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L&T Finance Holdings Ltd.   (BSE: L&TFH)

NSE   0.00  
OPEN PRICE(₹)
0.00
HIGH PRICE(₹)
0.00
LOW PRICE(₹)
0.00
CLOSE PRICE(₹)
0.00
VOLUME
0.00
52 WK LOW (₹)
51.96 (25-09-2020)
52 WK HIGH (₹)
113.4 (03-03-2021)
BSE   88.95  
OPEN PRICE₹)
89.7
HIGH PRICE(₹)
90.6
LOW PRICE (₹)
88.85
CLOSE PRICE(₹)
88.95
VOLUME
326391
VALUE
29032500
BID QTY
3580
OFFER QTY
2704

Stock Summary

Trade Value (₹ in Lacs) : 2147.48 MCap (₹ in Mn) : 211754.97 Dividend Yield(%) : 0.98 Price/Earning (TTM) : 53.34
TTM EPS (₹) : 0 Price/Sales (TTM) : 0 P/E Ratio : 0.02 Price/Book (MRQ) : 2.16
Book Value(₹) : 0 Face Value(₹) : 0 Latest Reserve (₹ in Mn): 59548.4 EPSc : 1.33
PE : 64.43 TTMNP : 3969.9 TTMTAX : 544.1 TTMINTEREST : 2163.2
TTMDEPRECIATION : 5.5 TTMNetSales : 4536.2 EV_Sales : 54.3 EV (in Mn) : 246329.07
TTMEBITDA : 4435.9 EV_EBITDA : 55.53 TTMCashProfit : 3975.4 TTMCEPS : 1.61
Price_CEPS : 53.27 TTMNPAEX : 3969.9

Peer Group Compare

Comp. Name Price M.Cap Div Yld % P/E Ratio Price/Earning (TTM) TTM EPS (₹)
Bajaj Finance Ltd. (BSE)

6328.35 ( 2.09%)

290019.26 0.21 0.02 78.68 61.17
SBI Cards And Payment Services Ltd. (BSE)

1048.95 ( 0.82%)

91165.13 0.1 0.01 102.13 9.49
Muthoot Finance Ltd. (BSE)

1584.75 ( 0.03%)

44764.68 1.34 0.01 13.35 83.59
Bajaj Holdings & Investment Ltd. (BSE)

3996.9 ( 0.34%)

35932.22 1.24 0.21 28.27 114.21
Cholamandalam Investment & Finance Company Ltd. (BSE)

516.7 ( -1.83%)

33202.68 0.42 0 25.66 15.79

Management Info

Chairman : SV Haribhakti
Managing Director : Dinanath Dubhashi
Company Secretory : Apurva Rathod
Incorporation Year : 2008

Registered Office

Address : Brindavan, Plot No. 177
Cst Road, Kalina
Santacruz (East)
City-Pincode : Mumbai-400098
Phone : 022 6212 5000
Website : www.ltfs.com
Email : igrc@ltfs.com

Registrars Details

Registrars Details : Link Intime India Pvt Ltd.
Address : C 101, 247 Park, LBS Marg, Vikhroli (W), Mumbai(Old Address:) C-13 Pannalal Silk Compound, L B S Marg, Bhandup Mumbai Maharashtra
Listing : BSE, NSE, MCX

