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NSE   0.00  
OPEN PRICE(₹)
0.00
HIGH PRICE(₹)
0.00
LOW PRICE(₹)
0.00
CLOSE PRICE(₹)
0.00
VOLUME
0.00
52 WK LOW (₹)
149.45 (22-05-2020)
52 WK HIGH (₹)
358 (04-02-2021)
BSE   395  
OPEN PRICE₹)
395.8
HIGH PRICE(₹)
397.7
LOW PRICE (₹)
391
CLOSE PRICE(₹)
395
VOLUME
2734820
VALUE
1079720000
BID QTY
0.00
OFFER QTY
0.00

Stock Summary

Trade Value (₹ in Lacs) : 2147.48 MCap (₹ in Mn) : 2520310.3 Dividend Yield(%) : 0 Price/Earning (TTM) : 14.06
TTM EPS (₹) : 0 Price/Sales (TTM) : 0 P/E Ratio : 0 Price/Book (MRQ) : 1.14
Book Value(₹) : 0 Face Value(₹) : 0 Latest Reserve (₹ in Mn): 2210658.34 EPSc : 16.23
PE : 17.4 TTMNP : 179276.7 TTMTAX : 99132.6 TTMINTEREST : 1583191.1
TTMDEPRECIATION : 0 TTMNetSales : 2636878.8 EV_Sales : 1.52 EV (in Mn) : 3999509.03
TTMEBITDA : 669374.5 EV_EBITDA : 5.98 TTMCashProfit : 179276.7 TTMCEPS : 20.09
Price_CEPS : 14.06 TTMNPAEX : 179276.7

Peer Group Compare

Comp. Name Price M.Cap Div Yld % P/E Ratio Price/Earning (TTM) TTM EPS (₹)
Punjab National Bank (BSE)

40.8 ( -0.12%)

34157.24 0 0 0 -0.25
Bank Of Baroda (BSE)

83.3 ( -2.46%)

30842.28 0 0 12.95 5.16
Canara Bank (BSE)

156.8 ( -0.13%)

21078.25 0 0 0 -10.4
Union Bank Of India (BSE)

40.05 ( -1.35%)

18900.19 0 0 0 -1.68
Indian Overseas Bank (BSE)

17.8 ( -0.5%)

17012.28 0 0 0 -3.48

Management Info

Chairman : Rajnish Kumar
Managing Director : PK Gupta
Company Secretory : Sham K
Incorporation Year : 1806

Registered Office

Address : State Bank Bhavan
Corporate Centre , Madame Cama Road
Nariman Point
City-Pincode : Mumbai-400021
Phone : 022-22740841 to 22740848
Website : www.sbi.co.in
Email : investor.complaints@sbi.co.in

Registrars Details

Registrars Details : Alankit Assignments Ltd.
Address : 205-208 , Anarkali Complex,Jhandewala Extension,New Delhi
Listing : BSE, Kolkata, Chennai, Ahmedabad, Delhi, NSE, London, MCX

