Shares Bazaar

IDFC First Bank Ltd.

NSE   0.00  
OPEN PRICE(₹)
0.00
HIGH PRICE(₹)
0.00
LOW PRICE(₹)
0.00
CLOSE PRICE(₹)
0.00
VOLUME
0.00
52 WK LOW (₹)
17.65 (24-03-2020)
52 WK HIGH (₹)
52.45 (20-01-2021)
BSE   56.7  
OPEN PRICE₹)
57.2
HIGH PRICE(₹)
57.5
LOW PRICE (₹)
56.45
CLOSE PRICE(₹)
56.7
VOLUME
2415690
VALUE
137491000
BID QTY
0
OFFER QTY
0

Stock Summary

Trade Value (₹ in Lacs) : 2147.48 MCap (₹ in Mn) : 271732.39 Dividend Yield(%) : 0 Price/Earning (TTM) : 0
TTM EPS (₹) : 0 Price/Sales (TTM) : 0 P/E Ratio : 0 Price/Book (MRQ) : 1.55
Book Value(₹) : 0 Face Value(₹) : 0 Latest Reserve (₹ in Mn): 118652.12 EPSc : -5.95
PE : 0 TTMNP : -13723.97 TTMTAX : 1106.93 TTMINTEREST : 93047.01
TTMDEPRECIATION : 791.77 TTMNetSales : 156881.01 EV_Sales : 5.18 EV (in Mn) : 811905.04
TTMEBITDA : 24353.7 EV_EBITDA : 33.34 TTMCashProfit : -12932.2 TTMCEPS : -2.28
Price_CEPS : -21.01 TTMNPAEX : -13723.97

Peer Group Compare

Comp. Name Price M.Cap Div Yld % P/E Ratio Price/Earning (TTM) TTM EPS (₹)
HDFC Bank Ltd. (BSE)

1414.6 ( 0.94%)

754869.65 0.18 0 25.28 54.2
ICICI Bank Ltd. (BSE)

606.75 ( -0.31%)

364662.84 0 0 29.85 17.7
Kotak Mahindra Bank Ltd. (BSE)

1779.95 ( -0.39%)

341225.29 0 0.01 52.1 33.06
Axis Bank Ltd. (BSE)

716.75 ( 0.13%)

205395.88 0 0 81.39 8.24
IndusInd Bank Ltd. (BSE)

925.6 ( 0.07%)

60781.46 0 0 22.43 35.78

Management Info

Chairman :
Managing Director : V Vaidyanathan
Company Secretory : Satish Gaikwad
Incorporation Year : 2014

Registered Office

Address : K R M Tower, 7th Floor, No. 1
Harrington Road
Chetpet
City-Pincode : Chennai-600031
Phone : 044-45644000
Website : www.idfcbank.com
Email : ig@idfcbank.com

Registrars Details

Registrars Details : K FIN Technologies Pvt Ltd.-(Karvy Fintech Pvt Ltd.)
Address : Karvy Selenium Tower B, Plot 31-32Gachibowli,Financial District, NanakramgudaHyderabad – 500032Tel. No. 040 67161500Fax. No. 040 23001153E-mail: einward.ris@karvy.comWebsite: www.karvy.comToll Free No. of exclusive Call Centre:1-800-345001
Listing : BSE, NSE

