Kotak Mahindra Bank Ltd.
- Overview
- Technical
- Balance-Sheet
- Quarterly Results
- Profit-Loss
- Financial-Ratios
- Cash Flow
- Share Price
- News
NSE | 0.00 | ||||||
---|---|---|---|---|---|---|---|
OPEN PRICE(₹) 0.00 |
HIGH PRICE(₹) 0.00 |
LOW PRICE(₹) 0.00 |
CLOSE PRICE(₹) 0.00 |
||||
VOLUME 0.00 |
52 WK LOW (₹) 1001 (19-03-2020) |
52 WK HIGH (₹) 2027 (30-12-2020) |
BSE | 1897.5 | ||||||
---|---|---|---|---|---|---|---|
OPEN PRICE₹) 1870.4 |
HIGH PRICE(₹) 1911.85 |
LOW PRICE (₹) 1850.05 |
CLOSE PRICE(₹) 1897.5 |
||||
VOLUME 94886 |
VALUE 179636000 |
BID QTY 0.00 |
OFFER QTY 0.00 |
Stock Summary
Trade Value (₹ in Lacs) : 2147.48 | MCap (₹ in Mn) : 3412252.93 | Dividend Yield(%) : 0 | Price/Earning (TTM) : 52.1 |
---|---|---|---|
TTM EPS (₹) : 0 | Price/Sales (TTM) : 0 | P/E Ratio : 0.01 | Price/Book (MRQ) : 5.74 |
Book Value(₹) : 0 | Face Value(₹) : 0 | Latest Reserve (₹ in Mn): 584332.9 | EPSc : 31.09 |
PE : 55.79 | TTMNP : 65490.7 | TTMTAX : 22036.5 | TTMINTEREST : 121396 |
TTMDEPRECIATION : 0 | TTMNetSales : 273431.3 | EV_Sales : 13.52 | EV (in Mn) : 3697135.54 |
TTMEBITDA : 117298.2 | EV_EBITDA : 31.52 | TTMCashProfit : 65490.7 | TTMCEPS : 33.06 |
Price_CEPS : 52.1 | TTMNPAEX : 65490.7 |
Peer Group Compare
Comp. Name | Price | M.Cap | Div Yld % | P/E Ratio | Price/Earning (TTM) | TTM EPS (₹) | |
---|---|---|---|---|---|---|---|
HDFC Bank Ltd. (BSE) | 1553.2 ( -2.1%) |
754869.65 | 0.18 | 0 | 25.28 | 54.2 | |
ICICI Bank Ltd. (BSE) | 620.9 ( -1.73%) |
364662.84 | 0 | 0 | 29.85 | 17.7 | |
Axis Bank Ltd. (BSE) | 736.75 ( -2.24%) |
205395.88 | 0 | 0 | 81.39 | 8.24 | |
IndusInd Bank Ltd. (BSE) | 1092.1 ( -0.72%) |
60781.46 | 0 | 0 | 22.43 | 35.78 | |
Bandhan Bank Ltd. (BSE) | 357.65 ( 0.83%) |
50133.84 | 0 | 0 | 19.14 | 16.27 |
Management Info
Chairman : Prakash ApteManaging Director : Uday Kotak
Company Secretory : Bina Chandarana
Incorporation Year : 1985
Registered Office
Address : 27 B K CC 27 , G Block , Bandra Kurla Complex
Bandra (E)
City-Pincode : Mumbai-400051
Phone : 022-61660001
Website : www.kotak.com
Email : investor.greivances@kotak.com
Registrars Details
Registrars Details : K FIN Technologies Pvt Ltd.-(Karvy Fintech Pvt Ltd.)Address : Karvy Selenium Tower B, Plot 31-32Gachibowli,Financial District, NanakramgudaHyderabad – 500032Tel. No. 040 67161500Fax. No. 040 23001153E-mail: einward.ris@karvy.comWebsite: www.karvy.comToll Free No. of exclusive Call Centre:1-800-345001
Listing : BSE, NSE, MCX
loading..
Balance Sheet
(₹ in Million)
Particulars | Mar-2020 | Mar-2019 | Mar-2018 | Mar-2017 | Mar-2016 | |
---|---|---|---|---|---|---|
SOURCES OF FUNDS: | ||||||
Share Capital | 14565.19 | 14543.77 | 9528.24 | 9204.49 | 9171.91 | |
Equity - Authorised | 14000 | 14000 | 15000 | 15000 | 15000 | |
Equity - Issued | 9565.19 | 9543.77 | 9528.24 | 9204.49 | 9171.91 | |
Equity Paid Up | 9565.19 | 9543.77 | 9528.24 | 9204.49 | 9171.91 | |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Preference Capital Paid Up | 5000 | 5000 | 0 | 0 | 0.00 | |
Face Value | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Total Reserves | 656776 | 568253.55 | 495332.42 | 375703.94 | 324434.5 | |
Securities Premium | 169001.78 | 165401.03 | 163168.75 | 104233.36 | 102177.37 | |
Capital Reserves | 4757.96 | 3609.56 | 3539.66 | 3299.66 | 3194.16 | |
Profit & Loss Account Balances | 364358.5 | 304070.41 | 249311.31 | 201525.61 | 162238.8 | |
General Reserves | 6540.94 | 6540.94 | 6523.44 | 6505.94 | 6505.94 | |
Reserve excluding Revaluation Reserve | 656776 | 568253.55 | 495332.42 | 375703.94 | 324434.5 | |
Revaluation Reserves | 0.00 | 0.00 | 0 | 0 | 0.00 | |
Deposits | 2604002.08 | 2248242.61 | 1912357.99 | 1555399.98 | 1359487.6 | |
Demand Deposits | 421484.4 | 382792.78 | 317102.12 | 274668.15 | 230587.18 | |
Savings Deposit | 1046085.93 | 796847.14 | 655292.03 | 415039.31 | 294947.21 | |
Term Deposits / Fixed Deposits | 1136431.75 | 1068602.69 | 939963.85 | 865692.52 | 833953.21 | |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Borrowings | 655767.17 | 664389.38 | 586039.74 | 496899.09 | 437297.94 | |
Borrowings From Reserve Bank of India | 3870 | 16290 | 13750 | 5000 | 15670 | |
Borrowings From Other Banks | 312963.76 | 190147.51 | 152452.94 | 152521.21 | 102625.56 | |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Borrowings From Other Financial Institutions | 264683.27 | 336337.93 | 326091.76 | 265829.21 | 223067.62 | |
Borrowings in the form of Bonds / Debentures | 5616 | 5616 | 8876 | 11876 | 12885 | |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Other Liabilities & Provisions | 500588.02 | 456262.45 | 373924.66 | 319905.14 | 273653.69 | |