Balance Sheet

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 2 2 2 296.91 296.68
  Equity - Authorised 5 5 5 500 500
  Equity - Issued 2 2 2 175.57 175.34
 Equity Paid Up 2 2 2 175.57 175.34
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0 0 121.34 121.34
  Face Value 0.01 0.01 0.01 0.01 0.01
Share Warrants & Outstandings 0.00 0.00 0.00 11.81 11.81
Total Reserves 12.51 11.33 9.35 601.61 531.75
  Securities Premium 5.13 5.07 5.04 164.25 164.09
  Capital Reserves 0.49 0.49 0.49 49.24 49.24
  Profit & Loss Account Balances 3.72 2.77 1.3 184.04 118.75
  General Reserves 0.26 0.12 0.09 3.8 1.83
Reserve excluding Revaluation Reserve 12.51 11.33 9.35 601.61 531.75
Revaluation Reserves 0.00 0 0 0 0.00
Deposits 0.00 0.00 0.00 0.00 0.00
  Demand Deposits 0.00 0.00 0.00 0.00 0.00
  Savings Deposit 0.00 0.00 0.00 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00 0.00 0.00 0.00
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 0.00 0.00 0.00 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Banks 0.00 0.00 0.00 0.00 0.00
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00 0.00 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00 0.00 0.00 0.00
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
  Bills Payable 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 0.00 0.00 0.00 0.00 0.00
  Proposed Dividend 0.00 0.00 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 0.00 0.00 0.00 26.38 34.62
Total Liabilities 84.12 73.02 60.99 5345.21 4646.92
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Cash with RBI 0.00 0.00 0.00 0.00 0.00
  Cash in hand & others 0.00 0.00 0.00 0.00 0.00
Balances with banks and money at call 0.00 0.00 0.00 0.00 0.00
Investments 7.63 10.03 6.76 696.55 445.42
Investments in India 0.00 0.00 0.00 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00 0.00 0.00 0.00
  Equity Shares - Corporate 0.00 0.00 0.00 0.00 0.00
  Debentures & Bonds 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00 0.00
Investments outside India 0.00 0.00 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 0.00 0.00 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 0.00 0.00 0.00 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00 0.00 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00 0.00 0.00 0.00
  Term Loans 0.00 0.00 0.00 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 0.96 0.88 0.84 160.06 168.39
  Premises 0 0 0 30.47 30.27
  Assets Given on Lease 0.00 0.00 0.00 -0.05 0.00
  Other Fixed Assets 0.05 0.00 0.00 0.00 0.00
Less: Accumulated Depreciation 0.17 0.12 0.09 37.08 37.12
Net Block 0.79 0.76 0.76 122.99 131.27
Less: Impairment of Assets 0.00 0.00 0.00 0.00 0.00
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 0.06 0.04 0.02 2.79 2.24
Other Assets 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 0.00 0.00 0.00 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00 0.00 0.00 0.00
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 0.00 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.01 0.00
Total Assets 84.12 73.02 60.99 5345.21 4646.92
Contingent Liabilities 2.77 2.57 2.88 90.92 51.63
  Claims not acknowledged as debts 0.52 0.08 0.08 4.29 3.46
  Outstanding forward exchange contracts 0.00 0.00 0.00 0.00 0.00
  Guarantees given in India 0.00 0.00 0.00 0.00 0.00
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00 0.00 0.00 0.00
