Shares Bazaar

Indiabulls Housing Finance Ltd.

NSE   0.00  
OPEN PRICE(₹)
0.00
HIGH PRICE(₹)
0.00
LOW PRICE(₹)
0.00
CLOSE PRICE(₹)
0.00
VOLUME
0.00
52 WK LOW (₹)
81 (20-03-2020)
52 WK HIGH (₹)
361 (11-02-2020)
BSE   275.6  
OPEN PRICE₹)
281.9
HIGH PRICE(₹)
288.8
LOW PRICE (₹)
273.25
CLOSE PRICE(₹)
275.6
VOLUME
2484780
VALUE
705426000
BID QTY
0
OFFER QTY
0

Stock Summary

Trade Value (₹ in Lacs) : 924.7 MCap (₹ in Mn) : 89487.63 Dividend Yield(%) : 16.02 Price/Earning (TTM) : 6.07
TTM EPS (₹) : 0 Price/Sales (TTM) : 0 P/E Ratio : 0 Price/Book (MRQ) : 0.58
Book Value(₹) : 0 Face Value(₹) : 0 Latest Reserve (₹ in Mn): 152303.2 EPSc : 50.52
PE : 3.83 TTMNP : 14730.6 TTMTAX : 2661.8 TTMINTEREST : 71346.5
TTMDEPRECIATION : 882.5 TTMNetSales : 100198.7 EV_Sales : 6.89 EV (in Mn) : 690761.13
TTMEBITDA : 89621.4 EV_EBITDA : 7.71 TTMCashProfit : 15613.1 TTMCEPS : 33.77
Price_CEPS : 5.73 TTMNPAEX : 14730.6

Peer Group Compare

Comp. Name Price M.Cap Div Yld % P/E Ratio Price/Earning (TTM) TTM EPS (₹)
Housing Development Finance Corporation Ltd. (BSE)

2521.75 ( 0.22%)

436682.52 0.87 0 26.42 91.8
LIC Housing Finance Ltd. (BSE)

472.05 ( 0.39%)

19926.62 2.03 0 7.58 52.06
Aavas Financiers Ltd. (BSE)

2546.9 ( -0.94%)

14348.78 0 0.17 54.8 33.4
Housing & Urban Development Corporation Ltd. (BSE)

54.75 ( 7.04%)

8357.93 7.43 0 5.3 7.87
Can Fin Homes Ltd. (BSE)

524.05 ( 2.75%)

6384.74 0.42 0.02 14.37 33.38

Management Info

Chairman : Subhash Sheoratan Mundra
Managing Director : Gagan Banga
Company Secretory : Amit Jain
Incorporation Year : 2005

Registered Office

Address : M - 62 & 63
First Floor
Connaught Place
City-Pincode : New Delhi-110001
Phone : 0124-6681199
Website : www.indiabullshomeloans.com
Email : helpdesk@indiabulls.com

Registrars Details

Registrars Details : K FIN Technologies Pvt Ltd.-(Karvy Fintech Pvt Ltd.)
Address : Karvy Selenium Tower B, Plot 31-32Gachibowli,Financial District, NanakramgudaHyderabad – 500032Tel. No. 040 67161500Fax. No. 040 23001153E-mail: einward.ris@karvy.comWebsite: www.karvy.comToll Free No. of exclusive Call Centre:1-800-345001
Listing : BSE, NSE