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Balance Sheet

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017
SOURCES OF FUNDS:
Share Capital 48099.03 47816.76 34040.75 33990.06
  Equity - Authorised 53250 53250 50000 50000
  Equity - Issued 48099.03 47816.76 34040.75 33990.06
 Equity Paid Up 48099.03 47816.76 34040.75 33990.06
  Equity Shares Forfeited 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0 0
  Face Value 0.01 0.01 0.01 0.01
Share Warrants & Outstandings 0.00 0.00 0.00 0.00
Total Reserves 105936.2 134176.87 118700.31 112772.51
  Securities Premium 118142.29 117949.06 80315.82 80116.19
  Capital Reserves 4575.1 2915.1 2900 880
  Profit & Loss Account Balances -34993.35 -4899.45 17272.33 16458.66
  General Reserves 6882.16 6882.16 6882.16 6882.15
Reserve excluding Revaluation Reserve 105936.2 134176.87 118700.31 112772.51
Revaluation Reserves 0.00 0.00 0 0
Deposits 650789.41 703535.91 480394.41 400978.3
  Demand Deposits 42389.24 23053.35 21301.79 13046.1
  Savings Deposit 166929.21 67500.19 35326.61 7258.78
  Term Deposits / Fixed Deposits 441470.96 612982.36 423766.02 380673.42
  Current Deposits 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00
Borrowings 573971.86 699833.9 572870.65 502621.86
  Borrowings From Reserve Bank of India 0.00 62500 94810 0.00
  Borrowings From Other Banks 38109.35 121145.78 35636.96 34493.23
  Borrowings From GOI 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 384842.44 343166.78 318404.62 347666.14
  Borrowings in the form of Bonds / Debentures 104340 104340 104340 104340
  Borrowings in Other Form 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 112789.02 85625.89 57813.79 70269.68
  Bills Payable 3831.58 1324.74 1646.26 1099.96
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00
  Interest Accrued 34886.08 33574.12 32459.8 30597.33
  Proposed Dividend 0.00 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 0.00 0.00 0.00 0.00
Total Liabilities 1491585.52 1670989.34 1263819.92 1120643.12
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 33484.2 41009.32 30210.99 29951.37
  Cash with RBI 28765.22 39177.5 29481.75 29585.77
  Cash in hand & others 4718.98 1831.82 729.23 365.6
Balances with banks and money at call 8144.24 54252.21 18557.18 21449.91
Investments 451744.24 582452.29 609044.18 501641.11
Investments in India 451740.98 582452.29 609044.18 501641.11
  GOI/State Govt. Securities 330138.16 353849.42 387985.61 248556.53
  Equity Shares - Corporate 3849.7 1798.75 3731.5 4908.79
  Debentures & Bonds 50797.99 127326.57 122080.79 130673.98
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00
Investments outside India 3.26 0.00 0 0
  Government securitiesC 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00
  Other investments outside India 3.26 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00
Advances 855953.6 863022.86 521648.88 494016.83
  Bills Purchased & Discounted 15650.4 28299.1 31530.75 14200.83
  Cash Credit, Over Draft & Loans repayable 55798 70567.37 58030.43 22625.1
  Term Loans 784505.19 764156.39 432087.7 457190.91
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00
Gross block 46128.19 42607.5 12186.71 10767
  Premises 3001.18 3001.18 3006.76 3005.68
  Assets Given on Lease 0.00 0.00 0.00 0.00
  Other Fixed Assets 43127.02 39606.33 9179.95 7761.32
Less: Accumulated Depreciation 36140.48 33208.24 4217.99 2837.47
Net Block 9987.71 9399.27 7968.72 7929.53
Less: Impairment of Assets 0.00 0.00 0.00 0.00
Lease Adjustment 0.00 0.00 0.00 0.00
Capital Work in Progress 744.6 341.14 33.87 59.16
Other Assets 131526.94 120512.25 76356.11 65595.2
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00
  Interest Accrued Assets 16593.66 16477.19 13959.21 11749.7
  Tax paid in advance/TDS 10643.41 9157.01 10092.41 6589.21
  Stationery and stamps 0.1 0.05 0.57 0.05
  Non-banking assets acquired 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00
Total Assets 1491585.52 1670989.34 1263819.92 1120643.12
Contingent Liabilities 2806789.23 2999188.53 2156950.92 2037000.52
  Claims not acknowledged as debts 640.51 483.5 1705.76 1473.62
  Outstanding forward exchange contracts 732933.71 628231.75 642282.2 979287.49
  Guarantees given in India 165222.58 167962.73 226081.88 136747.94
  Guarantees given Outside India 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 89279.21 102307.64 52970.78 49299.57
Bills for collection 9149.53 4543.65 5544.98 0.00
Book Value 0.03 0.04 0.04 0.04
Adjusted Book Value 0.03 0.04 0.04 0.04
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 48099.03 47816.76 34040.75 33990.06 33926.23
