Shares Bazaar

Magma Fincorp Ltd.

NSE   0.00  
OPEN PRICE(₹)
0.00
HIGH PRICE(₹)
0.00
LOW PRICE(₹)
0.00
CLOSE PRICE(₹)
0.00
VOLUME
0.00
52 WK LOW (₹)
12.9 (27-05-2020)
52 WK HIGH (₹)
61.1 (06-02-2020)
BSE   140.95  
OPEN PRICE₹)
132
HIGH PRICE(₹)
140.95
LOW PRICE (₹)
131.35
CLOSE PRICE(₹)
140.95
VOLUME
451906
VALUE
63256000
BID QTY
0
OFFER QTY
0

Stock Summary

Trade Value (₹ in Lacs) : 539.18 MCap (₹ in Mn) : 12266.43 Dividend Yield(%) : 0 Price/Earning (TTM) : 74.12
TTM EPS (₹) : 0 Price/Sales (TTM) : 0 P/E Ratio : 0 Price/Book (MRQ) : 0.48
Book Value(₹) : 0 Face Value(₹) : 0 Latest Reserve (₹ in Mn): 25110.73 EPSc : -0.37
PE : 0 TTMNP : 165.49 TTMTAX : 499.23 TTMINTEREST : 10022.93
TTMDEPRECIATION : 628.33 TTMNetSales : 19832.58 EV_Sales : 5.34 EV (in Mn) : 105828.54
TTMEBITDA : 11315.98 EV_EBITDA : 9.35 TTMCashProfit : 793.82 TTMCEPS : 2.94
Price_CEPS : 15.45 TTMNPAEX : 165.49

Peer Group Compare

Comp. Name Price M.Cap Div Yld % P/E Ratio Price/Earning (TTM) TTM EPS (₹)
Bajaj Finance Ltd. (BSE)

5491.05 ( -0.69%)

290019.26 0.21 0.02 78.68 61.17
SBI Cards And Payment Services Ltd. (BSE)

982.35 ( 0.74%)

91165.13 0.1 0.01 102.13 9.49
Muthoot Finance Ltd. (BSE)

1212.15 ( 3.61%)

44764.68 1.34 0.01 13.35 83.59
Bajaj Holdings & Investment Ltd. (BSE)

3525.85 ( 2.41%)

35932.22 1.24 0.21 28.27 114.21
Cholamandalam Investment & Finance Company Ltd. (BSE)

569.05 ( -1.94%)

33202.68 0.42 0 25.66 15.79

Management Info

Chairman : Narayan K Seshadri
Managing Director : Sanjay Chamria
Company Secretory : Shabnum Zaman
Incorporation Year : 1978

Registered Office

Address : Development House
24
Park Street
City-Pincode : Kolkata-700016
Phone : 033-44017350/7200
Website : www.magma.co.in
Email : secretary@magma.co.in

Registrars Details

Registrars Details : Niche Technologies Pvt Ltd
Address : 3A, Auckland Place,7th Floor, Room No. 7A & 7B, Kolkata- 700 017, West Bengal
Listing : BSE, NSE, MCX