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Balance Sheet

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 0.08 0.09 0.09 847712.08 842583.92
  Equity - Authorised 0.6 0.6 0.6 6000000 6000000
  Equity - Issued 0.08 0.09 0.09 847712.08 842583.92
 Equity Paid Up 0.08 0.09 0.09 847712.08 842583.92
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00 0 0
  Face Value 0 0 0 0 0
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 15.26 16.23 14.18 120351102.06 106064950.17
  Securities Premium 7.26 7.51 7.48 71909353.86 73731312.93
  Capital Reserves 0.01 0.01 0.01 139196.73 139196.73
  Profit & Loss Account Balances 1.32 1.59 1.34 5913955.49 1887794.57
  General Reserves 1.11 0.96 0.75 5259874.37 3929874.37
Reserve excluding Revaluation Reserve 15.26 16.23 14.18 120351102.06 106064950.17
Revaluation Reserves 0.00 0.00 0.00 0 0
Deposits 0.00 0.00 0.00 0.00 0.00
  Demand Deposits 0.00 0.00 0.00 0.00 0.00
  Savings Deposit 0.00 0.00 0.00 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00 0.00 0.00 0.00
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 0.00 0.00 0.00 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Banks 0.00 0.00 0.00 0.00 0.00
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00 0.00 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00 0.00 0.00 0.00
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
  Bills Payable 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 0.00 0.00 0.00 0.00 0.00
  Proposed Dividend 0.00 0.00 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 0.2 0.18 0.15 28713453.44 18206340.07
Total Liabilities 85.77 106.82 104.53 692689201.79 481898823.17
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Cash with RBI 0.00 0.00 0.00 0.00 0.00
  Cash in hand & others 0.00 0.00 0.00 0.00 0.00
Balances with banks and money at call 0.00 0.00 0.00 0.00 0.00
Investments 14.98 20.74 15.57 165727759.99 125767987.72
Investments in India 0.00 0.00 0.00 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00 0.00 0.00 0.00
  Equity Shares - Corporate 0.00 0.00 0.00 0.00 0.00
  Debentures & Bonds 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00 0.00
Investments outside India 0.00 0.00 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 0.00 0.00 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 0.00 0.00 0.00 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00 0.00 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00 0.00 0.00 0.00
  Term Loans 0.00 0.00 0.00 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 0.74 0.4 0.32 2911762.08 2364784.6
  Premises 0.33 0.01 0.01 82343.68 13339.08
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 0.00 0.00 0.00 0.00 0.00
Less: Accumulated Depreciation 0.29 0.19 0.15 1222632.82 1007776.44
Net Block 0.45 0.21 0.17 1689129.26 1357008.15
Less: Impairment of Assets 0.00 0.00 0.00 0.00 0.00
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 0 0 0 0 0
Other Assets 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 0.00 0.00 0.00 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00 0.00 0.00 0.00
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 0.00 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 85.77 106.82 104.53 692689201.79 481898823.17
Contingent Liabilities 0.12 0.15 0.02 1934426.74 1999111.83
  Claims not acknowledged as debts 0.12 0.12 0.01 54650.85 107710.23
  Outstanding forward exchange contracts 0.00 0.00 0.00 0.00 0.00
  Guarantees given in India 0.00 0.00 0.00 0.00 0.00
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00 0.00 0.00 0.00