  Equity - Authorised 53250 53250 50000 50000 50000
  Equity - Issued 48099.03 47816.76 34040.75 33990.06 33926.23
 Equity Paid Up 48099.03 47816.76 34040.75 33990.06 33926.23
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00 0.00 0.00
  Face Value 0.01 0.01 0.01 0.01 0.01
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 100000 100000 100000 100000 100000
  Securities Premium 100000 100000 80315.82 80116.19 79912.42
  Capital Reserves 4575.1 2915.1 2900 880 825
  Profit & Loss Account Balances -35602.58 -5300.47 17096.65 16465.87 12129.26
  General Reserves 6882.16 6882.16 6882.16 6882.15 6869.38
Reserve excluding Revaluation Reserve 100000 100000 100000 100000 100000
Revaluation Reserves 0.00 0.00 0.00 0.00 0.00
Deposits 651079.71 704790.09 481982.03 402082.25 82190.45
  Demand Deposits 42467.49 23638.84 21769.5 13685.06 3694.75
  Savings Deposit 166929.21 67500.19 35326.61 7258.78 755.96
  Term Deposits / Fixed Deposits 441683.01 613651.05 424885.92 381138.42 77739.75
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 573971.86 699833.9 572870.65 502621.86 571598.31
  Borrowings From Reserve Bank of India 0.00 62500 94810 0.00 92460
  Borrowings From Other Banks 38109.35 121145.78 35636.96 34493.23 31299.08
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 384842.44 343166.78 318404.62 347666.14 258176.57
  Borrowings in the form of Bonds / Debentures 104340 104340 104340 104340 122792.2
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 113526.42 85632.01 57783.73 70111.99 42044.42
  Bills Payable 3831.58 1324.74 1646.26 1099.96 145.84
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 34887.71 33578.39 32468.62 30598.78 27782.37
  Proposed Dividend 0.00 0.00 0.00 0.00 1021.38
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 0 0 0 0 0
Total Liabilities 100000 100000 100000 100000 100000
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 33799.21 41495.31 30508.56 30362.91 19008.37
  Cash with RBI 28765.22 39177.5 29481.75 29585.77 18892.23
  Cash in hand & others 5033.99 2317.81 1026.8 777.14 116.14
Balances with banks and money at call 8108.64 54172.46 18409.42 20657.06 10030.7
Investments 100000 100000 100000 100000 100000
Investments in India 454042.54 584753.85 612015.34 504716.96 297286.1
  GOI/State Govt. Securities 330138.16 353849.42 387985.61 248556.53 213296.98
  Equity Shares - Corporate 3827.24 1776.29 3709.04 4879.42 5055.65
  Debentures & Bonds 50797.99 127326.57 122080.79 130673.98 58946.88
  Subsidiaries and/or joint ventures/Associates 2324.02 2324.02 2993.62 3105.22 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00 0.00
Investments outside India 3.26 0.00 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 3.26 0.00 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 855953.6 863022.86 521648.88 494016.83 456994.3
  Bills Purchased & Discounted 15650.4 28299.1 31530.75 14200.83 3598.55
  Cash Credit, Over Draft & Loans repayable 55798 70567.37 58030.43 22625.1 8949.91
  Term Loans 784505.19 764156.39 432087.7 457190.91 444445.85
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 45452.74 42142.26 11835.4 10244.62 7593.26
  Premises 2963.56 2963.56 2969.14 2968.07 3427.36
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 42489.17 39178.7 8866.26 7276.55 4165.9
Less: Accumulated Depreciation 35806.14 32976.34 4027.97 2432.81 1156.86
Net Block 9646.6 9165.92 7807.43 7811.81 6436.41
Less: Impairment of Assets 0 0 0 0 0
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 730.66 336.13 33.87 53.7 292.14
Other Assets 129719.48 118902.08 74778.28 63977.3 42110.69
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 16593.66 16477.19 13959.21 11742.05 8745.97
  Tax paid in advance/TDS 10522.58 9112.14 10068.99 6543.81 4156.61
  Stationery and stamps 0.1 0.05 0.57 0.05 0.01
  Non-banking assets acquired 0.00 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 12315.5 16840.5
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 100000 100000 100000 100000 100000
Contingent Liabilities 100000 100000 100000 100000 100000
  Claims not acknowledged as debts 640.51 408.33 1658.57 1425.88 1432.24
  Outstanding forward exchange contracts 732933.71 628231.75 642282.2 979287.49 399058.59
  Guarantees given in India 165222.58 167962.73 226081.88 136747.94 24714.49
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 89279.21 102307.64 52970.78 49299.57 26349.68
Bills for collection 9149.53 4543.65 5544.98 0.00 0.00
Book Value 0.03 0.04 0.04 0.04 0.04
Adjusted Book Value 0.03 0.04 0.04 0.04 0.04