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Balance Sheet

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 5.39 5.39 4.74 4.74 6.04
  Equity - Authorised 25.3 25.3 25.3 5.3 5.3
  Equity - Issued 5.39 5.39 4.74 4.74 4.74
 Equity Paid Up 5.39 5.39 4.74 4.74 4.74
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0 0.00 0 1.3
  Face Value 0 0 0 0 0
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 268.11 267.82 192.1 212.24 210.11
  Securities Premium 180.91 180.65 132.24 115.84 115.76
  Capital Reserves 0.48 0.48 0.48 0.48 0.48
  Profit & Loss Account Balances 45.91 46.97 25.5 56.4 55.16
  General Reserves 0.00 0.00 0.00 11.39 11.39
Reserve excluding Revaluation Reserve 268.11 267.82 192.1 212.24 210.11
Revaluation Reserves 0.00 0 0.00 0 0
Deposits 0.00 0.00 0.00 0.00 0.00
  Demand Deposits 0.00 0.00 0.00 0.00 0.00
  Savings Deposit 0.00 0.00 0.00 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00 0.00 0.00 0.00
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 0.00 0.00 0.00 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Banks 0.00 0.00 0.00 0.00 0.00
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00 0.00 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00 0.00 0.00 0.00
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
  Bills Payable 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 0.00 0.00 0.00 0.00 0.00
  Proposed Dividend 0.00 0.00 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 2.56 2.47 2.88 22.59 34.92
Total Liabilities 674.02 568.48 462.03 554.15 586.86
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Cash with RBI 0.00 0.00 0.00 0.00 0.00
  Cash in hand & others 0.00 0.00 0.00 0.00 0.00
Balances with banks and money at call 0.00 0.00 0.00 0.00 0.00
Investments 26.1 26.03 24.72 866.68 55.13
Investments in India 0.00 0.00 0.00 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00 0.00 0.00 0.00
  Equity Shares - Corporate 0.00 0.00 0.00 0.00 0.00
  Debentures & Bonds 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00 0.00
Investments outside India 0.00 0.00 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 0.00 0.00 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 0.00 0.00 0.00 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00 0.00 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00 0.00 0.00 0.00
  Term Loans 0.00 0.00 0.00 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 33.76 25.97 23.49 49.73 44.29
  Premises 1.57 1.53 1.53 2.2 2.2
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 5.58 0.01 0.01 0.6 0.28
Less: Accumulated Depreciation 9.58 6.06 2.83 21.95 17.75
Net Block 24.18 19.91 20.66 27.77 26.54
Less: Impairment of Assets 0.00 0.00 0.00 0.00 0.00
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 0.66 0.38 0.11 0.75 1.3
Other Assets 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 0.00 0.00 0.00 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00 0.00 0.00 0.00
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 0.00 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 674.02 568.48 462.03 554.15 586.86
Contingent Liabilities 1.32 2.08 1.18 31.64 25.56
  Claims not acknowledged as debts 1.32 2.08 1.18 1.12 1.01
  Outstanding forward exchange contracts 0.00 0.00 0.00 0.00 0.00
  Guarantees given in India 0.00 0.00 0.00 0.00 0.00
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00 0.00 0.00 0.00
Bills for collection 0.00 0.00 0.00 0.00 0.00
Book Value 0.1 0.1 0.08 0.09 0.09
Adjusted Book Value 0.1 0.1 0.08 0.09 0.09
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 5.39 5.39 4.74 4.74 6.04
  Equity - Authorised 25.3 25.3 25.3 5.3 5.3