Bills for collection 0.00 0.00 0.00 0.00 0.00
Book Value 0.37 0.38 0.33 0.29 0.25
Adjusted Book Value 0.37 0.38 0.33 0.29 0.25
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 0.09 0.09 0.09 100000 100000
  Equity - Authorised 0.6 0.6 0.6 2147483.65 2147483.65
  Equity - Issued 0.09 0.09 0.09 100000 100000
 Equity Paid Up 0.09 0.09 0.09 100000 100000
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00 0.00 0.00
  Face Value 0 0 0 0 0
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 14.66 17.01 15.38 100000 100000
  Securities Premium 7.5 7.49 7.46 100000 100000
  Capital Reserves 0.01 0.01 0.01 100000 100000
  Profit & Loss Account Balances 0.39 0.54 0.45 100000 100000
  General Reserves 1.11 0.96 0.75 100000 100000
Reserve excluding Revaluation Reserve 14.66 17.01 15.38 100000 100000
Revaluation Reserves 0.00 0.00 0.00 0.00 0.00
Deposits 0.00 0.00 0.00 0.00 0.00
  Demand Deposits 0.00 0.00 0.00 0.00 0.00
  Savings Deposit 0.00 0.00 0.00 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00 0.00 0.00 0.00
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 0.00 0.00 0.00 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Banks 0.00 0.00 0.00 0.00 0.00
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00 0.00 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00 0.00 0.00 0.00
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
  Bills Payable 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 0.00 0.00 0.00 0.00 0.00
  Proposed Dividend 0.00 0.00 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 0.19 0.17 0.15 100000 100000
Total Liabilities 78.69 100.21 101.18 100000 100000
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Cash with RBI 0.00 0.00 0.00 0.00 0.00
  Cash in hand & others 0.00 0.00 0.00 0.00 0.00
Balances with banks and money at call 0.00 0.00 0.00 0.00 0.00
Investments 17.99 26.8 18.66 100000 100000
Investments in India 0.00 0.00 0.00 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00 0.00 0.00 0.00
  Equity Shares - Corporate 0.00 0.00 0.00 0.00 0.00
  Debentures & Bonds 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00 0.00
Investments outside India 0.00 0.00 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 0.00 0.00 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 0.00 0.00 0.00 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00 0.00 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00 0.00 0.00 0.00
  Term Loans 0.00 0.00 0.00 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 0.58 0.31 0.23 100000 100000
  Premises 0.01 0.01 0.01 82343.67 13339.08
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 0.25 0.00 0.00 0.00 0.00
Less: Accumulated Depreciation 0.21 0.17 0.14 100000 100000
Net Block 0.38 0.14 0.1 100000 100000
Less: Impairment of Assets 0 0 0 0 0
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 0 0 0 0 0
Other Assets 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 0.00 0.00 0.00 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00 0.00 0.00 0.00
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 0.00 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 78.69 100.21 101.18 100000 100000
Contingent Liabilities 1.66 2.13 0.05 100000 100000
  Claims not acknowledged as debts 0.11 0.11 0 42722.97 61528.02
  Outstanding forward exchange contracts 0.00 0.00 0.00 0.00 0.00
  Guarantees given in India 0.00 0.00 0.00 0.00 0.00
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00 0.00 0.00 0.00
Bills for collection 0.00 0.00 0.00 0.00 0.00
Book Value 0.34 0.4 0.36 0.28 0.25
Adjusted Book Value 0.34 0.4 0.36 0.28 0.25