Bills Payable | 10134.78 | 18481.65 | 14851.28 | 13147.6 | 10475.64 | |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest Accrued | 16880.6 | 18066.07 | 14866.33 | 15463.98 | 13866.69 | |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 1112.77 | |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Other Liabilities & Provisions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Total Liabilities | 4431727.12 | 3951712.48 | 3377204.74 | 2761875.59 | 2408035.76 | |
APPLICATION OF FUNDS : | ||||||
Cash and balance with Reserve Bank of India | 95132.35 | 109109.24 | 89335.02 | 75122.26 | 69249 | |
Cash with RBI | 77834.36 | 96564.19 | 77035.24 | 64954.52 | 59562.42 | |
Cash in hand & others | 17297.99 | 12545.05 | 12299.78 | 10167.74 | 9686.59 | |
Balances with banks and money at call | 545666.14 | 203535.38 | 154671.3 | 180763.24 | 46745.08 | |
Investments | 1111969.13 | 1034870.21 | 909766.02 | 684615.38 | 702738.99 | |
Investments in India | 1107391.69 | 1031822.23 | 906136.08 | 681994.58 | 701597.87 | |
GOI/State Govt. Securities | 784432.83 | 692202.26 | 623082.27 | 431439.55 | 477660.12 | |
Equity Shares - Corporate | 78361.63 | 105774.42 | 99397.86 | 78867.8 | 63405.43 | |
Debentures & Bonds | 170956.73 | 155953.68 | 116292.69 | 116599.58 | 96720.23 | |
Subsidiaries and/or joint ventures/Associates | 10661.36 | 10921.72 | 10077.39 | 8995.9 | 8288.74 | |
Units - MF/ Insurance/CP/PTC | 62979.13 | 66970.14 | 57285.87 | 46091.74 | 55523.34 | |
Investments outside India | 4577.44 | 3047.98 | 3629.94 | 2620.8 | 1141.12 | |
Government securitiesC | 3755.17 | 1705.97 | 1296.93 | 323.51 | 0.00 | |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Other investments outside India | 822.28 | 1342.01 | 2333.01 | 2297.29 | 1141.12 | |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Advances | 2498789.58 | 2434619.94 | 2059973.24 | 1671249.11 | 1447928.15 | |
Bills Purchased & Discounted | 77781.33 | 91420.93 | 71057.82 | 58036.43 | 38324.1 | |
Cash Credit, Over Draft & Loans repayable | 586908.01 | 593575.23 | 502766.24 | 419191.2 | 404120.1 | |
Term Loans | 1834100.25 | 1749623.79 | 1486149.19 | 1194021.48 | 1005483.95 | |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Gross block | 44997.95 | 43963.57 | 44336.49 | 43367 | 40469.24 | |
Premises | 11629.87 | 11666.78 | 11596.47 | 11657.51 | 11664.27 | |
Assets Given on Lease | 1540.59 | 1540.59 | 1540.59 | 1540.59 | 1540.59 | |
Other Fixed Assets | 31827.49 | 30756.21 | 31199.44 | 30168.9 | 27264.38 | |
Less: Accumulated Depreciation | 26388.32 | 25126.48 | 26838.2 | 25814.98 | 22859.07 | |
Net Block | 18609.63 | 18837.09 | 17498.29 | 17552.02 | 17610.16 | |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Capital Work in Progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Other Assets | 161560.3 | 150740.63 | 145960.86 | 132573.59 | 123764.37 | |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest Accrued Assets | 38867.78 | 32619.3 | 28673.95 | 26116.9 | 23255.59 | |
Tax paid in advance/TDS | 400.97 | 248.77 | 197.46 | 436.93 | 3918.64 | |
Stationery and stamps | 33.5 | 17.63 | 18.99 | 16.96 | 23.15 | |
Non-banking assets acquired | 0.00 | 0.00 | 67.82 | 67.82 | 67.82 | |
Deferred tax asset | 6309.5 | 5283.4 | 5019.8 | 5333.6 | 4288.7 | |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Total Assets | 4431727.12 | 3951712.48 | 3377204.74 | 2761875.59 | 2408035.76 | |
Contingent Liabilities | 1901590.85 | 2178471.52 | 2097575.44 | 1961720.65 | 2447118.64 | |
Claims not acknowledged as debts | 16946.55 | 19567.39 | 17500.47 | 16016.03 | 16396.69 | |
Outstanding forward exchange contracts | 975904.92 | 1200719.74 | 1241775.86 | 1166206.83 | 1658110.19 | |
Guarantees given in India | 241207.38 | 267992.05 | 274243.49 | 249897.76 | 346376.71 | |
Guarantees given Outside India | 107.64 | 102.41 | 99.97 | 0.00 | 0.00 | |
Acceptances, endorsements & other obligations | 166071.44 | 167730.49 | 135250.53 | 115154.9 | 0.00 | |
Bills for collection | 395189.77 | 318522.34 | 242553.12 | 203182.63 | 149640.49 | |
Book Value | 0.35 | 0.3 | 0.26 | 0.21 | 0.18 | |
Adjusted Book Value | 0.35 | 0.3 | 0.26 | 0.21 | 0.18 |
(₹ in Million)
Particulars | Mar-2020 | Mar-2019 | Mar-2018 | Mar-2017 | Mar-2016 | |
---|---|---|---|---|---|---|
SOURCES OF FUNDS: | ||||||
Share Capital | 14565.19 | 14543.77 | 9528.24 | 9204.49 | 9171.91 | |
Equity - Authorised | 14000 | 14000 | 15000 | 15000 | 15000 | |
Equity - Issued | 9565.19 | 9543.77 | 9528.24 | 9204.49 | 9171.91 | |
Equity Paid Up | 9565.19 | 9543.77 | 9528.24 | 9204.49 | 9171.91 | |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Preference Capital Paid Up | 5000 | 5000 | 0.00 | 0.00 | 0.00 | |