Quarterly Results

Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 39128.90 39282.95 40694.85 41990.56
Income On Investments 7599.79 7504.52 8652.86 10286.84
Interest On Balances With Rbi Other Inter Bank Funds 163.20 350.81 453.82 60.60
Interest / Discount On Advances / Bills 30939.08 31027.52 31144.68 30823.87
Others 426.84 400.11 443.49 819.25
Other Income 1684.48 4849.02 4835.88 5791.54
Total Income 40813.38 44131.98 45530.73 47782.1
Interest Expended 21402.98 22053.57 23917.34 25651.37
Operating Expenses 15884.25 13073.25 16305.24 15218.52
Total Expenditure 15884.26 13073.24 16305.23 15218.52
Operating Profit Before Provisions and Contingencies 3526.16 9005.16 5308.15 6912.21
Exceptional Items 0 0 0 0
Provisions and contingencies 2158.47 7640.88 4126.84 23047.56
Profit Before Tax 1367.69 1364.28 1181.32 -16135.35
Tax 277.44 363.53 417.67 180.62
Profit After Tax 1090.25 1000.75 763.65 -16315.97
+/- Extraordinary Items 0 0 0 0
+/- Prior period items 0 0 0 0
Net Profit 1090.25 1000.75 763.65 -16315.97
Minority Interest 0 0 0 0
Shares of Associates 0 0 0 0
Other related items 0 0 0 0
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 1090.25 1000.75 763.65 -16315.97
Equity Capital 1090.25 1000.75 763.65 -16315.97
Face Value (IN RS) 10 10 10 10
Reserves 0 0 0 0
% of Shares held by Govt 0 0 0 0
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0 0 0 0
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0 0 0 0
% of Gross NPAs 0 0 0 0
Return on Assets 0 0 0 0
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 0.19 0.2 0.16 -3.41
Basic Eps Before Extraordinary Items 0.19 0.2 0.16 -3.41
PBIDTM% 58.19 59.61 61.68 18.44
PBDTM% 3.5 3.47 2.9 -36.45
PBTM% 3.5 3.47 2.9 -38.43
PATM% 2.79 2.55 1.88 -38.86
Particulars Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited
Interest Earned 38313.9 39558.7 41001.7
Income On Investments 7504.52 8652.86 10286.84
Interest On Balances With Rbi Other Inter Bank Funds 350.81 453.82 60.6
Interest / Discount On Advances / Bills 30059.21 30009.46 29835.91
Others 399.37 442.5 818.31
Other Income 4848.5 4837.7 5789.8
Total Income 43162.4 44396.4 46791.4
Interest Expended 9999.9 9999.9 9999.9
Operating Expenses 12191.2 15274.98 14315.42
Total Expenditure 12191.2 15275 14315.4
Operating Profit Before Provisions and Contingencies 8916.3 5197.7 6817.1
Exceptional Items 0 0 0
Provisions and contingencies 7640.88 4123.84 23047.56
Profit Before Tax 1275.5 1073.9 -16230.5
Tax 340 358.5 158.5
Profit After Tax 935.5 715.4 -16388.9
+/- Extraordinary Items 0.00 0.00 0.00
+/- Prior period items 0.00 0.00 0.00
Net Profit 935.5 715.4 -16388.9
Minority Interest 0.00 0.00 0.00
Shares of Associates 0.00 0.00 0.00
Other related items 0.00 0.00 0.00
Misc. Expenses Written off 0.00 0.00 0.00
Consolidated Net Profit 935.5 715.4 -16388.9
Equity Capital 935.5 715.4 -16388.9
Face Value (IN RS) 10 10 10
Reserves 0 0 0
% of Shares held by Govt 4.61 5.43 5.46
Capital Adequacy Ratio 15.03 13.38 13.29
Gross / Net NPAs 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00
Amount of Net NPAs 4365.88 8085.75 10716.27
% of Gross / Net NPAs NA NA NA
% of Net NPAs 0.51 0.94 1.23
% of Gross NPAs 1.99 2.6 2.83
Return on Assets 0.00 0.00 0.00
No of Public Share Holdings NA NA NA
% of Public Share Holdings NA NA NA
Basic Eps After Extraordinary Items 0.19 0.15 -3.43
Basic Eps Before Extraordinary Items 0.19 0.15 -3.43
PBIDTM% 60.89 63.19 18.56
PBDTM% 3.33 2.71 -37.65
PBTM% 3.33 2.71 -39.58
PATM% 2.44 1.81 -39.97