Bills for collection 0.00 0.00 0.00 0.00 0.00
Book Value 0.07 0.07 0.06 0.04 0.04
Adjusted Book Value 0.07 0.07 0.06 0.04 0.04
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 2 2 2 296.91 296.68
  Equity - Authorised 5 5 5 500 500
  Equity - Issued 2 2 2 175.57 175.34
 Equity Paid Up 2 2 2 175.57 175.34
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00 121.34 121.34
  Face Value 0.01 0.01 0.01 0.01 0.01
Share Warrants & Outstandings 0.00 0.00 0.00 11.81 11.81
Total Reserves 5.66 5.71 5.61 223.25 209.63
  Securities Premium 5.14 5.08 5.06 177.15 176.07
  Capital Reserves 0 0 0 0 0
  Profit & Loss Account Balances 0.03 0.2 0.19 16.51 9.07
  General Reserves 0 0 0 0.16 0.04
Reserve excluding Revaluation Reserve 5.66 5.71 5.61 223.25 209.63
Revaluation Reserves 0.00 0.00 0.00 0.00 0.00
Deposits 0.00 0.00 0.00 0.00 0.00
  Demand Deposits 0.00 0.00 0.00 0.00 0.00
  Savings Deposit 0.00 0.00 0.00 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00 0.00 0.00 0.00
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 0.00 0.00 0.00 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Banks 0.00 0.00 0.00 0.00 0.00
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00 0.00 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00 0.00 0.00 0.00
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
  Bills Payable 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 0.00 0.00 0.00 0.00 0.00
  Proposed Dividend 0.00 0.00 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 0 0 0 0 0
Total Liabilities 9.56 8.86 8.7 532.37 518.75
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Cash with RBI 0.00 0.00 0.00 0.00 0.00
  Cash in hand & others 0.00 0.00 0.00 0.00 0.00
Balances with banks and money at call 0.00 0.00 0.00 0.00 0.00
Investments 10.18 9.15 7.84 569.1 560.89
Investments in India 0.00 0.00 0.00 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00 0.00 0.00 0.00
  Equity Shares - Corporate 0.00 0.00 0.00 0.00 0.00
  Debentures & Bonds 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00 0.00
Investments outside India 0.00 0.00 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 0.00 0.00 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 0.00 0.00 0.00 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00 0.00 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00 0.00 0.00 0.00
  Term Loans 0.00 0.00 0.00 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 0 0 0 0.02 0.08
  Premises 0 0 0 0 0
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 0 0.00 0.00 0.00 0.00
Less: Accumulated Depreciation 0 0 0 0.02 0.05
Net Block 0 0 0 0 0.03
Less: Impairment of Assets 0 0 0 0 0
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 0 0 0 0 0
Other Assets 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 0.00 0.00 0.00 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00 0.00 0.00 0.00
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 0.00 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 9.56 8.86 8.7 532.37 518.75
Contingent Liabilities 0 0 0 0.45 0
  Claims not acknowledged as debts 0 0 0 0.45 0
  Outstanding forward exchange contracts 0.00 0.00 0.00 0.00 0.00
  Guarantees given in India 0.00 0.00 0.00 0.00 0.00
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00 0.00 0.00 0.00
Bills for collection 0.00 0.00 0.00 0.00 0.00
Book Value 0.04 0.04 0.04 0.02 0.02
Adjusted Book Value 0.04 0.04 0.04 0.02 0.02