Face Value | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Total Reserves | 100000 | 100000 | 100000 | 100000 | 100000 | |
Securities Premium | 100000 | 100000 | 100000 | 100000 | 98648.53 | |
Capital Reserves | 3282.29 | 2133.89 | 2063.99 | 1823.99 | 1718.49 | |
Profit & Loss Account Balances | 100000 | 100000 | 100000 | 100000 | 82141.19 | |
General Reserves | 6404.25 | 6404.25 | 6404.25 | 6404.25 | 6404.25 | |
Reserve excluding Revaluation Reserve | 100000 | 100000 | 100000 | 100000 | 100000 | |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Deposits | 2628205.2 | 2258803.63 | 1926432.71 | 1574258.6 | 1386430.22 | |
Demand Deposits | 430127.13 | 389009.59 | 322457.69 | 277607.83 | 232816.77 | |
Savings Deposit | 1046085.93 | 796847.14 | 655292.03 | 415039.31 | 294947.21 | |
Term Deposits / Fixed Deposits | 1151992.14 | 1072946.9 | 948682.99 | 881611.46 | 858666.24 | |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Borrowings | 379933.11 | 322482.91 | 251541.53 | 210954.81 | 209753.38 | |
Borrowings From Reserve Bank of India | 3870 | 16290 | 13750 | 5000 | 15670 | |
Borrowings From Other Banks | 204229.54 | 76527.64 | 36526.11 | 51000.2 | 22448.95 | |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Borrowings From Other Financial Institutions | 100462.2 | 112098.4 | 113389.48 | 88388.15 | 80961.43 | |
Borrowings in the form of Bonds / Debentures | 4560 | 4560 | 7018 | 9948 | 11057 | |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Other Liabilities & Provisions | 104196.84 | 111429.84 | 96521.5 | 84506.8 | 86789.56 | |
Bills Payable | 10134.78 | 18481.65 | 14851.28 | 13147.6 | 10475.64 | |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest Accrued | 10436.93 | 11750.42 | 8709.98 | 9129.36 | 8168.14 | |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 1103.91 | |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Other Liabilities & Provisions | 0 | 0 | 0 | 0 | 0 | |
Total Liabilities | 100000 | 100000 | 100000 | 100000 | 100000 | |
APPLICATION OF FUNDS : | ||||||
Cash and balance with Reserve Bank of India | 95050.5 | 108775.24 | 89085.08 | 74924.26 | 69034.35 | |
Cash with RBI | 77834.36 | 96564.19 | 77035.24 | 64954.52 | 59562.42 | |
Cash in hand & others | 17216.14 | 12211.06 | 12049.84 | 9969.74 | 9471.93 | |
Balances with banks and money at call | 437872.49 | 137980.16 | 107116 | 150795.84 | 39762.81 | |
Investments | 100000 | 100000 | 100000 | 100000 | 100000 | |
Investments in India | 746512.16 | 709936.75 | 644078.41 | 450178.01 | 512361.85 | |
GOI/State Govt. Securities | 615301.2 | 578924.11 | 516280.15 | 361575.39 | 407609.72 | |
Equity Shares - Corporate | 11555.35 | 7280.36 | 12449.59 | 7027.12 | 6713.07 | |
Debentures & Bonds | 53925.61 | 56807.83 | 59750.32 | 48462.88 | 51863.05 | |
Subsidiaries and/or joint ventures/Associates | 25931.22 | 25087.09 | 24430.17 | 8359.1 | 7470.1 | |
Units - MF/ Insurance/CP/PTC | 39798.78 | 41837.37 | 31168.18 | 24753.52 | 38705.91 | |
Investments outside India | 4003.3 | 1954.1 | 1545.06 | 563.87 | 240.35 | |
Government securitiesC | 3755.17 | 1705.97 | 1296.93 | 323.51 | 0.00 | |
Subsidiaries and/or joint ventures abroad | 231.61 | 231.61 | 231.61 | 231.61 | 231.61 | |
Other investments outside India | 16.52 | 16.52 | 16.52 | 8.74 | 8.74 | |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Advances | 2197481.87 | 2056948.1 | 1697179.25 | 1360821.29 | 1186652.95 | |
Bills Purchased & Discounted | 77781.33 | 91420.93 | 71057.82 | 57835.68 | 38324.1 | |
Cash Credit, Over Draft & Loans repayable | 582358.81 | 587758.75 | 496101.5 | 419795.48 | 404120.1 | |
Term Loans | 1537341.73 | 1377768.42 | 1130019.93 | 883190.13 | 744208.75 | |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Gross block | 36762.91 | 36365.3 | 37280.38 | 36927.39 | 34558.5 | |
Premises | 10705.26 | 10742.16 | 10671.85 | 10733.25 | 10740.01 | |
Assets Given on Lease | 1540.59 | 1540.59 | 1540.59 | 1540.59 | 1540.59 | |
Other Fixed Assets | 24517.07 | 24082.55 | 25067.95 | 24653.56 | 22277.9 | |
Less: Accumulated Depreciation | 20531.61 | 19849.8 | 22008.78 | 21551.11 | 19042.57 | |
Net Block | 16231.31 | 16515.5 | 15271.6 | 15376.28 | 15515.92 | |
Less: Impairment of Assets | 0 | 0 | 0 | 0 | 0 | |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | |
Other Assets | 105365.22 | 89611.06 | 95058.58 | 93240.04 | 99029.68 | |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest Accrued Assets | 28224.05 | 22533.46 | 20659.57 | 18901.37 | 17801.18 | |
Tax paid in advance/TDS | 0.00 | 0.00 | 0.00 | 0.00 | 3472.55 | |
Stationery and stamps | 31.14 | 14.61 | 15.3 | 13.8 | 19.18 | |
Non-banking assets acquired | 0.00 | 0.00 | 67.82 | 67.82 | 67.82 | |