Profit-Loss

-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017
I. INCOME
Interest Earned 162403.19 122040.16 90984.72 85782.77
     Interest / Discount on advances / Bills 120071.67 80809.76 48901.2 51323.16
     Interest on balances with RBI and other Inter-bank funds 805.24 231.87 90.14 586.65
     Income on investments 39172.85 39056.54 40413.07 32887.82
     Others 2353.42 1942 1580.32 985.14
Other Income
     Commission,exchange and brokerage 14201.19 7616.25 4333.41 3052.03
     Profit / (loss)on sale of investments(net) 3904.46 325.43 3940.16 5646.12
     Profit on sale of Fixed Assets 0.16 -11.93 -10.45 -53.38
     Foreign Exchange Gains -1106.45 498.68 2911.47 1526.98
     Income earned from subsidiaries/joint venture 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 0 0 0 0
     Miscellaneous income -51672261 -25564878 -33596229 -30572949
Total Income 179627.28 130561.79 102183.47 95973.75
II. EXPENDITURE
Interest Expended 102282.7 87432.41 71259.63 65154.73
     Intereston Deposits 47080.68 38975.64 26311.08 13135.54
     Interest on RBI / inter-bank borrowings 15925.88 9706.98 3299.53 5201.97
     Other Interest 39276.14 38749.79 41649.02 46817.22
Operating Expenses 57647.96 60906.36 17969.07 13321.12
     Payments to and provisions for employees 17950.06 12793.75 7863.8 6149.63
     Rent,Taxes and lighting 2917.58 1789.4 1093.96 1153.23
     Depreciation on Banks property 3200.07 28203.17 1682.14 1359.31
     Depreciation on leased assets
     Auditor's fees and expenses 40.5 36.53 20.23 20.23
     Law charges 73.85 46.55 73.3 33.76
     Communication Expenses 882.44 534.77 326.62 177.96
     Repairs and Maintenance 1930.55 994.07 327.3 308.02
     Insurance 536.29 453.64 375.28 158.7
     Other expenses 30116.62 16054.49 6206.45 3960.28
Provisions and Contingencies 43155.63 14318.69 1603.07 2360.56
     Provision for investments 10514.9 3462.4 -1713.9 1102.4
     Provision for advances 4415.8 -1059.2 -5796.1 -10623
     Others Provisions 28224.93 11915.49 9113.07 11881.16
Profit Before Tax 178148.17 118354.43 50495.97 46500.7
Taxes 4974.9 -13295.5 1796.9 4509.9
     Current Income Tax 7.1 -672.1 -18.5 -37
     Deferred Tax 4967.8 -12623.4 1815.4 4546.9
     Other taxes 0 0 0 0
Profit After Tax -28433.9 -18800.17 9554.81 10627.44
Extra items
Minority Interest
Share of Associate -278.63 -755.66 -440.63
Other Consolidated Items
Consolidated Net Profit -28433.9 -19078.8 8799.15 10186.82
Adjustments to PAT
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 2150 2550
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves
     Equity Dividend 0.26
     Corporate dividend tax
     Other appropriations -33333.35 -1806.47 23107.81 19765.81
Equity Dividend % 7.50 7.50
Earnings Per Share -5.9115 -3.9900 2.5849 2.9970
Adjusted EPS -5.9115 -3.9900 2.5849 2.9970
-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 158673.1 119481.72 89300.05 85327.15 36488.32