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Balance Sheet

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 8924.61 8924.61 8924.59 7973.5 7762.78
  Equity - Authorised 50000 50000 50000 50000 50000
  Equity - Issued 8925.41 8925.41 8925.41 7974.33 7763.6
 Equity Paid Up 8924.61 8924.61 8924.59 7973.5 7762.78
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0 0 0 0 0.00
  Face Value 0 0 0 0 0
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 2501676.63 2336031.99 2294294.87 2163947.99 1798160.89
  Securities Premium 791154.71 791154.71 791242.15 554232.34 497694.77
  Capital Reserves 139431.25 99572.85 95780.78 52461 33541.95
  Profit & Loss Account Balances -13617.43 -83284 -99411.99 -43400.4 32798.33
  General Reserves 0.00 0.00 0.00 0.00 0.00
Reserve excluding Revaluation Reserve 2264049.97 2089492.59 2045815 1808009.17 1784420.55
Revaluation Reserves 237626.66 246539.41 248479.87 355938.81 13740.34
Deposits 32741606.25 29405410.61 27221782.82 25998106.62 22538575.64
  Demand Deposits 2294283.06 2077953.29 1910362.68 1888827.07 1706797.95
  Savings Deposit 12167830.05 11021723.75 10191374.25 9473617.11 7449087.46
  Term Deposits / Fixed Deposits 18279493.14 16305733.57 15120045.89 14635662.44 13382690.24
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 3329006.7 4137476.61 3690793.39 3363656.65 3613993.91
  Borrowings From Reserve Bank of India 349817.5 960890 953940.9 50000 1065767.9
  Borrowings From Other Banks 100411.36 47410.53 48222.16 43761.74 36867.69
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 114199.47 321124.63 43702.35 719126.27 105475.1
  Borrowings in the form of Bonds / Debentures 564647.52 483062.39 455006.64 535757.64 577233.64
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 3314271.02 2936428.22 2902497.53 2852724.39 2713664.23
  Bills Payable 268897.62 239140.39 266670.75 310166.31 233357.27
  Inter-office adjustment Liabilities 957.72 217357.91 407345.75 364425.2 376573.75
  Interest Accrued 154770.91 142329.65 159960.15 156643.22 298330.43
  Proposed Dividend 0.00 0.00 0.00 21085.63 20183.22
  Corporate dividend tax payable 0.00 0.00 0.00 3879.69 4441.94
  Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
Total Liabilities 41974923.44 38884641.96 36164445.65 34451215.6 30734831.48
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 1669684.61 1773627.41 1507694.57 1610186.11 1604245.69
  Cash with RBI 1466335.11 1582184.57 1349734.29 1460763.53 1426375.43
  Cash in hand & others 203349.49 191442.84 157960.28 149422.58 177870.26
Balances with banks and money at call 873468.03 481495.23 445196.51 1121785.45 441348.96
Investments 12282842.78 11192698.16 11837942.42 10272808.69 8073745.83
Investments in India 11776419.82 10653215.16 11364401.73 9848571.83 7671113.24
  GOI/State Govt. Securities 8727695.52 8176747.05 8983698.94 7782103.76 6350752.42
  Equity Shares - Corporate 421659.76 428259.21 369024.2 301560.84 229219.91
  Debentures & Bonds 1452762.77 1237654.01 1082200.83 849540.19 613725.22
  Subsidiaries and/or joint ventures/Associates 123650.16 33837.15 30613 27311.59 24560.82
  Units - MF/ Insurance/CP/PTC 859589.84 639022.36 806828.46 813821.1 415256.82
Investments outside India 506422.96 539483 473540.69 424236.86 402632.59
  Government securitiesC 207918.06 145139.98 133188.98 109269.25 122918.63
  Subsidiaries and/or joint ventures abroad 1476.44 1363.35 1137.45 1105.62 912.62
  Other investments outside India 297028.46 392979.66 339214.26 313861.99 278801.35
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 23743111.81 22268536.67 19601185.35 18968868.2 18702608.93
  Bills Purchased & Discounted 851559.79 815283.74 687673.61 793906 1059043.34
  Cash Credit, Over Draft & Loans repayable 7296470.55 7992180.33 7585504.12 7532286.15 7681390.24
  Term Loans 15595081.47 13461072.6 11328007.63 10642676.05 9962175.35
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 673559.37 649415 627025.5 707378.31 323744.94
  Premises 310943.55 316009.76 309332.34 421075.66 65051.36
  Assets Given on Lease 2403.88 1550.92 1200.22 1173.88 1225.17
  Other Fixed Assets 360211.93 331854.32 316492.95 285128.77 257468.42
Less: Accumulated Depreciation 277475.31 250007.45 224018.27 204873.06 178998.03
Net Block 396084.07 399407.55 403007.24 502505.25 144746.91
Less: Impairment of Assets 0.00 0.00 0.00 0.00 0.00
Lease Adjustment 0.00 0.00 0.00 -47.05 -47.05
Capital Work in Progress 4697.62 7622.98 9250.69 6949.17 7856.96
Other Assets 3005034.54 2761253.96 2360168.87 1968159.78 1760325.24
  Inter-office adjustment Assets 19361.59 1313.95 267.01 47711.88 27001.27
  Interest Accrued Assets 293445.83 290471.66 280024.07 256110.58 214284.79
  Tax paid in advance/TDS 350044.51 246999.59 177288.99 122951.99 156973.14
  Stationery and stamps 1053.34 1339.98 1254.73 1330.13 1404.85
  Non-banking assets acquired 145.45 236.58 304.15 342 522.09
  Deferred tax asset 35001.95 109831.91 118377.03 49233.79 11616.64
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 41974923.44 38884641.96 36164445.65 34451215.6 30734831.48
Contingent Liabilities 12210831.11 11212462.78 11663348.02 11849078.18 11842013.42
  Claims not acknowledged as debts 720554.64 439649.01 355460.35 331453.63 160607.99
  Outstanding forward exchange contracts 6374999.21 5978003.45 6448080.42 6566253.34 6558999.65
  Guarantees given in India 1657398.5 1574170.86 1492825.04 1604341.07 1645155.75
  Guarantees given Outside India 709980.71 727392.76 677624.01 750985.4 880842.05