Quarterly Results

Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 25336.60 25745.90 29500.40 33691.60
Income On Investments 0.00 0.00 0.00 0.00
Interest On Balances With Rbi Other Inter Bank Funds 0.00 0.00 0.00 0.00
Interest / Discount On Advances / Bills 0 0 0 0
Others 0 0 0 0
Other Income 473.4 36.4 41.6 6
Total Income 25810 25782.3 29542 33697.6
Interest Expended 17922.5 18469.6 21257.7 20553.9
Operating Expenses 0 0 0 0
Total Expenditure 3529 3505.2 7061.2 6807.5
Operating Profit Before Provisions and Contingencies 22281 22277.1 22480.8 26890.1
Exceptional Items 0 0 0 0
Provisions and contingencies 0 0 0 0
Profit Before Tax 4133.5 3544.5 943.8 6131.5
Tax 901.5 816.1 -324.7 662.8
Profit After Tax 3232 2728.4 1268.5 5468.7
+/- Extraordinary Items 0 0 0 0
+/- Prior period items 0 0 0 0
Net Profit 3232 2728.4 1268.5 5468.7
Minority Interest 0 0 0 0
Shares of Associates 0 0 102.1 48.3
Other related items 0 0 0 0
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 3232 2728.4 1268.5 5468.7
Equity Capital 3232 2728.4 1370.6 5517
Face Value (IN RS) 2 2 2 2
Reserves 0 0 0 0
% of Shares held by Govt 0 0 0 0
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0 0 0 0
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0 0 0 0
% of Gross NPAs 0 0 0 0
Return on Assets 0 0 0 0
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 7.62 6.51 3.27 12.9
Basic Eps Before Extraordinary Items 7.62 6.51 3.27 12.9
PBIDTM% 87.94 86.53 76.21 79.81
PBDTM% 17.2 14.79 4.15 18.81
PBTM% 16.31 13.77 3.2 18.2
PATM% 12.76 10.6 4.3 16.23
Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 21938.3 22321.5 26203.9 29735.0
Income On Investments 0 0 0 0
Interest On Balances With Rbi Other Inter Bank Funds 0 0 0 0
Interest / Discount On Advances / Bills 0 0 0 0
Others 0.00 0.00 0.00 0.00
Other Income 392.4 46.2 72.9 26.4
Total Income 22330.7 22367.7 26276.8 29761.4
Interest Expended 9999.9 9999.9 9999.9 9999.9
Operating Expenses 0.00 0.00 0.00 0.00
Total Expenditure 2775.5 3167.9 -1374.3 6546.1
Operating Profit Before Provisions and Contingencies 19555.2 19199.8 27651.1 23215.3
Exceptional Items 0 0 0 0
Provisions and contingencies 0.00 0.00 0.00 0.00
Profit Before Tax 3099 2220.5 7890.3 4182.6
Tax 745.3 551.2 955 410.3
Profit After Tax 2353.7 1669.3 6935.3 3772.3
+/- Extraordinary Items 0.00 0.00 0.00 0.00
+/- Prior period items 0.00 0.00 0.00 0.00
Net Profit 2353.7 1669.3 6935.3 3772.3
Minority Interest 0.00 0.00 0.00 0.00
Shares of Associates 0.00 0.00 0.00 0.00
Other related items 0.00 0.00 0.00 0.00
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 2353.7 1669.3 6935.3 3772.3
Equity Capital 2353.7 1669.3 6935.3 3772.3
Face Value (IN RS) 2 2 2 2
Reserves 0 0 0 0
% of Shares held by Govt 0.00 0.00 0.00 0.00
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0.00 0.00 0.00 0.00
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0.00 0.00 0.00 0.00
% of Gross NPAs 0.00 0.00 0.00 0.00
Return on Assets 0.00 0.00 0.00 0.00
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 5.43 3.9 16.22 8.82
Basic Eps Before Extraordinary Items 5.43 3.9 16.22 8.82
PBIDTM% 89.14 86.01 100 78.07
PBDTM% 15.07 11.02 31.08 14.68
PBTM% 14.13 9.95 30.11 14.07
PATM% 10.73 7.48 26.47 12.69