     Interest / Discount on advances / Bills 116345.45 78255.38 47229.45 50884.18 23514.14
     Interest on balances with RBI and other Inter-bank funds 805.24 231.87 82.74 572.14 72.99
     Income on investments 39172.85 39056.54 40413.07 32887.82 12342.82
     Others 2349.56 1937.95 1574.78 983 558.38
Other Income
     Commission,exchange and brokerage 14201.19 7616.17 4305.84 2992.77 677.42
     Profit / (loss)on sale of investments(net) 3904.46 325.43 3948.81 5646.12 3506.75
     Profit on sale of Fixed Assets -1.73 -12.26 -10.88 -53.53 -0.32
     Foreign Exchange Gains -1106.45 498.68 2911.47 1526.98 -169.54
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 0 0 0 0 0
     Miscellaneous income -68886304 -34083356 -44715708 -40524624 -16127896
Total Income 100000 100000 100000 95458.3 40520.3
II. EXPENDITURE
Interest Expended 100000 87490.83 71319.07 65153.94 28015.02
     Intereston Deposits 47117.97 39034.06 26370.53 13141.6 628.08
     Interest on RBI / inter-bank borrowings 15925.88 9706.98 3299.53 5201.97 5508.16
     Other Interest 39276.14 38749.79 41649.02 46810.37 21878.78
Operating Expenses 54207.33 58867.33 16525.94 12769.76 5105.82
     Payments to and provisions for employees 15275.82 11181.92 6759.75 5736.22 2566.28
     Rent,Taxes and lighting 2785.19 1706.49 1026.47 1123.18 561.92
     Depreciation on Banks property 3054.45 28126.75 1634.85 1343.44 407.45
     Depreciation on leased assets
     Auditor's fees and expenses 35.68 34.06 17.9 18.09 14.79
     Law charges 73.85 46.55 73.3 33.76 649.38
     Communication Expenses 846.89 507.54 307.5 171.45 110.62
     Repairs and Maintenance 1800.85 942.14 291.65 294.47 145.22
     Insurance 536.29 453.64 374.54 157.7 47.52
     Other expenses 29798.3 15868.25 6039.98 3891.46 602.63
Provisions and Contingencies 43152.56 14596.28 2360.92 2825.02 241.72
     Provision for investments 10514.9 3741 -956 1569 40.2
     Provision for advances 4415.8 -1059.2 -5796.1 -10623 -169.9
     Others Provisions 28221.86 11914.48 9113.02 11879.02 371.42
Profit Before Tax 97359.89 85972.78 47567.79 45899.14 17852.81
Taxes 4856.9 -13510.1 1680 4512.2 2489.2
     Current Income Tax -123.1 -890.1 -125.7 -12.8 2142.5
     Deferred Tax 4980 -12620 1805.7 4525 346.7
     Other taxes 0 0 0 0 0
Profit After Tax -28642.1 -19441.78 8593.03 10197.38 4668.53
Extra items
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit -28642.1 -19441.78 8593.03 10197.38 4668.53
Adjustments to PAT 11962.95
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 2150 2550 1180
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves 0 0 0 0 0
     Equity Dividend 0.26 1021.38
     Corporate dividend tax
     Other appropriations -33942.58 -2345.13 22908.9 19776.37 14404.26
Equity Dividend % 0 0 8 8 3
Earnings Per Share -5.95 -4.07 2.52 3.00 1.38
Adjusted EPS -5.95 -4.07 2.52 3.00 1.38