  Acceptances, endorsements & other obligations 1326307.44 1245261.53 1219009.52 1179163.85 1311602.36
Bills for collection 557906.95 700472.26 740602.2 1554541.18 1066116.76
Book Value 0.25 0.24 0.23 0.23 0.23
Adjusted Book Value 0.25 0.24 0.23 0.23 0.23
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 8924.61 8924.61 8924.59 7973.5 7762.78
  Equity - Authorised 50000 50000 50000 50000 50000
  Equity - Issued 8925.41 8925.41 8925.41 7974.33 7763.6
 Equity Paid Up 8924.61 8924.61 8924.59 7973.5 7762.78
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00 0.00 0.00
  Face Value 0 0 0 0 0
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 100000 100000 100000 100000 100000
  Securities Premium 100000 100000 100000 100000 100000
  Capital Reserves 100000 97708.66 93916.59 36881.76 21947.9
  Profit & Loss Account Balances -100000 -100000 -100000 3.17 3.17
  General Reserves 0 0 0 0 0
Reserve excluding Revaluation Reserve 100000 100000 100000 100000 100000
Revaluation Reserves 237626.66 246539.41 248479.87 315856.5 0.00
Deposits 32416207.34 29113860.11 27063432.85 20447513.95 17307224.36
  Demand Deposits 2273355.84 2058752.48 1901738.87 1524211.06 1398070.33
  Savings Deposit 12063719.88 10917519.74 10137744.71 7589613.85 5977460.6
  Term Deposits / Fixed Deposits 18079131.62 16137587.89 15023949.27 11333689.04 9931693.43
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 3146556.52 4030171.18 3621420.75 3176936.58 3233445.86
  Borrowings From Reserve Bank of India 335330 943190 942520 50000 991540
  Borrowings From Other Banks 400 2600 16038.54 14750 0.00
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 61657.54 278538.92 24118.33 694892.68 19025.23
  Borrowings in the form of Bonds / Debentures 555424.38 474090.38 443758.38 416713.38 445392.38
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 1631101.04 1455972.96 1671380.77 1552351.89 1592760.81
  Bills Payable 268229.02 238756.63 266177.49 266668.43 184384.57
  Inter-office adjustment Liabilities 0.00 217357.46 407345.75 356455.42 368434.67
  Interest Accrued 156971.62 144798.75 162796.3 130809.2 249347.92
  Proposed Dividend 0.00 0.00 0.00 21085.63 20183.22
  Corporate dividend tax payable 0.00 0.00 0.00 3063.76 3345.1
  Other Liabilities & Provisions 0 0 0 0 0
Total Liabilities 100000 100000 100000 100000 100000
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 1667357.79 1769324.18 1503971.81 1279976.18 1296293.25
  Cash with RBI 1466311.95 1581544.74 1349247.59 1159673.06 1145484.06
  Cash in hand & others 201045.84 187779.43 154724.22 120303.12 150809.19
Balances with banks and money at call 843612.26 455576.94 415014.61 439740.32 378383.31
Investments 100000 100000 100000 100000 100000
Investments in India 9996566.76 9157067.71 10148360.09 7242589.02 5362150.69
  GOI/State Govt. Securities 8032701.21 7618831.22 8483958.44 5752387.07 4595528.77
  Equity Shares - Corporate 82214.33 98787.44 105166.9 54457 37438.09
  Debentures & Bonds 1023638.22 849483.67 779629.35 598474.03 411113.64
  Subsidiaries and/or joint ventures/Associates 117440.72 56080 50779.74 113634.54 87842.33
  Units - MF/ Insurance/CP/PTC 740572.28 533885.39 728825.66 723636.39 230227.88
Investments outside India 472978.42 513151.77 461507.06 417307.29 394367.13
  Government securitiesC 170628.29 116448.5 105204.59 88210.18 99699.42
  Subsidiaries and/or joint ventures abroad 42984.93 42984.93 27122.23 26437.5 25917.29
  Other investments outside India 259365.2 353718.34 329180.24 302659.61 268750.42
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 23252895.61 21858769.18 19348801.89 15710783.81 14637004.18
  Bills Purchased & Discounted 840174.7 802788.72 676135.56 739978.64 943607.03
  Cash Credit, Over Draft & Loans repayable 7087269.29 7766334.58 7462523.81 6050163.4 5894423.32
  Term Loans 15325451.62 13289645.88 11210142.53 8920641.77 7798973.82
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 100000 100000 100000 100000 100000
  Premises 100000 100000 100000 100000 36345.8
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 334976.21 310747.73 301149.1 218563.53 195512
Less: Accumulated Depreciation 100000 100000 100000 100000 100000
Net Block 100000 100000 100000 100000 98191.6
Less: Impairment of Assets 0 0 0 0 0
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 4158.9 6886.28 7915.39 5739.27 5701.17
Other Assets 2896135.53 2663277.03 2269942 1540077.24 1404084.05
  Inter-office adjustment Assets 19361.59 0.00 0.00 0.00 0.00
  Interest Accrued Assets 262524.64 261419.7 257144.66 186588.79 162279.58
  Tax paid in advance/TDS 344508.4 243762.94 175461.11 88141.81 126982.87
  Stationery and stamps 920.28 1021.4 1070.59 908.09 1026.73
  Non-banking assets acquired 5.61 7.37 46.47 39.1 39.1
  Deferred tax asset 29334.44 104224.92 113687.92 4279.05 4725.19
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 100000 100000 100000 100000 100000
Contingent Liabilities 100000 100000 100000 100000 100000
  Claims not acknowledged as debts 100000 100000 100000 100000 100000
  Outstanding forward exchange contracts 6358134.55 5966216.67 6441024.53 5726015.36 5063548.8
  Guarantees given in India 1655848.01 1571866.63 1488665.45 1312077.34 1358115.2
  Guarantees given Outside India 706361.9 724259.48 674692.69 711521.08 827999.79
  Acceptances, endorsements & other obligations 1323640.07 1241949.4 1212389.47 1000595.73 1069285.23
Bills for collection 557581.62 700225.4 740279.02 656404.2 922116.48
Book Value 0.23 0.22 0.22 0.2 0.19
Adjusted Book Value 0.23 0.22 0.22 0.2 0.19