Deferred tax asset | 3173.4 | 1781.6 | 1942.8 | 2476 | 1838.5 | |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Total Assets | 100000 | 100000 | 100000 | 100000 | 100000 | |
Contingent Liabilities | 100000 | 100000 | 100000 | 100000 | 100000 | |
Claims not acknowledged as debts | 13909.84 | 13728.6 | 13213.25 | 12382.28 | 13040.88 | |
Outstanding forward exchange contracts | 975299.6 | 1199198.33 | 1240928.58 | 1164196.27 | 1657248.87 | |
Guarantees given in India | 239242.87 | 264990.2 | 272736.63 | 248803.13 | 240135.68 | |
Guarantees given Outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Acceptances, endorsements & other obligations | 166071.44 | 167730.49 | 135250.53 | 115154.9 | 106140.68 | |
Bills for collection | 395189.77 | 318522.34 | 242553.12 | 203182.63 | 149640.49 | |
Book Value | 0.25 | 0.22 | 0.2 | 0.15 | 0.13 | |
Adjusted Book Value | 0.25 | 0.22 | 0.2 | 0.15 | 0.13 |
Quarterly Results
Particulars | Sep-2020 | Jun-2020 | Mar-2020 | Feb-2019 | |
---|---|---|---|---|---|
Date End | Audited | Audited | Audited | Audited | |
Interest Earned | 83373.60 | 84216.90 | 84341.30 | 83319.80 | |
Income On Investments | 24191.40 | 20643.70 | 18683.30 | 18316.70 | |
Interest On Balances With Rbi Other Inter Bank Funds | 3340.40 | 4788.90 | 2612.30 | 1956.00 | |
Interest / Discount On Advances / Bills | 54730.8 | 57732.7 | 61989.5 | 61972.3 | |
Others | 1111 | 1051.6 | 1056.2 | 1074.8 | |
Other Income | 52540.5 | 39014.6 | 36505.8 | 52104.5 | |
Total Income | 135914.1 | 123231.5 | 120847.1 | 135424.3 | |
Interest Expended | 32855.1 | 36282.4 | 38009.4 | 38903.5 | |
Operating Expenses | 59182.1 | 51402.5 | 43471.2 | 62900.2 | |
Total Expenditure | 59182.1 | 51402.5 | 43471.2 | 62900.2 | |
Operating Profit Before Provisions and Contingencies | 43876.9 | 35546.6 | 39366.5 | 33620.6 | |
Exceptional Items | 0 | 0 | 0 | 0 | |
Provisions and contingencies | 4732.2 | 11193.3 | 12621.9 | 4725.9 | |
Profit Before Tax | 39144.7 | 24353.3 | 26744.6 | 28894.7 | |
Tax | 9810.1 | 5948.9 | 7226.4 | 5601.4 | |
Profit After Tax | 29334.6 | 18404.4 | 19518.2 | 23293.3 | |
+/- Extraordinary Items | 0 | 0 | 0 | 0 | |
+/- Prior period items | 0 | 0 | 0 | 0 | |
Net Profit | 29334.6 | 18404.4 | 19518.2 | 23293.3 | |
Minority Interest | 0 | 0 | 0 | 0 | |
Shares of Associates | 131.6 | 121.5 | -466.4 | 193.9 | |
Other related items | 0 | 0 | 0 | 0 | |
Misc. Expenses Written off | 0.00 | 0.00 | 0.00 | 0.00 | |
Consolidated Net Profit | 29334.6 | 18404.4 | 19518.2 | 23293.3 | |
Equity Capital | 29466.2 | 18525.9 | 19051.8 | 23487.2 | |
Face Value (IN RS) | 5 | 5 | 5 | 5 | |
Reserves | 0 | 0 | 0 | 0 | |
% of Shares held by Govt | 0 | 0 | 0 | 0 | |
Capital Adequacy Ratio | 22.05 | 23 | 19.8 | 19.4 | |
Gross / Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | |
Amount of Gross NPAs | 0.00 | 0.00 | 0.00 | 0.00 | |
Amount of Net NPAs | 16368.2 | 20652.8 | 17448.1 | 21747.3 | |
% of Gross / Net NPAs | NA | NA | NA | NA | |
% of Net NPAs | 0.7 | 0.89 | 0.7 | 0.87 | |
% of Gross NPAs | 2.55 | 2.67 | 2.16 | 2.33 | |
Return on Assets | 0 | 0 | 0 | 0 | |
No of Public Share Holdings | NA | NA | NA | NA | |
% of Public Share Holdings | NA | NA | NA | NA | |
Basic Eps After Extraordinary Items | 14.89 | 9.57 | 9.71 | 12.29 | |
Basic Eps Before Extraordinary Items | 14.89 | 9.57 | 9.71 | 12.29 | |
PBIDTM% | 86.36 | 72 | 76.78 | 81.37 | |
PBDTM% | 46.95 | 28.92 | 31.71 | 34.68 | |
PBTM% | 46.95 | 28.92 | 31.71 | 34.68 | |
PATM% | 35.18 | 21.85 | 23.14 | 27.96 |
Particularsaaa | Sep-2020 | Jun-2020 | Mar-2020 | Feb-2019 | |
---|---|---|---|---|---|
Date End | Audited | Audited | Audited | Audited | |
Interest Earned | 68360.5 | 69118.6 | 68046.8 | 67356.0 | |
Income On Investments | 18039 | 14893.5 | 13009.3 | 13229.6 | |
Interest On Balances With Rbi Other Inter Bank Funds | 2599.5 | 3841.6 | 1544.5 | 874.7 | |
Interest / Discount On Advances / Bills | 47107.8 | 49757.5 | 52828.2 | 52528.4 | |
Others | 614.2 | 626 | 664.8 | 723.3 | |
Other Income | 9999.9 | 7735.4 | 9999.9 | 9999.9 | |
Total Income | 82880.8 | 76854 | 82940.7 | 80770.3 | |
Interest Expended | 9999.9 | 9999.9 | 9999.9 | 9999.9 | |
Operating Expenses | 20677.5 | 18736.8 | 23237.6 | 23828.9 | |
Total Expenditure | 20677.5 | 18736.8 | 23237.6 | 23828.9 | |
Operating Profit Before Provisions and Contingencies | 32974.9 | 26237.1 | 27252.8 | 23880.7 | |
Exceptional Items | 0 | 0 | 0 | 0 | |
Provisions and contingencies | 3685.9 | 9620.1 | 10474.7 | 4440 | |
Profit Before Tax | 29289 | 16617 | 16778.1 | 19440.7 | |
Tax | 7444.2 | 4172.5 | 4112.1 | 3481.7 | |
Profit After Tax | 21844.8 | 12444.5 | 12666 | 15959 | |
+/- Extraordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | |
+/- Prior period items | 0.00 | 0.00 | 0.00 | 0.00 | |
Net Profit | 21844.8 | 12444.5 | 12666 | 15959 | |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | |
Shares of Associates | 0.00 | 0.00 | 0.00 | 0.00 | |
Other related items | 0.00 | 0.00 | 0.00 | 0.00 | |
Misc. Expenses Written off | 0.00 | 0.00 | 0.00 | 0.00 | |
Consolidated Net Profit | 21844.8 | 12444.5 | 12666 | 15959 | |
Equity Capital | 21844.8 | 12444.5 | 12666 | 15959 | |
Face Value (IN RS) | 5 | 5 | 5 | 5 | |
Reserves | 0 | 0 | 0 | 0 | |
% of Shares held by Govt | 0.00 | 0.00 | 0.00 | 0.00 | |
Capital Adequacy Ratio | 22.05 | 21.23 | 17.89 | 18.21 | |
Gross / Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | |
Amount of Gross NPAs | 0.00 | 0.00 | 0.00 | 0.00 | |
Amount of Net NPAs | 13037.8 | 17771 | 15578.9 | 19250.8 | |
% of Gross / Net NPAs | NA | NA | NA | NA | |
% of Net NPAs | 0.64 | 0.87 | 0.71 | 0.89 | |
% of Gross NPAs | 2.55 | 2.7 | 2.25 | 2.46 | |
Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | |
No of Public Share Holdings | NA | NA | NA | NA | |
% of Public Share Holdings | NA | NA | NA | NA | |
Basic Eps After Extraordinary Items | 11.04 | 6.43 | 6.37 | 8.35 | |
Basic Eps Before Extraordinary Items | 11.04 | 6.43 | 6.37 | 8.35 | |
PBIDTM% | 85.6 | 70.17 | 72.34 | 35.45 | |
PBDTM% | 42.84 | 24.04 | 24.66 | 28.86 | |
PBTM% | 42.84 | 24.04 | 24.66 | 28.86 | |
PATM% | 31.96 | 18 | 18.61 | 23.69 |
Profit-Loss
Particulars | Mar-2020 | Mar-2019 | Mar-2018 | Mar-2017 | Mar-2016 | |
---|---|---|---|---|---|---|
I. INCOME | ||||||
Interest Earned | 334741.61 | 298312.24 | 251310.77 | 223242.07 | 204016.36 | |
Interest / Discount on advances / Bills | 248771.05 | 221627.35 | 183808.6 | 166198.37 | 154123.68 | |
Interest on balances with RBI and other Inter-bank funds | 8276.45 | 7351.73 | 9668 | 3078.68 | 1320.51 | |
Income on investments | 73273.09 | 64438.1 | 52582.52 | 48553.61 | 44082.78 | |
Others | 4421.02 | 4895.07 | 5251.66 | 5411.42 | 4489.4 | |
Other Income | ||||||
Commission,exchange and brokerage | 58738.21 | 54980.66 | 46723.62 | 35396.65 | 29705.19 | |
Profit / (loss)on sale of investments(net) | 15477.48 | 8757.59 | 11203.5 | 12649.52 | 7163.72 | |
Profit on sale of Fixed Assets | 294.24 | 216.15 | 470 | 137.07 | 45.85 | |
Foreign Exchange Gains | 6954.81 | 7639.89 | 8207.09 | 5571.04 | 4912.03 | |
Income earned from subsidiaries/joint venture | 0 | 0 | 0 | 0 | 0 | |
Rent / Lease Income | ||||||
Provisions Written Back | 0 | 0 | 0 | 0 | 0 | |
Miscellaneous income | -506747250 | -484436676 | -410466942 | -349786776 | -228921849 | |
Total Income | 503657.36 | 459791.13 | 388133.09 | 339837.66 | 280323.64 | |
II. EXPENDITURE | ||||||
Interest Expended | 159006.8 | 151866.06 | 124668.48 | 114575.1 | 111229.73 | |
Intereston Deposits | 120285.32 | 109636.73 | 88492.27 | 80626.58 | 76493.89 | |
Interest on RBI / inter-bank borrowings | 12619.11 | 17659.45 | 13822.04 | 12291.82 | 14582.76 | |
Other Interest | 26102.37 | 24569.88 | 22354.17 | 21656.7 | 20153.08 | |
Operating Expenses | 204851.52 | 191714.25 | 161634.94 | 142454.07 | 108940.85 | |
Payments to and provisions for employees | 57559.66 | 48509.04 | 43808.98 | 39823.12 | 38540.5 | |
Rent,Taxes and lighting | 7685.79 | 7113.27 | 6475.69 | 6162.89 | 5881.39 | |
Depreciation on Banks property | 4648.88 | 4584.22 | 3834.31 | 3622.14 | 3445.13 | |
Depreciation on leased assets | ||||||
Auditor's fees and expenses | 101.07 | 99.41 | 80.18 | 73.63 | 65.57 | |
Law charges | 9710.7 | 9203.75 | 8236.11 | 5806.15 | 5574.57 | |
Communication Expenses | 2315.14 | 2245.23 | 1919.79 | 1689.31 | 1603.82 | |
Repairs and Maintenance | 5810.21 | 5111.67 | 4841.49 | 4255.28 | 3655.16 | |
Insurance | 40039.31 | 32708.33 | 30163.64 | 24538.62 | 19476.94 | |
Other expenses | 76980.76 | 82139.33 | 62274.76 | 56482.93 | 30697.77 | |
Provisions and Contingencies | 25581 | 10453.65 | 10247.42 | 9489.16 | 9915.65 | |
Provision for investments | 1809.3 | -221.4 | 2088.9 | 1515.3 | 1399.7 | |
Provision for advances | ||||||
Others Provisions | 23771.7 | 10675.05 | 8158.52 | 7973.86 | 8515.95 | |
Profit Before Tax | 575083.08 | 510092.98 | 435346.96 | 377205.79 | 287950.42 | |
Taxes | 28147.2 | 34560.2 | 30110.9 | 23828.5 | 15926.2 | |
Current Income Tax | 29588.7 | 34671.4 | 29856.4 | 24677.6 | 16075 | |
Deferred Tax | -1441.5 | -111.2 | 254.5 | -849.1 | -150.8 | |
Other taxes | 0 | 0 | 0 | 0 | 0 | |
Profit After Tax | 86070.85 | 71196.97 | 61471.36 | 49490.83 | 34311.21 | |
Extra items | ||||||
Minority Interest | -566.69 | -788.28 | -651.94 | |||
Share of Associate | -137.24 | 844.33 | 1105.07 | 701.78 | 929.22 | |
Other Consolidated Items | ||||||
Consolidated Net Profit | 85933.61 | 72041.31 | 62009.74 | 49404.34 | 34588.49 | |