  Equity - Issued 5.39 5.39 4.74 4.74 4.74
 Equity Paid Up 5.39 5.39 4.74 4.74 4.74
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00 0.00 1.3
  Face Value 0 0 0 0 0
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 245.17 249.12 175.98 198.81 198.12
  Securities Premium 180.91 180.65 132.24 115.84 115.76
  Capital Reserves 0.48 0.48 0.48 0.46 0.46
  Profit & Loss Account Balances 28.65 32.54 13.26 47.61 47.13
  General Reserves 0 0 0 11.39 11.39
Reserve excluding Revaluation Reserve 245.17 249.12 175.98 198.81 198.12
Revaluation Reserves 0.00 0.00 0.00 0.00 0.00
Deposits 0.00 0.00 0.00 0.00 0.00
  Demand Deposits 0.00 0.00 0.00 0.00 0.00
  Savings Deposit 0.00 0.00 0.00 0.00 0.00
  Term Deposits / Fixed Deposits 0.00 0.00 0.00 0.00 0.00
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 0.00 0.00 0.00 0.00 0.00
  Borrowings From Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Banks 0.00 0.00 0.00 0.00 0.00
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 0.00 0.00 0.00 0.00 0.00
  Borrowings in the form of Bonds / Debentures 0.00 0.00 0.00 0.00 0.00
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
  Bills Payable 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 0.00 0.00 0.00 0.00 0.00
  Proposed Dividend 0.00 0.00 0.00 0.00 0.00
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 0.00
  Other Liabilities & Provisions 2.46 1.96 2.55 18.53 29.14
Total Liabilities 536.61 477.84 374.08 461 493.95
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 0.00 0.00 0.00 0.00 0.00
  Cash with RBI 0.00 0.00 0.00 0.00 0.00
  Cash in hand & others 0.00 0.00 0.00 0.00 0.00
Balances with banks and money at call 0.00 0.00 0.00 0.00 0.00
Investments 50.62 42.12 41.1 699.42 56.68
Investments in India 0.00 0.00 0.00 0.00 0.00
  GOI/State Govt. Securities 0.00 0.00 0.00 0.00 0.00
  Equity Shares - Corporate 0.00 0.00 0.00 0.00 0.00
  Debentures & Bonds 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 0.00 0.00 0.00 0.00 0.00
Investments outside India 0.00 0.00 0.00 0.00 0.00
  Government securitiesC 0.00 0.00 0.00 0.00 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 0.00 0.00 0.00 0.00 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 0.00 0.00 0.00 0.00 0.00
  Bills Purchased & Discounted 0.00 0.00 0.00 0.00 0.00
  Cash Credit, Over Draft & Loans repayable 0.00 0.00 0.00 0.00 0.00
  Term Loans 0.00 0.00 0.00 0.00 0.00
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 31.61 24.36 21.91 42.82 37.75
  Premises 1.55 1.51 1.51 2.18 2.18
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 5.13 0.01 0.01 0.00 0.00
Less: Accumulated Depreciation 9.49 6 2.8 21.73 17.6
Net Block 22.12 18.36 19.11 21.1 20.15
Less: Impairment of Assets 0 0 0 0 0
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 0.55 0.35 0.11 0.55 1.19
Other Assets 0.00 0.00 0.00 0.00 0.00
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 0.00 0.00 0.00 0.00 0.00
  Tax paid in advance/TDS 0.00 0.00 0.00 0.00 0.00
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 0.00 0.00 0.00 0.00 0.00
  Deferred tax asset 0.00 0.00 0.00 0.00 0.00
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 536.61 477.84 374.08 461 493.95
Contingent Liabilities 1.24 2 1.14 29.04 22.09
  Claims not acknowledged as debts 1.24 2 1.14 0.94 1
  Outstanding forward exchange contracts 0.00 0.00 0.00 0.00 0.00
  Guarantees given in India 0.00 0.00 0.00 0.00 0.00
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 0.00 0.00 0.00 0.00 0.00
Bills for collection 0.00 0.00 0.00 0.00 0.00
Book Value 0.09 0.09 0.08 0.09 0.09
Adjusted Book Value 0.09 0.09 0.08 0.09 0.09