Quarterly Results

Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 34081.00 33870.60 33552.40 36306.40
Income On Investments 0.00 0.00 0.00 0.00
Interest On Balances With Rbi Other Inter Bank Funds 0.00 0.00 0.00 0.00
Interest / Discount On Advances / Bills 0 0 0 0
Others 0 0 0 0
Other Income 1008.1 104.7 719.8 1051.5
Total Income 35089.1 33975.3 34272.2 37357.9
Interest Expended 18887.8 19782 18031.4 18895.7
Operating Expenses 0 0 0 0
Total Expenditure 12659.4 15270.9 11466.7 10925.4
Operating Profit Before Provisions and Contingencies 22429.7 18704.4 22805.5 26432.5
Exceptional Items 0 2256.1 0 0
Provisions and contingencies 0 0 0 0
Profit Before Tax 3290.3 992.6 4559.4 7252.2
Tax 813.1 -481.8 710.8 1337.5
Profit After Tax 2477.2 1474.4 3848.6 5914.7
+/- Extraordinary Items 0 0 0 0
+/- Prior period items 0 0 0 0
Net Profit 2477.2 1474.4 3848.6 5914.7
Minority Interest 174 8.7 12.9 -4.4
Shares of Associates 0 0 0 0
Other related items 0 0 0 0
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 2477.2 1474.4 3848.6 5914.7
Equity Capital 2651.2 1483.1 3861.5 5910.3
Face Value (IN RS) 10 10 10 10
Reserves 0 0 0 0
% of Shares held by Govt 0 0 0 0
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0 0 0 0
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0 0 0 0
% of Gross NPAs 0 0 0 0
Return on Assets 0 0 0 0
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 1.32 0.74 1.93 2.95
Basic Eps Before Extraordinary Items 1.32 0.74 1.93 2.95
PBIDTM% 65.81 55.22 67.97 72.8
PBDTM% 10.39 3.48 14.23 20.76
PBTM% 9.65 2.93 13.59 19.98
PATM% 7.27 4.35 11.47 16.29
Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 162.7 197.6 4004.9 292.1
Income On Investments 0 0 0 0
Interest On Balances With Rbi Other Inter Bank Funds 0 0 0 0
Interest / Discount On Advances / Bills 0 0 0 0
Others 0.00 0.00 0.00 0.00
Other Income 43.4 49.2 122.6 137.3
Total Income 206.1 246.8 4127.5 429.4
Interest Expended 495.6 584.9 613.2 522.8
Operating Expenses 0.00 0.00 0.00 0.00
Total Expenditure 55.2 164.5 96.2 98
Operating Profit Before Provisions and Contingencies 150.9 82.3 4031.3 331.4
Exceptional Items 0 2246.8 0 0
Provisions and contingencies 0.00 0.00 0.00 0.00
Profit Before Tax -345.9 1743 3416.9 -192.6
Tax 65.1 483.9 18.8 61.7
Profit After Tax -411 1259.1 3398.1 -254.3
+/- Extraordinary Items 0.00 0.00 0.00 0.00
+/- Prior period items 0.00 0.00 0.00 0.00
Net Profit -411 1259.1 3398.1 -254.3
Minority Interest 0.00 0.00 0.00 0.00
Shares of Associates 0.00 0.00 0.00 0.00
Other related items 0.00 0.00 0.00 0.00
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit -411 1259.1 3398.1 -254.3
Equity Capital -411 1259.1 3398.1 -254.3
Face Value (IN RS) 10 10 10 10
Reserves 0 0 0 0
% of Shares held by Govt 0.00 0.00 0.00 0.00
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0.00 0.00 0.00 0.00
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0.00 0.00 0.00 0.00
% of Gross NPAs 0.00 0.00 0.00 0.00
Return on Assets 0.00 0.00 0.00 0.00
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items -0.2 0.63 1.7 -0.13
Basic Eps Before Extraordinary Items -0.2 0.63 1.7 -0.13
PBIDTM% 92.75 41.65 100 100
PBDTM% -100 100 85.35 -65.53
PBTM% -100 100 85.32 -65.94
PATM% -100 100 84.85 -87.06