Adjustments to PAT | 8.95 | 16787.29 | ||||
IV. APPROPRIATIONS | ||||||
Transfer to Statutory Reserve | 14868 | 12163.4 | 10210.8 | 8528.8 | 5224.5 | |
Appropriation to General Reserve | 17.5 | 17.5 | ||||
Appropriation to Revenue Reserve | ||||||
Appropriation to Other Reserves | -13.97 | 13.97 | ||||
Equity Dividend | 1602.82 | 1142.14 | 0.7 | 918.36 | ||
Corporate dividend tax | 329.78 | 238.03 | -6.23 | 196.21 | ||
Other appropriations | 375149.99 | 307225.13 | 251926.88 | 203128.81 | 163678.02 | |
Equity Dividend % | 16.00 | 14.00 | 12.00 | 10.00 | ||
Earnings Per Share | 44.7083 | 37.7426 | 32.5400 | 26.8371 | 18.8557 | |
Adjusted EPS | 44.7083 | 37.7426 | 32.5400 | 26.8371 | 18.8557 |
Particulars | Mar-2020 | Mar-2019 | Mar-2018 | Mar-2017 | Mar-2016 | |
---|---|---|---|---|---|---|
I. INCOME | ||||||
Interest Earned | 269296.14 | 238900.53 | 197484.96 | 176989.33 | 163841.84 | |
Interest / Discount on advances / Bills | 209992.37 | 183180.92 | 147279.54 | 134021.05 | 124703.72 | |
Interest on balances with RBI and other Inter-bank funds | 3812.38 | 3814.24 | 7552.92 | 2183.22 | 929.06 | |
Income on investments | 52572.53 | 48727.74 | 39330.04 | 36810.38 | 34560.09 | |
Others | 2918.86 | 3177.64 | 3322.46 | 3974.68 | 3648.96 | |
Other Income | ||||||
Commission,exchange and brokerage | 37792.51 | 34439.33 | 27645.4 | 21206.68 | 17643.65 | |
Profit / (loss)on sale of investments(net) | 4831.34 | 708.92 | 2123.03 | 4415.87 | 2131.97 | |
Profit on sale of Fixed Assets | 276.26 | 194.82 | 457.39 | 122.58 | 30.11 | |
Foreign Exchange Gains | 6759.15 | 7382.56 | 6039.12 | 5283.69 | 4219.12 | |
Income earned from subsidiaries/joint venture | 1414.32 | 1275.13 | 896.99 | 837.82 | 807.95 | |
Rent / Lease Income | ||||||
Provisions Written Back | 0 | 0 | 0 | 0 | 0 | |
Miscellaneous income | -268605380 | -232859060 | -202610400 | -173857920 | -130611700 | |
Total Income | 100000 | 100000 | 100000 | 100000 | 100000 | |
II. EXPENDITURE | ||||||
Interest Expended | 100000 | 100000 | 100000 | 95727.84 | 94838.1 | |
Intereston Deposits | 120609.42 | 110126.35 | 89375.01 | 82360.07 | 78637.58 | |
Interest on RBI / inter-bank borrowings | 5411.49 | 9142.76 | 5669.77 | 5583.63 | 8082.49 | |
Other Interest | 8278.57 | 7573.38 | 7123.29 | 7784.14 | 8118.03 | |
Operating Expenses | 88509.36 | 75148.01 | 64257.22 | 56184.95 | 54715.2 | |
Payments to and provisions for employees | 39111.16 | 31836.12 | 29502.35 | 27685.29 | 28169.7 | |
Rent,Taxes and lighting | 6778.88 | 6280.94 | 5784.84 | 5504.22 | 5220.14 | |
Depreciation on Banks property | 3719.49 | 3669.2 | 3026.9 | 2906.62 | 2873.76 | |
Depreciation on leased assets | ||||||
Auditor's fees and expenses | 23.65 | 24.11 | 21.13 | 19.47 | 21.12 | |
Law charges | 9681.44 | 8441 | 6574.13 | 4440.56 | 4402.24 | |
Communication Expenses | 1740.12 | 1686.94 | 1388.87 | 1228.27 | 1111.29 | |
Repairs and Maintenance | 4442.25 | 3996.15 | 3828.59 | 3396.77 | 2874.98 | |
Insurance | 2333.51 | 2012.46 | 1634.73 | 1415.3 | 1218.72 | |
Other expenses | 20678.86 | 17201.1 | 12495.69 | 9588.45 | 8823.26 | |
Provisions and Contingencies | 22161.65 | 9623.93 | 9399.5 | 8367.44 | 9173.69 | |
Provision for investments | 901.2 | -137.4 | 1969.1 | 1392.4 | 1363.2 | |
Provision for advances | ||||||
Others Provisions | 21260.45 | 9761.33 | 7430.4 | 6975.04 | 7810.49 | |
Profit Before Tax | 110671.01 | 84771.94 | 73656.73 | 68824.55 | 69050.79 | |
Taxes | 18574.9 | 25204.6 | 21339.2 | 17365.7 | 10339.4 | |
Current Income Tax | 18574.9 | 25204.6 | 20806 | 18003.1 | 10361.2 | |
Deferred Tax | 0 | 0 | 533.2 | -637.4 | -23.2 | |
Other taxes | 0 | 0 | 0 | 0 | 0 | |
Profit After Tax | 59471.82 | 48653.32 | 40843.03 | 34114.98 | 20897.79 | |
Extra items | ||||||
Minority Interest | ||||||
Share of Associate | ||||||
Other Consolidated Items | ||||||
Consolidated Net Profit | 59471.82 | 48653.32 | 40843.03 | 34114.98 | 20897.79 | |
Adjustments to PAT | 16747.1 | |||||
IV. APPROPRIATIONS | ||||||
Transfer to Statutory Reserve | 14868 | 12163.4 | 10210.8 | 8528.8 | 5224.5 | |
Appropriation to General Reserve | ||||||
Appropriation to Revenue Reserve | ||||||
Appropriation to Other Reserves | -13.97 | 13.97 | 0 | 0 | 0 | |
Equity Dividend | 1602.82 | 1142.14 | 0.7 | 918.36 | ||
Corporate dividend tax | 236.78 | 217.03 | -6.83 | 186.96 | ||
Other appropriations | 85145.97 | 85983.03 | 88430.03 | 91477.33 | 82267.71 | |
Equity Dividend % | 0 | 16 | 14 | 12 | 10 | |
Earnings Per Share | 30.88 | 25.49 | 21.43 | 18.53 | 11.39 | |
Adjusted EPS | 30.88 | 25.49 | 21.43 | 18.53 | 11.39 |
Financial Ratios
Particulars | Mar-2020 | Mar-2019 | Mar-2018 | Mar-2017 | Mar-2016 | |