Quarterly Results

Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 5938.75 5658.77 6103.22 6090.61
Income On Investments 0.00 0.00 0.00 0.00
Interest On Balances With Rbi Other Inter Bank Funds 0.00 0.00 0.00 0.00
Interest / Discount On Advances / Bills 0 0 0 0
Others 0 0 0 0
Other Income 87.73 40.24 72.98 232.72
Total Income 6026.47 5699.01 6176.2 6323.32
Interest Expended 2849.2 2953.82 3126.94 3103.24
Operating Expenses 0 0 0 0
Total Expenditure 2569.44 2154.58 2871.6 2746.69
Operating Profit Before Provisions and Contingencies 3457.03 3544.43 3304.6 3576.63
Exceptional Items 0 0 0 0
Provisions and contingencies 0 0 0 0
Profit Before Tax 467.55 440.46 2.27 278.4
Tax 123.76 93.08 313.98 71.63
Profit After Tax 343.79 347.38 -311.71 206.77
+/- Extraordinary Items 0 0 0 0
+/- Prior period items 0 0 0 0
Net Profit 343.79 347.38 -311.71 206.77
Minority Interest 0 0 0 0
Shares of Associates 36.72 29.78 -43.36 17.1
Other related items 0 0 0 0
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 343.79 347.38 -311.71 206.77
Equity Capital 380.52 377.15 -355.08 223.88
Face Value (IN RS) 2 2 2 2
Reserves 0 0 0 0
% of Shares held by Govt 0 0 0 0
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0 0 0 0
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0 0 0 0
% of Gross NPAs 0 0 0 0
Return on Assets 0 0 0 0
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 1.41 1.4 -1.32 0.83
Basic Eps Before Extraordinary Items 1.41 1.4 -1.32 0.83
PBIDTM% 58.21 62.64 54.15 58.72
PBDTM% 10.24 10.44 2.91 7.77
PBTM% 7.87 7.78 0.04 4.57
PATM% 5.79 6.14 -5.11 3.39
Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 4885.0 4736.5 5194.3 5184.1
Income On Investments 0 0 0 0
Interest On Balances With Rbi Other Inter Bank Funds 0 0 0 0
Interest / Discount On Advances / Bills 0 0 0 0
Others 0.00 0.00 0.00 0.00
Other Income 77.2 40.2 49.9 206.8
Total Income 4962.2 4776.7 5244.2 5390.9
Interest Expended 2282.4 2441.9 2624.1 2674.6
Operating Expenses 0.00 0.00 0.00 0.00
Total Expenditure 2276.5 1854.1 2464.8 2462.8
Operating Profit Before Provisions and Contingencies 2685.7 2922.6 2779.4 2928.2
Exceptional Items 0 0 0 0
Provisions and contingencies 0.00 0.00 0.00 0.00
Profit Before Tax 271.3 338.1 -11.9 67.3
Tax 74.3 70.2 341.6 13.3
Profit After Tax 197.1 268 -353.5 54
+/- Extraordinary Items 0.00 0.00 0.00 0.00
+/- Prior period items 0.00 0.00 0.00 0.00
Net Profit 197.1 268 -353.5 54
Minority Interest 0.00 0.00 0.00 0.00
Shares of Associates 0.00 0.00 0.00 0.00
Other related items 0.00 0.00 0.00 0.00
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 197.1 268 -353.5 54
Equity Capital 197.1 268 -353.5 54
Face Value (IN RS) 2 2 2 2
Reserves 0 0 0 0
% of Shares held by Govt 0.00 0.00 0.00 0.00
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0.00 0.00 0.00 0.00
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0.00 0.00 0.00 0.00
% of Gross NPAs 0.00 0.00 0.00 0.00
Return on Assets 0.00 0.00 0.00 0.00
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 0.73 0.99 -1.31 0.2
Basic Eps Before Extraordinary Items 0.73 0.99 -1.31 0.2
PBIDTM% 54.98 61.7 53.51 56.48
PBDTM% 8.26 10.15 2.99 4.89
PBTM% 5.55 7.14 -0.23 1.3
PATM% 4.03 5.66 -6.81 1.04

