guarantees given Outside India 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00
Bills for collection 0.00 0.00
Book Value 0.19 0.16
Adjusted Book Value 0.19 0.16
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 0.14 0.14 0.13 100000 100000
  Equity - Authorised 0.16 0.16 0.16 910000 910000
  Equity - Issued 0.14 0.14 0.13 100000 100000
 Equity Paid Up 0.14 0.14 0.13 100000 100000
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00 0.00 0.00
  Face Value 0.01 0.01 0.01 0.01 0.01
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 2.52 2.21 1.3 100000 100000
  Securities Premium 1.48 1.48 0.88 100000 100000
  Capital Reserves 0.05 0.05 0.05 0 0
  Profit & Loss Account Balances 0.82 0.55 0.3 100000 100000
  General Reserves 0 0 0 0 0
Reserve excluding Revaluation Reserve 2.52 2.21 1.3 100000 100000
Revaluation Reserves 0.00 0.00 0.00 0.00 0.00
Deposits 0.00 0.00 0.00 0.00 0.00
  Demand Deposits 0.00 0.00 0.00 0.00 0.00
  Savings Deposit 0.00 0.00 0.00 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00 0.00 0.00 0.00
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 0.00 0.00 0.00 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Banks 0.00 0.00 0.00 0.00 0.00
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00 0.00 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00 0.00 0.00 0.00
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
  Bills Payable 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 0.00 0.00 0.00 0.00 0.00
  Proposed Dividend 0.00 0.00 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 0.48 0.32 0.14 100000 100000
Total Liabilities 10.97 7.55 5.2 100000 100000
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Cash with RBI 0.00 0.00 0.00 0.00 0.00
  Cash in hand & others 0.00 0.00 0.00 0.00 0.00
Balances with banks and money at call 0.00 0.00 0.00 0.00 0.00
Investments 1.17 0.34 0.16 100000 100000
Investments in India 0.00 0.00 0.00 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00 0.00 0.00 0.00
  Equity Shares - Corporate 0.00 0.00 0.00 0.00 0.00
  Debentures & Bonds 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00 0.00
Investments outside India 0.00 0.00 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 0.00 0.00 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 0.00 0.00 0.00 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00 0.00 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00 0.00 0.00 0.00
  Term Loans 0.00 0.00 0.00 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 0.13 0.05 0.03 100000 100000
  Premises 0.02 0 0 0 0
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 0.00 0.00 0.00 0.00 0.00
Less: Accumulated Depreciation 0.04 0.02 0.02 100000 100000
Net Block 0.09 0.02 0.02 100000 100000
Less: Impairment of Assets 0 0 0 0 0
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 0 0 0 30310.15 0
Other Assets 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 0.00 0.00 0.00 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00 0.00 0.00 0.00
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 0.00 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 1376.66 32540.91
Total Assets 10.97 7.55 5.2 100000 100000
Contingent Liabilities 0 0 0 2493.05 84828.51
  Claims not acknowledged as debts 0 0 0 0 0
  Outstanding forward exchange contracts 0.00 0.00 0.00 0.00 0.00
  Guarantees given in India 0.00 0.00 0.00 0.00 0.00
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00 0.00 0.00 0.00
Bills for collection 0.00 0.00 0.00 0.00 0.00
Book Value 0.18 0.16 0.11 0.08 0.06
Adjusted Book Value 0.18 0.16 0.11 0.08 0.06

Quarterly Results

Particulars Sep-2020 Jun-2020 Mar-2020
Date End Audited Audited Audited
Interest Earned 5760.20 6192.90 4817.10
Income On Investments 0.00 0.00 0.00
Interest On Balances With Rbi Other Inter Bank Funds 0.00 0.00 0.00
Interest / Discount On Advances / Bills 0 0 0
Others 0 0 0
Other Income 9.7 5.8 4.1
Total Income 5769.9 6198.7 4821.2
Interest Expended 2365.2 2327 1749.6
Operating Expenses 0 0 0
Total Expenditure 2224.6 2760.5 2608.4
Operating Profit Before Provisions and Contingencies 3545.3 3438.2 2212.8
Exceptional Items 0 0 0
Provisions and contingencies 0 0 0
Profit Before Tax 1067.1 1004.6 405.2
Tax 271.4 258.4 97.4
Profit After Tax 795.7 746.2 307.8
+/- Extraordinary Items 0 0 0
+/- Prior period items 0 0 0
Net Profit 795.7 746.2 307.8
Minority Interest -3.6 -26.2 -19.4
Shares of Associates 0 0 0
Other related items 0 0 0
Misc. Expenses Written off 0.00 0.00 0.00
Consolidated Net Profit 795.7 746.2 307.8
Equity Capital 792.1 720 288.4
Face Value (IN RS) 10 10 10
Reserves 0 0 0
% of Shares held by Govt 0 0 0
Capital Adequacy Ratio 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00
Amount of Net NPAs 0 0 0
% of Gross / Net NPAs NA NA NA
% of Net NPAs 0 0 0
% of Gross NPAs 0 0 0
Return on Assets 0 0 0
No of Public Share Holdings NA NA NA
% of Public Share Holdings NA NA NA
Basic Eps After Extraordinary Items 5.5 5 2
Basic Eps Before Extraordinary Items 5.5 5 2
PBIDTM% 61.55 55.52 45.94
PBDTM% 20.49 17.94 9.62
PBTM% 18.53 16.22 8.41
PATM% 13.81 12.05 6.39
Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 4706.7 5101.0 4609.2 4520.4
Income On Investments 0 0 0 0
Interest On Balances With Rbi Other Inter Bank Funds 0 0 0 0
Interest / Discount On Advances / Bills 0 0 0 0
Others 0.00 0.00 0.00 0.00
Other Income 7.4 5.8 1.2 15.2
Total Income 4714.1 5106.8 4610.4 4535.6
Interest Expended 1917.3 1851 1676.4 1458.8
Operating Expenses 0.00 0.00 0.00 0.00
Total Expenditure 1687.7 2345.6 2584.9 1566.7
Operating Profit Before Provisions and Contingencies 3026.4 2761.2 2025.5 2968.9
Exceptional Items 0 0 0 0
Provisions and contingencies 0.00 0.00 0.00 0.00
Profit Before Tax 1048 855.4 298.4 1459.2
Tax 266.3 219.4 70.3 379.3
Profit After Tax 781.7 636 228.1 1079.9
+/- Extraordinary Items 0.00 0.00 0.00 0.00
+/- Prior period items 0.00 0.00 0.00 0.00
Net Profit 781.7 636 228.1 1079.9
Minority Interest 0.00 0.00 0.00 0.00
Shares of Associates 0.00 0.00 0.00 0.00
Other related items 0.00 0.00 0.00 0.00
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 781.7 636 228.1 1079.9
Equity Capital 781.7 636 228.1 1079.9
Face Value (IN RS) 10 10 10 10
Reserves 0 0 0 0
% of Shares held by Govt 0.00 0.00 0.00 0.00
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0.00 0.00 0.00 0.00
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0.00 0.00 0.00 0.00
% of Gross NPAs 0.00 0.00 0.00 0.00
Return on Assets 0.00 0.00 0.00 0.00
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 5.43 4.42 1.58 7.51
Basic Eps Before Extraordinary Items 5.43 4.42 1.58 7.51
PBIDTM% 64.3 54.13 43.94 65.68
PBDTM% 23.56 17.84 7.57 33.41
PBTM% 22.27 16.77 6.47 32.28
PATM% 16.61 12.47 4.95 23.89