Profit-Loss

-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 0 0 0 0 0
     Interest / Discount on advances / Bills 0 0 0 0 0
     Interest on balances with RBI and other Inter-bank funds 0 0 0 0 0
     Income on investments 0 0 0 0 0
     Others 0 0 0 0 0
Other Income
     Commission,exchange and brokerage 0 0 0 0 0
     Profit / (loss)on sale of investments(net) 0 0 0 0 0
     Profit on sale of Fixed Assets 0 0 0 0.17 0.01
     Foreign Exchange Gains 0 0 0 0 0
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 1.73 1.46 0.34 0.9 0.05
     Miscellaneous income -2125.9 -1840.55 -581.8 -24075.34 -18235.97
Total Income 16.45 14.84 10.79 858.13 747.11
II. EXPENDITURE
Interest Expended 7.57 6.9 5.48 463.54 413.34
     Intereston Deposits 0 0 0 0 0
     Interest on RBI / inter-bank borrowings 0 0 0 0 0
     Other Interest 0.04 0.05 0.06 459.85 410.16
Operating Expenses 0 0 0 0 0
     Payments to and provisions for employees 1.06 0.82 0.41 49.35 48.77
     Rent,Taxes and lighting 0.03 0.05 0.05 4.72 5.52
     Depreciation on Banks property 0.08 0.05 0.05 6.73 8.28
     Depreciation on leased assets
     Auditor's fees and expenses 0 0 0 0.3 0.23
     Law charges 0.25 0.56 0.54 19.47 21.62
     Communication Expenses 0.01 0.01 0.01 1.64 2.44
     Repairs and Maintenance 0 0 0 0 0
     Insurance 0.01 0.01 0 0.14 0.14
     Other expenses -1.46 -1.51 -1.07 -82.36 -87.01
Provisions and Contingencies
     Provision for investments
     Provision for advances
     Others Provisions
Profit Before Tax 8.88 7.95 5.32 394.6 333.77
Taxes
     Current Income Tax 0.63 0.75 0.52 39.92 53.34
     Deferred Tax -0.13 0.07 -0.36 -34.1 -10.95
     Other taxes 0 0 0 0 0
Profit After Tax 1.7 2.23 1.28 104.25 85.37
Extra items
Minority Interest -0 -0.01 -0.02 -0.6
Share of Associate 0 0.57 0.3
Other Consolidated Items
Consolidated Net Profit 1.7 2.23 1.25 104.22 85.67
Adjustments to PAT
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 0.32 0.42 0.26 20.49 35.18
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves 0.25 0.33 0.27 1.06 6.6
     Equity Dividend 14.03
     Corporate dividend tax 6.71 6.24
     Other appropriations 3.9 2.77 1.3 194.72 135.46
Equity Dividend % 9.00 10.00 10.00 8.00 8.00
Earnings Per Share 8.4804 11.1381 6.2870 5.3278 3.9330
Adjusted EPS 8.4804 11.1381 6.2870 5.3278 3.9330
-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 0 0 0 0 0
     Interest / Discount on advances / Bills 0 0 0 0 0
     Interest on balances with RBI and other Inter-bank funds 0 0 0 0 0
     Income on investments 0 0 0 0 0
     Others 0 0 0 0 0
Other Income
     Commission,exchange and brokerage 0 0 0 0 0
     Profit / (loss)on sale of investments(net) 0 0 0 0 0
     Profit on sale of Fixed Assets 0 0 0 0 0
     Foreign Exchange Gains 0 0 0 0 0
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 0 0 0 0 0.02
     Miscellaneous income -93.88 -88.74 -46.48 -7462.84 -15830.32
Total Income 0.52 0.53 0.48 31.49 42.77
II. EXPENDITURE
Interest Expended 0.2 0.2 0.16 4.59 2.71
     Intereston Deposits 0 0 0 0 0
     Interest on RBI / inter-bank borrowings 0 0 0 0 0
     Other Interest 0 0 0 0.02 0.04
Operating Expenses 0 0 0 0 0
     Payments to and provisions for employees 0.03 0.02 0.01 1.16 2.03
     Rent,Taxes and lighting 0 0 0 0.09 0
     Depreciation on Banks property 0 0 0 0.01 0.01
     Depreciation on leased assets
     Auditor's fees and expenses 0 0 0 0.03 0.01
     Law charges 0 0 0 0.41 0.59
     Communication Expenses 0 0 0 0.05 0.06
     Repairs and Maintenance 0 0 0 0 0
     Insurance 0 0 0 0 0
     Other expenses -0.03 -0.02 -0.01 -1.74 -2.7
Provisions and Contingencies
     Provision for investments
     Provision for advances
     Others Provisions
Profit Before Tax 0.32 0.32 0.32 26.9 40.06
Taxes
     Current Income Tax 0.02 0.04 0.01 0.51 2.25
     Deferred Tax 0.03 0 0.01 -0.03 -0.75
     Other taxes 0 0 0 0 0
Profit After Tax 0.27 0.27 0.27 24.87 37.8
Extra items
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit 0.27 0.27 0.27 24.87 37.8
Adjustments to PAT
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 0.05 0.05 0.07 4.97 7.56
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves 0.2 0.2 0.15 0.01 0.01
     Equity Dividend 14.03
     Corporate dividend tax 2.1 -0.01
     Other appropriations 0.21 0.2 0.19 26.85 25.27
Equity Dividend % 9 10 10 8 8
Earnings Per Share 1.33 1.34 1.33 0.83 1.23
Adjusted EPS 1.33 1.34 1.33 0.83 1.23