Profit-Loss

-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 0 0 0 0 0
     Interest / Discount on advances / Bills 0 0 0 0 0
     Interest on balances with RBI and other Inter-bank funds 0 0 0 0 0
     Income on investments 0 0 0 0 0
     Others 0 0 0 0 0
Other Income
     Commission,exchange and brokerage 0 0 0 0 0
     Profit / (loss)on sale of investments(net) 0 0 0 0 0
     Profit on sale of Fixed Assets 0 0.04 0.19 0.01 0
     Foreign Exchange Gains 0 0 0 0 0
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 1.05 14.39 0 0.06 0.03
     Miscellaneous income -5996.32 -18409.26 0 -5791.04 0
Total Income 257.34 264.13 232.89 257.06 268.38
II. EXPENDITURE
Interest Expended 129.38 112.22 111.75 113.13 119.16
     Intereston Deposits 0.06 0.06 0.05 0 0
     Interest on RBI / inter-bank borrowings 0 0 0 0 0
     Other Interest 12.64 10.96 12.2 57.53 61.73
Operating Expenses 0 0 0 0 0
     Payments to and provisions for employees 44.79 43.66 36.8 29.33 31.72
     Rent,Taxes and lighting 0.99 2.28 2.1 1.76 1.88
     Depreciation on Banks property 7.48 5.05 4.92 4.85 3.95
     Depreciation on leased assets
     Auditor's fees and expenses 0.16 0.13 0.08 0.08 0
     Law charges 5.78 5.12 4.6 3.99 3.8
     Communication Expenses 0.94 1.26 1.2 1.43 1.4
     Repairs and Maintenance 0 0 0 0 0
     Insurance 0.13 0.11 0.05 0.11 0.1
     Other expenses -60.28 -57.6 -49.76 -41.56 -42.86
Provisions and Contingencies
     Provision for investments
     Provision for advances
     Others Provisions
Profit Before Tax 127.96 151.91 121.14 143.93 149.22
Taxes
     Current Income Tax 1.66 2.99 10.7 1.64 13.78
     Deferred Tax 3.96 10.47 -4.33 1.91 -4.52
     Other taxes 0 0 0 0 0
Profit After Tax 2.81 30.33 23.5 1.27 21.35
Extra items
Minority Interest 0.77 -0.21
Share of Associate -0.1 0.07 0.19
Other Consolidated Items
Consolidated Net Profit 2.71 30.4 23.69 2.05 21.14
Adjustments to PAT 1.24
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 0.8 4.82
     Appropriation to General Reserve 1.88
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves 3.76 8.93 6.9
     Equity Dividend 2.27
     Corporate dividend tax 0 0.55
     Other appropriations 45.91 46.97 25.5 56.41 55.59
Equity Dividend % 40.00 40.00 40.00 40.00
Earnings Per Share 1.0038 11.2878 9.9941 0.8623 8.7445
Adjusted EPS 1.0038 11.2878 9.9941 0.8623 8.7445
-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 0 0 0 0 0
     Interest / Discount on advances / Bills 0 0 0 0 0
     Interest on balances with RBI and other Inter-bank funds 0 0 0 0 0
     Income on investments 0 0 0 0 0
     Others 0 0 0 0 0
Other Income
     Commission,exchange and brokerage 0 0 0 0 0
     Profit / (loss)on sale of investments(net) 0 0 0 0 0
     Profit on sale of Fixed Assets 0 0.04 0.19 0.02 0
     Foreign Exchange Gains 0 0 0 0 0
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 1.71 13.69 0.14 0 0.03
     Miscellaneous income -11717.8 -34614.34 -7416.22 -9813.3 -5903.04
Total Income 223.61 240.57 210.09 202.67 213.92
II. EXPENDITURE
Interest Expended 112.4 101.76 101.26 94.26 99.81
     Intereston Deposits 0.06 0.06 0.05 0 0
     Interest on RBI / inter-bank borrowings 0 0 0 0 0
     Other Interest 11.37 10.95 12.2 50.02 14.04
Operating Expenses 0 0 0 0 0
     Payments to and provisions for employees 37.41 38.04 33.06 23.02 24.66
     Rent,Taxes and lighting 0.96 2.03 1.9 1.6 1.72
     Depreciation on Banks property 7.16 5.02 4.9 4.83 3.93
     Depreciation on leased assets
     Auditor's fees and expenses 0.16 0.13 0.08 0.08 0.07
     Law charges 4.74 4.07 4.08 3.44 3.21
     Communication Expenses 0.86 1.19 1.14 1.36 1.33
     Repairs and Maintenance 0 0 0 0 0
     Insurance 0.13 0.11 0.05 0.12 0.11
     Other expenses -51.42 -50.58 -45.21 -34.44 -35.03
Provisions and Contingencies
     Provision for investments
     Provision for advances
     Others Provisions
Profit Before Tax 111.22 138.81 108.83 108.42 114.11
Taxes
     Current Income Tax 1.13 2.12 9.01 0 12.14
     Deferred Tax 3.4 10.27 -5.21 0.79 -4.23
     Other taxes 0 0 0 0 0
Profit After Tax -1 27.51 20.12 0.61 18.71
Extra items
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit -1 27.51 20.12 0.61 18.71
Adjustments to PAT
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 0.13 3.75
     Appropriation to General Reserve 1.88
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves 2.89 8.23 6.45 0 0
     Equity Dividend 2.27
     Corporate dividend tax 0 0.55
     Other appropriations 28.65 32.54 13.26 47.61 47.56
Equity Dividend % 0 40 40 40 40
Earnings Per Share -0.37 10.22 8.49 0.26 7.72
Adjusted EPS -0.37 10.22 8.49 0.26 7.72