Profit-Loss

-
Particulars
-
Particulars

Financial Ratios

Particulars
Particulars

Cash Flow

(₹ in Million)
Particulars Mar-2020 Mar-2019
Net Profit Before Taxes 0.46 0.5
Adjustments for Expenses & Provisions : 0.22 0.1
Adjustments for Liabilities & Assets: -2.75 -1.79
Refund/(payment) of direct taxes -0.16 -0.18
Other Direct payments 0 0
Cash Flow from operating activities -2.23 -1.38
Cash Flow from investing activities -0.64 -0.01
Cash Flow from financing activities 2.92 1.83
Effect of exchange fluctuation on translation reserve 0 0
Net increase/(decrease) in cash and cash equivalents 0.05 0.44
Opening Cash & Cash Equivalents 0.59 0.13
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0
Effect of Foreign Exchange Fluctuations 0 0
Closing Cash & Cash Equivalent 0.64 0.57
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0
Effect of Foreign Exchange Fluctuations 0 0
(₹ in Million)
Particulars Mar-2020 Mar-2019
Net Profit Before Taxes 0.46 0.5
Adjustments for Expenses & Provisions : 0.22 0.1
Adjustments for Liabilities & Assets: -2.75 -1.79
Refund/(payment) of direct taxes -0.16 -0.18
Other Direct payments 0 0
Cash Flow from operating activities -2.23 -1.38
Cash Flow from investing activities -0.64 -0.01
Cash Flow from financing activities 2.92 1.83
Effect of exchange fluctuation on translation reserve 0 0
Net increase/(decrease) in cash and cash equivalents 0.05 0.44
Opening Cash & Cash Equivalents 0.59 0.13
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0
Effect of Foreign Exchange Fluctuations 0 0
Closing Cash & Cash Equivalent 0.64 0.57
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0
Effect of Foreign Exchange Fluctuations 0 0

Share Price

Year Open Price (₹) High Price (₹) Low Price (₹) Close Price (₹) Volume (000's) Value (in Lakhs)
February-2021 662 755 662 721.8 157.23 1149.59
January-2021 762.75 810 690.5 693.7 129.82 978.49
December-2020 791.05 839 691.8 768 163.6 1293.35
November-2020 660 802 616.55 789.75 193.28 1391.73
October-2020 736.1 764.05 605.05 648.2 91.01 621.93
September-2020 725 759.25 646.3 743.8 193.01 1365.28
August-2020 529.8 739.9 500 719.95 318.08 1971.29
CreditAccess Grameen informs about investors meet 22-Sep-2022 10:26 AM  
CreditAccess Grameen informs about issue of NCDs17-Sep-2022 01:21 PM  
CreditAccess Grameen informs about analyst meet12-Sep-2022 10:30 AM  
CreditAccess Grameen informs about Allotment of ESOP / ESPS10-Sep-2022 12:21 PM  
CreditAccess Grameen informs about analyst meet09-Sep-2022 09:36 AM  
CreditAccess Grameen informs about update on the scheme of amalgamation19-Aug-2022 10:28 AM  
CreditAccess Grameen informs about allotment of equity shares 10-Aug-2022 04:02 PM  
CreditAccess Grameen informs about investors meeting10-Aug-2022 12:19 PM  
CreditAccess Grameen reports around 7- fold jump in Q1 consolidated net profit01-Aug-2022 04:49 PM  
CreditAccess Grameen informs about annual report02-Jul-2022 09:45 AM  
CreditAccess Grameen informs about AGM notice02-Jul-2022 09:44 AM  
CreditAccess Grameen informs about business responsibility and sustainability report02-Jul-2022 09:42 AM  
CreditAccess Grameen informs about credit rating30-Jun-2022 11:59 AM  
CreditAccess Grameen informs about investors meet29-Jun-2022 03:37 PM  
CreditAccess Grameen informs about credit rating29-Jun-2022 11:48 AM