---|---|---|---|---|---|---|
Operational & Financial Ratios | ||||||
Earnings Per Share (Rs) | 44.71 | 37.74 | 32.54 | 26.84 | 18.86 | |
DPS(Rs) | 0 | 0.8 | 0.7 | 0.6 | 0.5 | |
Book NAV/Share(Rs) | 348.32 | 302.71 | 264.93 | 209.09 | 181.86 | |
Margin Ratios | ||||||
Yield on Advances | 13.4 | 12.25 | 12.2 | 13.36 | 14.09 | |
Yield on Investments | 7.98 | 7.07 | 7.01 | 8.94 | 7.29 | |
Cost of Liabilities | 4.88 | 5.21 | 4.99 | 5.58 | 6.19 | |
NIM | 4.13 | 3.87 | 3.94 | 4.16 | 4.09 | |
Interest Spread | 8.52 | 7.04 | 7.21 | 7.78 | 7.9 | |
Performance Ratios | ||||||
ROA(%) | 2.05 | 1.94 | 2 | 1.91 | 1.76 | |
ROE(%) | 13.84 | 13.15 | 13.82 | 13.78 | 12.36 | |
ROCE(%) | 11.88 | 12.66 | 12.95 | 12.98 | 13.01 | |
Efficiency Ratios | ||||||
Cost Income Ratio | 59.44 | 62.26 | 61.35 | 63.24 | 64.43 | |
Core Cost Income Ratio | 58.33 | 64.81 | 63.81 | 69.64 | 64.72 | |
Operating Costs to Assets | 4.62 | 4.85 | 4.79 | 5.16 | 4.52 | |
Capital Adequacy | ||||||
Basel I | ||||||
Total CAR (Basel I) | 0 | 0 | 0 | 0 | 0 | |
Tier-1 (Basel I) | 0 | 0 | 0 | 0 | 0 | |
Tier-2 (Basel I) | 0 | 0 | 0 | 0 | 0 | |
Basel II | ||||||
Total CAR (Basel II) | 0 | 0 | 0 | 0 | 0 | |
Tier-1 (Basel II) | 0 | 0 | 0 | 0 | 0 | |
Tier-2 (Basel II) | 0 | 0 | 0 | 0 | 0 | |
Basel III | ||||||
Total CAR (Basel III) | 0 | 0 | 0 | 0 | 0 | |
Tier - 1 (Basel III) | 0 | 0 | 0 | 0 | 0 | |
Tier - 2 (Basel III) | 0 | 0 | 0 | 0 | 0 | |
Valuation Parameters | ||||||
PER(x) | 29 | 35.39 | 32.22 | 32.5 | 36.12 | |
PCE(x) | 27.34 | 33.64 | 30.6 | 30.23 | 33.09 | |
Price/Book(x) | 3.72 | 4.41 | 3.96 | 4.17 | 3.74 | |
Yield(%) | 0 | 0.06 | 0.07 | 0.07 | 0.07 | |
EV/Net Sales(x) | 9.38 | 10.79 | 10.28 | 9.42 | 8.27 | |
EV/Core EBITDA(x) | 22.47 | 27.7 | 25.38 | 25.39 | 28.04 | |
EV/EBIT(x) | 11.5 | 12.5 | 11.95 | 11.19 | 10.44 | |
EV/CE(x) | 0.71 | 0.81 | 0.77 | 0.76 | 0.7 | |
M Cap / Sales | 7.41 | 8.55 | 7.95 | 7.19 | 6.12 | |
Growth Ratio | ||||||
Core Operating Income Growth | 20 | 15.64 | 16.54 | 17.11 | 46.06 | |
Operating Profit Growth | 2.86 | -39.36 | 19.8 | 32.36 | -152.44 | |
Net Profit Growth | 20.89 | 15.82 | 24.21 | 44.24 | 11.94 | |
BVPS Growth | 15.07 | 14.26 | 26.71 | 14.97 | -36.55 | |
Advances Growth | 2.64 | 18.19 | 23.26 | 15.42 | 63.36 | |
EPS Growth(%) | 18.46 | 15.99 | 21.25 | 42.33 | -52.18 | |
Liquidity Ratios | ||||||
Loans/Deposits(x) | 0.25 | 0.3 | 0.31 | 0.32 | 0.32 | |
Total Debt/Equity(x) | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | |
Current Ratio(x) | 0.43 | 0.46 | 0.48 | 0.44 | 0.52 | |
Quick Ratio(x) | 25.18 | 29.55 | 30.64 | 31.95 | 32.17 | |
Interest Cover(x) | ||||||
Total Debt/Mcap(x) | 0 | 0 | 0 | 0 | 0 | |
Net NPA in Rs. Million | 0 | 0 | 0 | 0 | 0 |
Particulars | Mar-2020 | Mar-2019 | Mar-2018 | Mar-2017 | Mar-2016 | |
---|---|---|---|---|---|---|
Operational & Financial Ratios | ||||||
Earnings Per Share (Rs) | 30.88 | 25.49 | 21.43 | 18.53 | 11.39 | |
DPS(Rs) | 0 | 0.8 | 0.7 | 0.6 | 0.5 | |
Book NAV/Share(Rs) | 100 | 100 | 100 | 100 | 100 | |
Margin Ratios | ||||||
Yield on Advances | 12.25 | 11.61 | 11.64 | 13.01 | 13.81 | |
Yield on Investments | 7.65 | 6.94 | 6.42 | 9.15 | 7.16 | |
Cost of Liabilities | 4.46 | 4.91 | 4.69 | 5.36 | 5.94 | |
NIM | 3.88 | 3.72 | 3.75 | 3.99 | 3.82 | |
Interest Spread | 7.79 | 6.7 | 6.95 | 7.64 | 7.87 | |
Performance Ratios | ||||||
ROA(%) | 1.77 | 1.69 | 1.7 | 1.68 | 1.4 | |
ROE(%) | 13.08 | 12.18 | 12.55 | 13.23 | 10.97 | |
ROCE(%) | 11.31 | 13.15 | 13.47 | 13.85 | 13.32 | |
Efficiency Ratios | ||||||
Cost Income Ratio | 46.9 | 47.37 | 47.3 | 48.42 | 57.52 | |
Core Cost Income Ratio | 48.13 | 47.59 | 48.06 | 50.34 | 58.84 | |
Operating Costs to Assets | 2.46 | 2.41 | 2.43 | 2.62 | 2.85 | |
Capital Adequacy | ||||||
Basel I | ||||||
Total CAR (Basel I) | 0 | 0 | 0 | 0 | 0 | |
Tier-1 (Basel I) | 0 | 0 | 0 | 0 | 0 | |
Tier-2 (Basel I) | 0 | 0 | 0 | 0 | 0 | |
Basel II | ||||||
Total CAR (Basel II) | 0 | 0 | 0 | 0 | 0 | |
Tier-1 (Basel II) | 0 | 0 | 0 | 0 | 0 | |
Tier-2 (Basel II) | 0 | 0 | 0 | 0 | 0 | |
Basel III | ||||||
Total CAR (Basel III) | 17.89 | 17.45 | 18.22 | 16.77 | 16.34 | |
Tier - 1 (Basel III) | 17.27 | 16.93 | 17.56 | 15.9 | 15.28 | |
Tier - 2 (Basel III) | 0.62 | 0.52 | 0.66 | 0.87 | 1.06 | |
Valuation Parameters | ||||||
PER(x) | 41.99 | 52.4 | 48.93 | 47.06 | 59.78 | |
PCE(x) | 39.25 | 48.73 | 45.55 | 43.37 | 52.55 | |
Price/Book(x) | 5.11 | 6.01 | 5.33 | 5.81 | 5.21 | |
Yield(%) | 0 | 0.06 | 0.07 | 0.07 | 0.07 | |
EV/Net Sales(x) | 10.64 | 12.04 | 11.39 | 10.26 | 8.9 | |
EV/Core EBITDA(x) | 28.59 | 34.46 | 31.43 | 30.35 | 36.1 | |
EV/EBIT(x) | 13.49 | 14.34 | 13.69 | 12.34 | 11.57 | |
EV/CE(x) | 0.8 | 0.92 | 0.85 | 0.85 | 0.76 | |