Financial Ratios

Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) 1 11.29 9.99 0.86 8.74
DPS(Rs) 0 0.8 0.8 0.8 0.8
Book NAV/Share(Rs) 101.48 101.44 83.05 91.57 90.72
Margin Ratios
Yield on Advances 0 0 0 0 0
Yield on Investments 0 0 0 0 0
Cost of Liabilities 0 0 0 0 0
NIM 0 0 0 0 0
Interest Spread 0 0 0 0 0
Performance Ratios
ROA(%) 0.18 1.94 1.66 0.09 1.41
ROE(%) 1.03 12.91 11.36 0.59 11.23
ROCE(%) 8.99 10.43 10.68 8.97 10.92
Efficiency Ratios
Cost Income Ratio 0 0 0 0 0
Core Cost Income Ratio 0 0 0 0 0
Operating Costs to Assets 0 0 0 0 0
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 0 0 0 0 0
Tier-1 (Basel II) 0 0 0 0 0
Tier-2 (Basel II) 0 0 0 0 0
Basel III
Total CAR (Basel III) 0 0 0 0 0
Tier - 1 (Basel III) 0 0 0 0 0
Tier - 2 (Basel III) 0 0 0 0 0
Valuation Parameters
PER(x) 17.04 10.41 15.35 122.76 8.49
PCE(x) 4.48 8.94 12.79 40.96 6.95
Price/Book(x) 0.17 1.16 1.85 1.16 0.82
Yield(%) 0 0.68 0.52 0.76 1.08
EV/Net Sales(x) 4.67 6.24 6.7 4.87 4.99
EV/Core EBITDA(x) 8.09 9.5 10.55 9.97 8.59
EV/EBIT(x) 8.53 9.81 10.92 10.38 8.82
EV/CE(x) 0.78 0.92 1.05 0.9 0.85
M Cap / Sales 0.18 1.29 1.59 1 0.66
Growth Ratio
Core Operating Income Growth 15.29 0.42 -1.22 -5.06 -3.35
Operating Profit Growth -10.1 10.9 18.68 -20.19 3.08
Net Profit Growth -90.75 29.07 1745.85 -94.04 14
BVPS Growth 0.04 22.15 -9.31 0.94 4.43
Advances Growth 0 0 0 0 0
EPS Growth(%) -91.11 12.94 1059.07 -90.14 -2.58
Liquidity Ratios
Loans/Deposits(x) 0 0 0 0 0
Total Debt/Equity(x) 0 0 0 0 0
Current Ratio(x) 0 0 0 0 0
Quick Ratio(x) 0 0 0 0 0
Interest Cover(x)
Total Debt/Mcap(x) 0 0 0 0 0
Net NPA in Rs. Million 0 0 0 0 0
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) -0.37 10.22 8.49 0.26 7.72
DPS(Rs) 0 0.8 0.8 0.8 0.8
Book NAV/Share(Rs) 92.97 94.5 76.24 85.9 85.66
Margin Ratios
Yield on Advances 0 0 0 0 0
Yield on Investments 0 0 0 0 0
Cost of Liabilities 0 0 0 0 0
NIM 0 0 0 0 0
Interest Spread 0 0 0 0 0
Performance Ratios
ROA(%) -0.07 1.95 1.63 0.05 1.48
ROE(%) -0.4 12.64 10.47 0.3 10.97
ROCE(%) 8.63 10.44 10.66 8.51 10.96
Efficiency Ratios
Cost Income Ratio 0 0 0 0 0
Core Cost Income Ratio 0 0 0 0 0
Operating Costs to Assets 0 0 0 0 0
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 25.9 24.87 20.7 20.4 18.7
Tier-1 (Basel II) 23.02 20.74 17.3 15.4 14.6
Tier-2 (Basel II) 2.88 4.13 3.4 5 4.1
Basel III
Total CAR (Basel III) 0 0 0 0 0
Tier - 1 (Basel III) 0 0 0 0 0
Tier - 2 (Basel III) 0 0 0 0 0
Valuation Parameters
PER(x) 0 11.5 18.07 100 9.62
PCE(x) 7.48 9.73 14.53 46.12 7.76
Price/Book(x) 0.18 1.24 2.01 1.23 0.87
Yield(%) 0 0.68 0.52 0.76 1.08
EV/Net Sales(x) 4.51 6.26 6.95 5.42 5.33
EV/Core EBITDA(x) 7.98 9.51 11.04 10.71 8.62
EV/EBIT(x) 8.48 9.84 11.47 11.25 8.89
EV/CE(x) 0.76 0.94 1.08 0.94 0.87
M Cap / Sales 0.21 1.42 1.76 1.27 0.83
Growth Ratio
Core Operating Income Growth 10.45 0.5 7.42 -5.56 -5.97
Operating Profit Growth -16.38 13.25 29.66 -23.16 2.54
Net Profit Growth -100 36.73 100 -96.74 25.55
BVPS Growth -1.62 23.94 -11.24 0.29 17.96
Advances Growth 0 0 0 0 0
EPS Growth(%) -100 20.33 100 -96.68 5.53
Liquidity Ratios
Loans/Deposits(x) 0 0 0 0 0
Total Debt/Equity(x) 0 0 0 0 0
Current Ratio(x) 0 0 0 0 0
Quick Ratio(x) 0 0 0 0 0
Interest Cover(x)
Total Debt/Mcap(x) 6.4 4.8 7 8.8 0
Net NPA in Rs. Million 4.8 3.3 5.2 5.6 8.7