Profit-Loss

-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 0 0 0 0 0
     Interest / Discount on advances / Bills 0 0 0 0 0
     Interest on balances with RBI and other Inter-bank funds 0 0 0 0 0
     Income on investments 0 0 0 0 0
     Others 0 0 0 0 0
Other Income
     Commission,exchange and brokerage 0 0 0 0 0
     Profit / (loss)on sale of investments(net) 0 0 0 0 0
     Profit on sale of Fixed Assets 0 0 0 0 0
     Foreign Exchange Gains 0 0 0 0 0
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 0 0 0 225007.29 10759.62
     Miscellaneous income 0 0 0 0 0
Total Income 13.22 17.08 15.01 117845166.78 93001355.35
II. EXPENDITURE
Interest Expended 8.51 9.73 8.01 64107764.92 49714322.46
     Intereston Deposits 0 0 0 0 0
     Interest on RBI / inter-bank borrowings 0 0 0 0 0
     Other Interest 0.27 0.22 0.29 7088860.71 5145579.77
Operating Expenses 0 0 0 0 0
     Payments to and provisions for employees 0.6 0.78 0.65 4996621 4131499.27
     Rent,Taxes and lighting 0.01 0.08 0.06 489134.9 426026.62
     Depreciation on Banks property 0.11 0.04 0.04 231210.7 203606.71
     Depreciation on leased assets
     Auditor's fees and expenses 0 0 0 26345.6 28913.59
     Law charges 0.02 0.02 0.03 147223 223893.25
     Communication Expenses 0.01 0.01 0.01 73275.06 59829.89
     Repairs and Maintenance 0 0 0 0 0
     Insurance
     Other expenses -0.76 -0.93 -0.78 -5963810.26 -5073769.32
Provisions and Contingencies
     Provision for investments
     Provision for advances
     Others Provisions
Profit Before Tax 4.71 7.36 7 53737401.86 43287032.9
Taxes
     Current Income Tax 0.37 1.19 1.01 8289104.98 7525175.03
     Deferred Tax 0.02 0.35 -0 343444.21 785899.71
     Other taxes 0 0 0 0 0
Profit After Tax 2.17 4.06 3.87 29085519.37 23528977.63
Extra items
Minority Interest -133.54
Share of Associate 0.03 0.03 0.02 -21591.19 -81514.24
Other Consolidated Items
Consolidated Net Profit 2.2 4.09 3.9 29063928.18 23447329.84
Adjustments to PAT 0.01 0 0.01 121991.34
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 0.44 1.11 0.65 8301863.53 4689338.05
     Appropriation to General Reserve 0.15 0.21 0.22 1330000
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves 0.3 0.42 0.33 1702087.88
     Equity Dividend
     Corporate dividend tax 0.27 0.35 0.36 2325094.81 3629641.13
     Other appropriations 2.64 3.34 3.35 17414667.87 19763542.31
Equity Dividend % 1550.00 2000.00 2050.00 1350.00 2250.00
Earnings Per Share 52.4824 95.7073 91.3234 68.5703 55.6558
Adjusted EPS 52.4824 95.7073 91.3234 68.5703 55.6558
-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 0 0 0 0 0
     Interest / Discount on advances / Bills 0 0 0 0 0
     Interest on balances with RBI and other Inter-bank funds 0 0 0 0 0
     Income on investments 0 0 0 0 0
     Others 0 0 0 0 0
Other Income
     Commission,exchange and brokerage 0 0 0 0 0
     Profit / (loss)on sale of investments(net) 0 0 0 0 0
     Profit on sale of Fixed Assets 0 0 0 0 0
     Foreign Exchange Gains 0 0 0 0 0
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 0 0 0 100000 6011.76
     Miscellaneous income -1251.36 -334.58 -143.26 -200000000 -200000000
Total Income 12.02 15.58 13.83 100000 100000
II. EXPENDITURE
Interest Expended 7.71 9.06 7.71 100000 100000
     Intereston Deposits 0 0 0 0 0
     Interest on RBI / inter-bank borrowings 0 0 0 0 0
     Other Interest 0.27 0.21 0.29 100000 100000
Operating Expenses 0 0 0 0 0
     Payments to and provisions for employees 0.56 0.72 0.59 100000 100000
     Rent,Taxes and lighting 0.01 0.07 0.06 100000 100000
     Depreciation on Banks property 0.1 0.04 0.03 100000 100000
     Depreciation on leased assets
     Auditor's fees and expenses 0 0 0 24782.5 27779.84
     Law charges 0.02 0.01 0.02 100000 100000
     Communication Expenses 0.01 0.01 0.01 70752.58 56875.58
     Repairs and Maintenance 0 0 0 0 0
     Insurance 0 0 0 0 0
     Other expenses -0.7 -0.86 -0.71 -495535.08 -484655.42
Provisions and Contingencies
     Provision for investments
     Provision for advances
     Others Provisions
Profit Before Tax 4.32 6.52 6.12
Taxes
     Current Income Tax 0.32 1.08 0.88 100000 100000
     Deferred Tax 0.07 0.34 -0.14 100000 100000
     Other taxes 0 0 0 0 0
Profit After Tax 2.16 3.73 3.19 100000 100000
Extra items
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit 2.16 3.73 3.19 100000 100000
Adjustments to PAT 0.01 0 0.01 121991.34
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 0.43 1.05 0.86 5850000 4588247.71
     Appropriation to General Reserve 0.15 0.21 0.22 1330000
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves 0.14 0.33 0.33 100000 0
     Equity Dividend
     Corporate dividend tax 0.27 0.35 0.36 2318905.27 3629641.13
     Other appropriations 1.71 2.25 2.2 -9498905.27 -8117888.85
Equity Dividend % 1550 2000 2050 1350 2250
Earnings Per Share 50.52 87.25 74.68 67.06 54.45
Adjusted EPS 50.52 87.25 74.68 67.06 54.45