Financial Ratios

Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017
Operational & Financial Ratios
Earnings Per Share (Rs) -5.91 -3.99 2.58 3
DPS(Rs) 0 0 0.75 0.75
Book NAV/Share(Rs) 32.02 38.06 44.87 43.18
Margin Ratios
Yield on Advances 18.97 14.14 17.44 17.36
Yield on Investments 9.54 6.76 7.28 7.68
Cost of Liabilities 8.35 6.23 6.77 7.21
NIM 4.46 2.25 1.67 1.97
Interest Spread 10.62 7.91 10.68 10.15
Performance Ratios
ROA(%) -1.8 -1.28 0.8 0.95
ROE(%) -16.92 -11.23 6.38 7.24
ROCE(%) 3.94 2.04 8.19 10.34
Efficiency Ratios
Cost Income Ratio 74.53 141.22 58.11 43.22
Core Cost Income Ratio 78.5 142.29 66.59 52.92
Operating Costs to Assets 3.86 3.64 1.42 1.19
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0
Tier-1 (Basel I) 0 0 0 0
Tier-2 (Basel I) 0 0 0 0
Basel II
Total CAR (Basel II) 0 0 0 0
Tier-1 (Basel II) 0 0 0 0
Tier-2 (Basel II) 0 0 0 0
Basel III
Total CAR (Basel III) 0 0 0 0
Tier - 1 (Basel III) 0 0 0 0
Tier - 2 (Basel III) 0 0 0 0
Valuation Parameters
PER(x) 0 0 18.32 19.79
PCE(x) -4.02 28.07 14.34 16.82
Price/Book(x) 0.66 1.45 1.06 1.37
Yield(%) 0 0 1.58 1.26
EV/Net Sales(x) 4.16 7.9 8.07 8.21
EV/Core EBITDA(x) 34.29 -54.22 56.66 40.24
EV/EBIT(x) 8.57 17.42 8.89 8.77
EV/CE(x) 0.45 0.58 0.58 0.63
M Cap / Sales 0.62 2.16 1.77 2.35
Growth Ratio
Core Operating Income Growth 73.72 75.45 -4.38 0
Operating Profit Growth -5.2 -99.52 -19.77 0
Net Profit Growth -51.24 -296.76 -10.09 0
BVPS Growth -15.86 -15.18 3.92 0
Advances Growth -0.82 65.44 5.59 0
EPS Growth(%) -48.16 -254.36 -13.75 0
Liquidity Ratios
Loans/Deposits(x) 0.88 0.99 1.19 1.25
Total Debt/Equity(x) 0.05 0.06 0.06 0.07
Current Ratio(x) 0.69 0.83 1.27 1.25
Quick Ratio(x) 88.2 99.47 119.25 125.35
Interest Cover(x)
Total Debt/Mcap(x) 0 0 0 0
Net NPA in Rs. Million 0 0 0 0
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) -5.95 -4.07 2.52 3 1.38
DPS(Rs) 0 0 0.75 0.75 0.25
Book NAV/Share(Rs) 31.9 37.98 44.82 43.18 40.17
Margin Ratios
Yield on Advances 18.54 13.84 17.12 17.27 7.98
Yield on Investments 9.49 6.73 7.25 7.63 5.33
Cost of Liabilities 8.35 6.23 6.76 7.2 4.29
NIM 4.17 2.07 1.52 1.92 1.08
Interest Spread 10.19 7.62 10.36 10.07 3.7
Performance Ratios
ROA(%) -1.81 -1.32 0.72 1.04 1.12
ROE(%) -17.1 -11.64 5.74 7.21 6.85
ROCE(%) 3.91 1.93 8.03 9.83 9.76
Efficiency Ratios
Cost Income Ratio 73.68 145.31 56.67 42.14 40.83
Core Cost Income Ratio 77.81 146.49 65.55 51.79 56.74
Operating Costs to Assets 3.63 3.52 1.31 1.14 0.61
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 0 0 0 0 0
Tier-1 (Basel II) 0 0 0 0 0
Tier-2 (Basel II) 0 0 0 0 0
Basel III
Total CAR (Basel III) 13.38 15.47 18 18.9 22.04
Tier - 1 (Basel III) 13.3 15.28 17.68 18.54 21.5
Tier - 2 (Basel III) 0.08 0.19 0.32 0.36 0.54
Valuation Parameters
PER(x) 0 0 18.76 19.77 35.06
PCE(x) -3.97 30.39 15.76 17.47 32.25
Price/Book(x) 0.66 1.45 1.06 1.37 1.2
Yield(%) 0 0 1.58 1.26 0.52
EV/Net Sales(x) 4.26 8.07 8.22 8.25 20.15
EV/Core EBITDA(x) 34.88 -52.51 58.1 40.16 99.37
EV/EBIT(x) 8.6 17.67 9 8.82 20.91
EV/CE(x) 0.45 0.58 0.58 0.63 0.88
M Cap / Sales 0.64 2.21 1.8 2.36 4.49
Growth Ratio
Core Operating Income Growth 76.15 77.92 -10.87 100 0
Operating Profit Growth -4.7 -97.3 -21.02 -100 0
Net Profit Growth -47.32 -100 -15.73 100 0
BVPS Growth -16.01 -15.27 3.79 7.49 100
Advances Growth -0.82 65.44 5.59 8.1 0
EPS Growth(%) -46.46 -100 -15.86 100 100
Liquidity Ratios
Loans/Deposits(x) 0.88 0.99 1.19 1.25 6.95
Total Debt/Equity(x) 0.05 0.06 0.06 0.08 0.23
Current Ratio(x) 0.7 0.83 1.27 1.26 3.62
Quick Ratio(x) 88.16 99.3 118.86 125 695.46
Interest Cover(x)
Total Debt/Mcap(x) 2.6 2.4 3.31 2.99 6.16
Net NPA in Rs. Million 0.94 1.3 1.69 1.14 2.39