Financial Ratios

Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) 8.48 11.14 6.29 5.33 3.93
DPS(Rs) 0.9 1 1 0.8 0.8
Book NAV/Share(Rs) 72.38 66.67 56.84 44.27 40.33
Margin Ratios
Yield on Advances 0 0 0 0 0
Yield on Investments 0 0 0 0 0
Cost of Liabilities 0 0 0 0 0
NIM 0 0 0 0 0
Interest Spread 0 0 0 0 0
Performance Ratios
ROA(%) 1.6 2.35 1.62 1.54 1.47
ROE(%) 12.22 18.1 13.37 14.05 12.76
ROCE(%) 9.6 10.39 8.9 8.86 9.81
Efficiency Ratios
Cost Income Ratio 0 0 0 0 0
Core Cost Income Ratio 0 0 0 0 0
Operating Costs to Assets 0 0 0 0 0
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 0 0 0 0 0
Tier-1 (Basel II) 0 0 0 0 0
Tier-2 (Basel II) 0 0 0 0 0
Basel III
Total CAR (Basel III) 0 0 0 0 0
Tier - 1 (Basel III) 0 0 0 0 0
Tier - 2 (Basel III) 0 0 0 0 0
Valuation Parameters
PER(x) 6.06 13.69 24.98 23.17 16.17
PCE(x) 5.78 13.36 23.58 19.53 11.91
Price/Book(x) 0.71 2.29 2.76 2.79 1.58
Yield(%) 1.75 0.66 0.64 0.65 1.26
EV/Net Sales(x) 6.73 9.24 10.33 9.84 8.72
EV/Core EBITDA(x) 9.33 12.01 15.13 14.2 11.63
EV/EBIT(x) 9.4 12.07 15.24 14.37 11.8
EV/CE(x) 0.89 1.15 1.23 1.14 1
M Cap / Sales 0.72 2.34 3.07 2.6 1.53
Growth Ratio
Core Operating Income Growth 9.78 25.97 18.14 12.14 15.56
Operating Profit Growth 3.35 43.39 20.62 5.72 16.28
Net Profit Growth -23.82 74.72 22.55 22.11 0.35
BVPS Growth 8.56 17.3 0 9.77 9.87
Advances Growth 0 0 0 0 0
EPS Growth(%) -23.86 77.16 18 35.46 -9.12
Liquidity Ratios
Loans/Deposits(x) 0 0 0 0 0
Total Debt/Equity(x) 0 0 0 0 0
Current Ratio(x) 0 0 0 0 0
Quick Ratio(x) 0 0 0 0 0
Interest Cover(x)
Total Debt/Mcap(x) 0 0 0 0 0
Net NPA in Rs. Million 0 0 0 0 0
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) 1.33 1.34 1.33 0.83 1.23
DPS(Rs) 0.9 1 1 0.8 0.8
Book NAV/Share(Rs) 38.23 38.56 38.13 22.72 21.96
Margin Ratios
Yield on Advances 0 0 0 0 0
Yield on Investments 0 0 0 0 0
Cost of Liabilities 0 0 0 0 0
NIM 0 0 0 0 0
Interest Spread 0 0 0 0 0
Performance Ratios
ROA(%) 2.5 2.79 3.43 4.04 6.54
ROE(%) 3.47 3.49 4.59 6.35 10.23
ROCE(%) 4.54 5.27 5.88 4.82 7.03
Efficiency Ratios
Cost Income Ratio 0 0 0 0 0
Core Cost Income Ratio 0 0 0 0 0
Operating Costs to Assets 0 0 0 0 0
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 0 0 0 0 0
Tier-1 (Basel II) 0 0 0 0 0
Tier-2 (Basel II) 0 0 0 0 0
Basel III
Total CAR (Basel III) 0 0 0 0 86.1
Tier - 1 (Basel III) 0 0 0 0 65.42
Tier - 2 (Basel III) 0 0 0 0 20.68
Valuation Parameters
PER(x) 38.62 100 100 100 51.64
PCE(x) 38.55 100 100 87.15 29.49
Price/Book(x) 1.34 3.95 4.12 5.43 2.9
Yield(%) 1.75 0.66 0.64 0.65 1.26
EV/Net Sales(x) 28.95 67.76 72.22 85.96 37.08
EV/Core EBITDA(x) 28.38 64.54 72.2 81.97 32.69
EV/EBIT(x) 28.41 64.55 72.2 81.98 32.7
EV/CE(x) 1.21 3.26 3.59 3.75 2.17
M Cap / Sales 21.67 63.21 68.95 78.08 32
Growth Ratio
Core Operating Income Growth -0.64 24.75 100 69.56 -30.99
Operating Profit Growth -4.19 11.33 56.21 -26.37 35.66
Net Profit Growth -0.09 0.38 6.99 -34.22 44.49
BVPS Growth -0.88 1.13 100 3.46 6.71
Advances Growth 0 0 0 0 0
EPS Growth(%) -0.4 0.22 61.12 -32.82 39.89
Liquidity Ratios
Loans/Deposits(x) 0 0 0 0 0
Total Debt/Equity(x) 0 0 0 0 0
Current Ratio(x) 0 0 0 0 0
Quick Ratio(x) 0 0 0 0 0
Interest Cover(x)
Total Debt/Mcap(x) 0 0 4.8 4.94 0
Net NPA in Rs. Million 0 0 2.34 2.89 2.05