M Cap / Sales | 9.21 | 10.67 | 10.12 | 9.07 | 7.62 | |
Growth Ratio | ||||||
Core Operating Income Growth | 20.47 | 17.56 | 17.3 | 17.76 | 63.37 | |
Operating Profit Growth | -6.17 | -32.51 | 9.63 | 30.43 | -100 | |
Net Profit Growth | 22.24 | 19.12 | 19.72 | 63.25 | 11.99 | |
BVPS Growth | 14.17 | 12.93 | 31.11 | 14.86 | -28.66 | |
Advances Growth | 6.83 | 21.2 | 24.72 | 14.68 | 79.36 | |
EPS Growth(%) | 21.13 | 18.93 | 15.65 | 62.67 | -52.85 | |
Liquidity Ratios | ||||||
Loans/Deposits(x) | 0.14 | 0.14 | 0.13 | 0.13 | 0.15 | |
Total Debt/Equity(x) | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | |
Current Ratio(x) | 0.29 | 0.32 | 0.34 | 0.29 | 0.37 | |
Quick Ratio(x) | 14.46 | 14.28 | 13.06 | 13.4 | 15.13 | |
Interest Cover(x) | ||||||
Total Debt/Mcap(x) | 2.3 | 2.14 | 2.22 | 2.6 | 2.36 | |
Net NPA in Rs. Million | 0.71 | 0.75 | 0.98 | 1.26 | 1.06 |
Cash Flow
(₹ in Million)
Particulars | Mar-2020 | Mar-2019 | Mar-2018 | Mar-2017 | Mar-2016 | |
---|---|---|---|---|---|---|
Net Profit Before Taxes | 114218.01 | 105757.16 | 91582.24 | 73319.35 | 50237.44 | |
Adjustments for Expenses & Provisions : | 39678 | 5486.69 | 6453.13 | -5249.52 | 14506.6 | |
Adjustments for Liabilities & Assets: | 340955.09 | -58705.42 | -172491.69 | 85250.47 | 2388.82 | |
Refund/(payment) of direct taxes | -28662.81 | -34314.61 | -29467.74 | -21095.25 | -16887.02 | |
Other Direct payments | 0 | 0 | 0 | 0 | 0 | |
Cash Flow from operating activities | 466188.29 | 18223.83 | -103924.06 | 132225.05 | 50245.85 | |
Cash Flow from investing activities | -131988.74 | -33825.6 | -56082.47 | -52680.88 | -86623.94 | |
Cash Flow from financing activities | -7349.96 | 83645.94 | 146794.02 | 60552.6 | 20244.08 | |
Effect of exchange fluctuation on translation reserve | 1304.28 | 594.12 | 63.52 | -205.36 | 0 | |
Net increase/(decrease) in cash and cash equivalents | 326849.6 | 68044.17 | -13212.51 | 140096.76 | -16134.01 | |
Opening Cash & Cash Equivalents | 312644.61 | 244006.32 | 255885.49 | 115994.08 | 69034.42 | |
Cash & Cash Equivalent on Amalgamation / Take over / Merger | 0 | 0 | 0 | 0 | 63093.68 | |
Cash & Cash Equivalent of Subsidiaries under liquidations | 0 | 0 | 1269.83 | 0 | 0 | |
Translation adjustment on reserves / op cash balalces frgn subsidiaries | 0 | 0 | 0 | 0 | 0 | |
Effect of Foreign Exchange Fluctuations | 0 | 0 | 0 | 0 | 0 | |
Closing Cash & Cash Equivalent | 640798.48 | 312644.61 | 244006.32 | 255885.49 | 115994.08 | |
Cash & Cash Equivalent on Amalgamation / Take over / Merger | 0 | 0 | 0 | 0 | 63093.68 | |
Cash & Cash Equivalent of Subsidiaries under liquidations | 0 | 0 | 1269.83 | 0 | 0 | |
Translation adjustment on reserves / op cash balalces frgn subsidiaries | 0 | 0 | 0 | 0 | 0 | |
Effect of Foreign Exchange Fluctuations | 0 | 0 | 0 | 0 | 0 |
(₹ in Million)
Particulars | Mar-2020 | Mar-2019 | Mar-2018 | Mar-2017 | Mar-2016 | |
---|---|---|---|---|---|---|
Net Profit Before Taxes | 114218.01 | 105757.16 | 91582.24 | 73319.35 | 50237.44 | |
Adjustments for Expenses & Provisions : | 39678 | 5486.69 | 6453.13 | -5249.52 | 14506.6 | |
Adjustments for Liabilities & Assets: | 340955.09 | -58705.42 | -172491.69 | 85250.47 | 2388.82 | |
Refund/(payment) of direct taxes | -28662.81 | -34314.61 | -29467.74 | -21095.25 | -16887.02 | |
Other Direct payments | 0 | 0 | 0 | 0 | 0 | |
Cash Flow from operating activities | 466188.29 | 18223.83 | -103924.06 | 132225.05 | 50245.85 | |
Cash Flow from investing activities | -131988.74 | -33825.6 | -56082.47 | -52680.88 | -86623.94 | |
Cash Flow from financing activities | -7349.96 | 83645.94 | 146794.02 | 60552.6 | 20244.08 | |
Effect of exchange fluctuation on translation reserve | 1304.28 | 594.12 | 63.52 | -205.36 | 0 | |
Net increase/(decrease) in cash and cash equivalents | 326849.6 | 68044.17 | -13212.51 | 140096.76 | -16134.01 | |
Opening Cash & Cash Equivalents | 312644.61 | 244006.32 | 255885.49 | 115994.08 | 69034.42 | |
Cash & Cash Equivalent on Amalgamation / Take over / Merger | 0 | 0 | 0 | 0 | 63093.68 | |
Cash & Cash Equivalent of Subsidiaries under liquidations | 0 | 0 | 1269.83 | 0 | 0 | |
Translation adjustment on reserves / op cash balalces frgn subsidiaries | 0 | 0 | 0 | 0 | 0 | |
Effect of Foreign Exchange Fluctuations | 0 | 0 | 0 | 0 | 0 | |
Closing Cash & Cash Equivalent | 640798.48 | 312644.61 | 244006.32 | 255885.49 | 115994.08 | |
Cash & Cash Equivalent on Amalgamation / Take over / Merger | 0 | 0 | 0 | 0 | 63093.68 | |
Cash & Cash Equivalent of Subsidiaries under liquidations | 0 | 0 | 1269.83 | 0 | 0 | |
Translation adjustment on reserves / op cash balalces frgn subsidiaries | 0 | 0 | 0 | 0 | 0 | |
Effect of Foreign Exchange Fluctuations | 0 | 0 | 0 | 0 | 0 |