Financial Ratios

Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) 52.48 95.71 91.32 68.57 55.66
DPS(Rs) 31 40 41 27 45
Book NAV/Share(Rs) 366.05 381.75 334.37 285.94 253.76
Margin Ratios
Yield on Advances 0 0 0 0 0
Yield on Investments 0 0 0 0 0
Cost of Liabilities 0 0 0 0 0
NIM 0 0 0 0 0
Interest Spread 0 0 0 0 0
Performance Ratios
ROA(%) 1.86 3.1 3.25 3.16 3.45
ROE(%) 13.68 26.46 29.36 25.5 27.17
ROCE(%) 10.18 12.38 11.57 12.04 12.87
Efficiency Ratios
Cost Income Ratio 0 0 0 0 0
Core Cost Income Ratio 0 0 0 0 0
Operating Costs to Assets 0 0 0 0 0
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 0 0 0 0 0
Tier-1 (Basel II) 0 0 0 0 0
Tier-2 (Basel II) 0 0 0 0 0
Basel III
Total CAR (Basel III) 0 0 0 0 0
Tier - 1 (Basel III) 0 0 0 0 0
Tier - 2 (Basel III) 0 0 0 0 0
Valuation Parameters
PER(x) 1.84 8.96 13.55 14.54 11.62
PCE(x) 1.78 8.93 13.49 14.42 11.48
Price/Book(x) 0.26 2.25 3.7 3.49 2.55
Yield(%) 32.11 4.67 3.31 2.71 6.96
EV/Net Sales(x) 5.2 7.49 10.63 11.62 10.21
EV/Core EBITDA(x) 6.14 8.31 12.3 11.94 10.52
EV/EBIT(x) 6.2 8.34 12.33 11.97 10.55
EV/CE(x) 0.67 0.98 1.2 1.14 1.1
M Cap / Sales 0.31 2.15 3.53 4.03 3.26
Growth Ratio
Core Operating Income Growth -12.48 21.42 24.94 28.95 26.04
Operating Profit Growth -27.27 18.94 26.64 25.68 26.19
Net Profit Growth -46.62 4.76 33.17 23.62 23.76
BVPS Growth -4.11 13.42 0 12.68 36.11
Advances Growth 0 0 0 0 0
EPS Growth(%) -45.16 4.8 33.18 23.2 4.09
Liquidity Ratios
Loans/Deposits(x) 0 0 0 0 0
Total Debt/Equity(x) 0 0 0 0 0
Current Ratio(x) 0 0 0 0 0
Quick Ratio(x) 0 0 0 0 0
Interest Cover(x)
Total Debt/Mcap(x) 0 0 0 0 0
Net NPA in Rs. Million 0 0 0 0 0
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) 50.52 87.25 74.68 67.06 54.45
DPS(Rs) 31 40 41 27 45
Book NAV/Share(Rs) 100 100 100 100 100
Margin Ratios
Yield on Advances 0 0 0 0 0
Yield on Investments 0 0 0 0 0
Cost of Liabilities 0 0 0 0 0
NIM 0 0 0 0 0
Interest Spread 0 0 0 0 0
Performance Ratios
ROA(%) 2.03 3.02 2.77 3.17 3.46
ROE(%) 13.57 22.91 23.31 25.42 27.01
ROCE(%) 10.18 12.18 10.87 12.13 12.89
Efficiency Ratios
Cost Income Ratio 0 0 0 0 0
Core Cost Income Ratio 0 0 0 0 0
Operating Costs to Assets 0 0 0 0 0
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 22.82 20.83 18.61 18.28 20.51
Tier-1 (Basel II) 15.05 14.33 13.46 15.08 17.86
Tier-2 (Basel II) 7.77 6.5 5.15 3.2 2.65
Basel III
Total CAR (Basel III) 0 0 0 0 0
Tier - 1 (Basel III) 0 0 0 0 0
Tier - 2 (Basel III) 0 0 0 0 0
Valuation Parameters
PER(x) 1.91 9.82 16.57 14.87 11.88
PCE(x) 1.83 9.73 16.43 14.76 11.78
Price/Book(x) 0.28 2.14 3.41 3.56 2.59
Yield(%) 32.11 4.67 3.31 2.71 6.96
EV/Net Sales(x) 5.64 7.71 11.08 11.79 10.55
EV/Core EBITDA(x) 6.21 8.34 13.07 11.91 10.68
EV/EBIT(x) 6.26 8.36 13.1 11.94 10.7
EV/CE(x) 0.7 0.99 1.2 1.16 1.11
M Cap / Sales 0.36 2.38 3.84 4.17 3.4
Growth Ratio
Core Operating Income Growth -14.88 17.45 22.11 30.41 25.99
Operating Profit Growth -27.3 22.07 16.48 26.55 23.77
Net Profit Growth -42.08 17.08 12.06 23.9 15.97
BVPS Growth -13.81 10.36 0 12.33 36.57
Advances Growth 0 0 0 0 0
EPS Growth(%) -42.1 16.85 11.36 23.15 -2.12
Liquidity Ratios
Loans/Deposits(x) 0 0 0 0 0
Total Debt/Equity(x) 0 0 0 0 0
Current Ratio(x) 0 0 0 0 0
Quick Ratio(x) 0 0 0 0 0
Interest Cover(x)
Total Debt/Mcap(x) 1.84 0.88 0.77 0.85 0.84
Net NPA in Rs. Million 1.8 0.69 0.34 0.36 0.35