Cash Flow

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017
Net Profit Before Taxes -23458.95 -32374.34 10596.06 14696.79
Adjustments for Expenses & Provisions : 47642.43 44147.96 5187 4506.85
Adjustments for Liabilities & Assets: 86965.47 161328.79 -72076.64 124519.3
Refund/(payment) of direct taxes -1493.59 535.35 -3484.65 -2441.49
Other Direct payments 0 0 0 0
Cash Flow from operating activities 109655.36 173637.76 -59778.25 141281.46
Cash Flow from investing activities -37901.9 -13647.42 -10272.81 -49179.01
Cash Flow from financing activities -125386.55 -122203.14 67417.94 -69740.24
Effect of exchange fluctuation on translation reserve 0 0 0 0
Net increase/(decrease) in cash and cash equivalents -53633.09 37787.2 -2633.12 22362.21
Opening Cash & Cash Equivalents 95261.53 48768.16 51401.28 29039.07
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 8706.17 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0
Closing Cash & Cash Equivalent 41628.44 95261.53 48768.16 51401.28
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 8706.17 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017
Net Profit Before Taxes -23458.95 -32374.34 10596.06 14696.79
Adjustments for Expenses & Provisions : 47642.43 44147.96 5187 4506.85
Adjustments for Liabilities & Assets: 86965.47 161328.79 -72076.64 124519.3
Refund/(payment) of direct taxes -1493.59 535.35 -3484.65 -2441.49
Other Direct payments 0 0 0 0
Cash Flow from operating activities 109655.36 173637.76 -59778.25 141281.46
Cash Flow from investing activities -37901.9 -13647.42 -10272.81 -49179.01
Cash Flow from financing activities -125386.55 -122203.14 67417.94 -69740.24
Effect of exchange fluctuation on translation reserve 0 0 0 0
Net increase/(decrease) in cash and cash equivalents -53633.09 37787.2 -2633.12 22362.21
Opening Cash & Cash Equivalents 95261.53 48768.16 51401.28 29039.07
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 8706.17 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0
Closing Cash & Cash Equivalent 41628.44 95261.53 48768.16 51401.28
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 8706.17 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0

Share Price

Year Open Price (₹) High Price (₹) Low Price (₹) Close Price (₹) Volume (000's) Value (in Lakhs)
January-2021 37.1 47.55 36.9 44.4 35272.22 15001.69
December-2020 37.15 39 32.85 36.65 44562.18 16314.03
November-2020 31.1 37.75 29.9 36.7 47097.68 15972.36
October-2020 30.1 32.3 29.8 30.65 34430.38 10693.35
September-2020 32 32.75 26.85 29.95 67114.86 20374.21
August-2020 26.1 34.5 26 31.95 61980.97 18943.22
IDFC First Bank informs about newspaper notice26-Apr-2021 11:22 AM  
IDFC First Bank informs about board meetings24-Apr-2021 10:54 AM  
IDFC First Bank zooms on raising Rs 3,000 crore07-Apr-2021 11:08 AM  
IDFC First Bank raises Rs 3,000 crore07-Apr-2021 09:17 AM  
IDFC First Bank informs about revised investor presentation03-Mar-2021 04:12 PM  
IDFC First Bank informs about postal ballot notice20-Feb-2021 10:53 AM  
IDFC First Bank turns black in Q301-Feb-2021 10:08 AM  
IDFC First Bank jumps after its customer deposits rise 11% in Q307-Jan-2021 11:45 AM  
IDFC First Bank’s customer deposits rise 11% in Q307-Jan-2021 11:30 AM