Cash Flow

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes 2.68 3.05 1.45 107.89 125.27
Adjustments for Expenses & Provisions : 2.43 1.52 2 158.37 90.92
Adjustments for Liabilities & Assets: 0.11 -0.05 0.25 -48.94 54.2
Refund/(payment) of direct taxes -0.82 -0.8 -0.65 -53.17 -61.08
Other Direct payments 0 0 0 -742.1 -1130.58
Cash Flow from operating activities 2.16 -11.64 -15.64 -577.94 -921.27
Cash Flow from investing activities 0.16 -3.59 1.55 -211.75 -67.46
Cash Flow from financing activities 1.45 16.01 14.68 795.21 942.64
Effect of exchange fluctuation on translation reserve 0 0 0 0 0
Net increase/(decrease) in cash and cash equivalents 3.77 0.78 0.59 5.51 -46.09
Opening Cash & Cash Equivalents 1.83 1.05 0.46 39.82 85.9
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 -0 0 0 0
Closing Cash & Cash Equivalent 5.6 1.83 1.05 45.33 39.82
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 -0 0 0 0
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes 2.68 3.05 1.45 107.89 125.27
Adjustments for Expenses & Provisions : 2.43 1.52 2 158.37 90.92
Adjustments for Liabilities & Assets: 0.11 -0.05 0.25 -48.94 54.2
Refund/(payment) of direct taxes -0.82 -0.8 -0.65 -53.17 -61.08
Other Direct payments 0 0 0 -742.1 -1130.58
Cash Flow from operating activities 2.16 -11.64 -15.64 -577.94 -921.27
Cash Flow from investing activities 0.16 -3.59 1.55 -211.75 -67.46
Cash Flow from financing activities 1.45 16.01 14.68 795.21 942.64
Effect of exchange fluctuation on translation reserve 0 0 0 0 0
Net increase/(decrease) in cash and cash equivalents 3.77 0.78 0.59 5.51 -46.09
Opening Cash & Cash Equivalents 1.83 1.05 0.46 39.82 85.9
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 -0 0 0 0
Closing Cash & Cash Equivalent 5.6 1.83 1.05 45.33 39.82
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 -0 0 0 0

Share Price

Year Open Price (₹) High Price (₹) Low Price (₹) Close Price (₹) Volume (000's) Value (in Lakhs)
February-2021 86.4 95.85 84.55 94.25 14742.37 13545.19
January-2021 87.2447 101.15 85.1 86 36699.81 36335.61
December-2020 86 95.95 81.1 93.1 30716.95 27719.24
November-2020 64.8 88.15 64.05 86.6 32180.61 23698.8
October-2020 62.35 67.1 60 64.4 17330.66 11049.4
September-2020 68.15 68.3 55.6 62.15 22369.39 14021.82
August-2020 59.95 73.55 59.3 67.1 29427.52 19610.79
L&T Finance Holdings reports 20% rise in Q1 consolidated net profit17-Jul-2021 09:58 AM  
L&T Finance Holdings reports 31% fall in Q4 consolidated net profit30-Apr-2021 11:41 AM  
L&T Finance Holdings raises Rs 2,998 crore through rights issue17-Feb-2021 01:38 PM  
L&T Finance Holdings declines on reporting 51% fall in Q3 consolidated net profit18-Jan-2021 11:11 AM  
L&T Finance Holdings informs about analyst presentation16-Jan-2021 10:28 AM  
L&T Finance Holdings reports 51% fall in Q3 consolidated net profit16-Jan-2021 10:00 AM  
L&T Finance Holdings falls after its arm gets dissolved 21-Dec-2020 02:55 PM  
L&T Finance Holdings' arm gets dissolved21-Dec-2020 02:44 PM  
L&T Finance Holdings’ arm invokes shares of three Essel Group companies20-Nov-2020 04:14 PM