Cash Flow

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes 2.56 5.6 4.88 37718039.19 31288655.32
Adjustments for Expenses & Provisions : -2.67 -5.74 -4.65 -37833417.4 -26961211.34
Adjustments for Liabilities & Assets: 17.48 17.33 -28.57 -213775612.36 -146792236.76
Refund/(payment) of direct taxes -0.41 -1.43 -1.07 -8729590.86 -8169095.57
Other Direct payments 0 0 0 0 0
Cash Flow from operating activities 19.33 21.21 -25.02 -178452092.3 -116432487.78
Cash Flow from investing activities 8.26 -4.22 0.37 -21072291.87 -49970640.93
Cash Flow from financing activities -27.93 -7.34 23.77 225909212.56 153299656.51
Effect of exchange fluctuation on translation reserve 0 0 0 0 0
Net increase/(decrease) in cash and cash equivalents -0.34 9.65 -0.88 26384828.4 -13103472.2
Opening Cash & Cash Equivalents 13.9 4.25 5.13 24966626.92 63880013.54
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
Closing Cash & Cash Equivalent 13.56 13.9 4.25 51351455.31 50776541.34
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes 2.56 5.6 4.88 37718039.19 31288655.32
Adjustments for Expenses & Provisions : -2.67 -5.74 -4.65 -37833417.4 -26961211.34
Adjustments for Liabilities & Assets: 17.48 17.33 -28.57 -213775612.36 -146792236.76
Refund/(payment) of direct taxes -0.41 -1.43 -1.07 -8729590.86 -8169095.57
Other Direct payments 0 0 0 0 0
Cash Flow from operating activities 19.33 21.21 -25.02 -178452092.3 -116432487.78
Cash Flow from investing activities 8.26 -4.22 0.37 -21072291.87 -49970640.93
Cash Flow from financing activities -27.93 -7.34 23.77 225909212.56 153299656.51
Effect of exchange fluctuation on translation reserve 0 0 0 0 0
Net increase/(decrease) in cash and cash equivalents -0.34 9.65 -0.88 26384828.4 -13103472.2
Opening Cash & Cash Equivalents 13.9 4.25 5.13 24966626.92 63880013.54
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
Closing Cash & Cash Equivalent 13.56 13.9 4.25 51351455.31 50776541.34
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0

Share Price

Year Open Price (₹) High Price (₹) Low Price (₹) Close Price (₹) Volume (000's) Value (in Lakhs)
February-2021 193.9 240.6 187.95 236.7 23402.94 52271.72
January-2021 221.5 251.7 188.7 190.7 26800.92 60205.2
December-2020 188.5 220.55 173.15 214.85 30786.37 61526.36
November-2020 140.45 195.75 138.1 187.05 26073.1 44368.09
October-2020 159 161.7 137.05 140.1 24043.32 36409.14
September-2020 210.05 211.65 127.65 157.15 32928.54 55989.64
August-2020 188 230 176.35 208.1 37017.18 76720.66
Indiabulls Housing Finance informs about allotment of equity shares19-Jun-2021 11:12 AM  
Indiabulls Housing Finance surges on the bourses09-Jun-2021 02:48 PM  
Indiabulls Housing Finance, Indiabulls Commercial Credit ink pact with Central Bank of India 08-Jun-2021 09:46 AM  
Indiabulls Housing Finance informs about updates05-Jun-2021 01:46 PM  
Indiabulls Housing Finance informs about interest payment05-Jun-2021 12:44 PM  
Indiabulls Housing Finance informs about redemption of NCDs02-Jun-2021 12:18 PM  
Indiabulls Housing Finance trades jubilantly on reporting 2-fold jump in Q4 consolidated net profit20-May-2021 02:03 PM  
Indiabulls Housing Finance 2-fold jump in Q4 consolidated net profit20-May-2021 11:41 AM  
Indiabulls Housing Finance informs about disclosure 18-May-2021 10:13 AM  
Indiabulls Housing Finance informs about proposed divestment of mutual fund business11-May-2021 02:22 PM  
Indiabulls Housing Finance trades jubilantly on inking pact with HDFC22-Apr-2021 02:02 PM  
Indiabulls Housing, HDFC ink pact for co-lending22-Apr-2021 09:17 AM  
Indiabulls Housing Finance raises Rs 1,091 crore via FCCBs 05-Mar-2021 10:33 AM  
Indiabulls Housing Finance informs about interest payment02-Mar-2021 10:36 AM  
Indiabulls Housing Finance spurts on planning to raise Rs 5,000 crore through securitisation route in Q4FY2116-Feb-2021 03:06 PM  
Indiabulls Housing Finance to raise Rs 5,000 crore through securitisation route in Q4FY2115-Feb-2021 09:13 AM  
Indiabulls Housing Finance informs about interest payment of NCDs19-Dec-2020 03:16 PM  
Indiabulls Housing Finance raises Rs 93 crore by selling part of stake in OakNorth30-Nov-2020 09:29 AM