Cash Flow

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes 8.28 44.17 28.9 0 0
Adjustments for Expenses & Provisions : 55.85 30.45 35.51 0 0
Adjustments for Liabilities & Assets: 34.56 -162.77 -15.09 0 0
Refund/(payment) of direct taxes 1.13 -4.18 -10.36 0 0
Other Direct payments 0 0 0 0 0
Cash Flow from operating activities 99.82 -92.33 38.95 0 0
Cash Flow from investing activities -28.07 -9.78 -3.56 0 0
Cash Flow from financing activities -108.26 149.05 -38.7 0 0
Effect of exchange fluctuation on translation reserve 0 0 0 0 0
Net increase/(decrease) in cash and cash equivalents -36.5 46.94 -3.31 0 0
Opening Cash & Cash Equivalents 57.1 10.16 13.47 0 0
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
Closing Cash & Cash Equivalent 20.6 57.1 10.16 0 0
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes 8.28 44.17 28.9 0 0
Adjustments for Expenses & Provisions : 55.85 30.45 35.51 0 0
Adjustments for Liabilities & Assets: 34.56 -162.77 -15.09 0 0
Refund/(payment) of direct taxes 1.13 -4.18 -10.36 0 0
Other Direct payments 0 0 0 0 0
Cash Flow from operating activities 99.82 -92.33 38.95 0 0
Cash Flow from investing activities -28.07 -9.78 -3.56 0 0
Cash Flow from financing activities -108.26 149.05 -38.7 0 0
Effect of exchange fluctuation on translation reserve 0 0 0 0 0
Net increase/(decrease) in cash and cash equivalents -36.5 46.94 -3.31 0 0
Opening Cash & Cash Equivalents 57.1 10.16 13.47 0 0
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
Closing Cash & Cash Equivalent 20.6 57.1 10.16 0 0
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0

Share Price

Year Open Price (₹) High Price (₹) Low Price (₹) Close Price (₹) Volume (000's) Value (in Lakhs)
February-2021 47 98.05 44.25 98.05 2888.82 1867.64
January-2021 40.15 48.8 40 45.1 2402.44 1071.4
December-2020 46.5 48 35.65 41.45 2343.97 1005.68
November-2020 37.5 49 35.55 46.85 2055.44 897.42
October-2020 33.2 43.4 31.8 37.05 4877.2 1747.3
September-2020 36.95 39.2 31.85 32.7 1624.23 574.34
August-2020 25.55 43.05 25.15 37.4 6186.65 2013.11
Magma Fincorp informs about disclosure07-May-2021 12:48 PM  
CCI approves acquisition of majority stake in Magma Fincorp by Adar Poonawalla13-Apr-2021 11:29 AM  
Magma Fincorp to sell stake in insurance venture Magma HDI17-Mar-2021 09:56 AM  
Magma Fincorp shines on getting shareholders’ nod to raise up to Rs 3,456 crore10-Mar-2021 12:56 PM  
Magma Fincorp gets shareholders’ nod to raise up to Rs 3,456 crore10-Mar-2021 12:48 PM  
Magma Fincorp informs interest payment of NCDs04-Mar-2021 11:07 AM  
Magma Fincorp zooms on getting nod to raise Rs 3,000 crore in FY2208-Feb-2021 10:37 AM  
Magma Fincorp gets nod to raise Rs 3,000 crore in FY2208-Feb-2021 09:37 AM  
Magma Fincorp informs about interest payment 19-Jan-2021 10:14 AM  
Magma Fincorp informs about investor conference18-Dec-2020 12:58 PM