Quarterly Results

Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 700430.60 699399.70 658754.80 710255.20
Income On Investments 221136.10 204836.00 188731.60 189523.40
Interest On Balances With Rbi Other Inter Bank Funds 5606.90 18363.50 9892.00 7771.50
Interest / Discount On Advances / Bills 446888.2 457114 441707.7 495700.1
Others 26799.4 19086.2 18423.5 17260.2
Other Income 253304.4 180443.6 283433.4 243587.6
Total Income 953735 879843.3 942188.2 953842.8
Interest Expended 390232.3 403013.2 403924.4 404869.5
Operating Expenses 378224.6 292750.7 360911.7 347192.7
Total Expenditure 378224.6 292750.7 360911.7 347192.7
Operating Profit Before Provisions and Contingencies 185278.1 184079.4 177352.1 201780.6
Exceptional Items 0 13672.7 25905.9 0
Provisions and contingencies 112210.2 125627.6 140216.1 76778.5
Profit Before Tax 73067.9 72124.5 63041.9 125002.1
Tax 19029.8 20089.6 17463 57029.6
Profit After Tax 54038.1 52034.9 45578.9 67972.5
+/- Extraordinary Items 0 0 0 0
+/- Prior period items 0 0 0 0
Net Profit 54038.1 52034.9 45578.9 67972.5
Minority Interest -2654.5 -4909.5 -3635.4 -4005
Shares of Associates 1075.2 639.6 27156 1352
Other related items 0 0 0 0
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 54038.1 52034.9 45578.9 67972.5
Equity Capital 52458.8 47765 69099.5 65319.5
Face Value (IN RS) 1 1 1 1
Reserves 0 0 0 0
% of Shares held by Govt 56.92 56.92 56.92 56.92
Capital Adequacy Ratio 0.00 0.00 0.00 0.00
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 0 0 0 0
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 0 0 0 0
% of Gross NPAs 0 0 0 0
Return on Assets 0 0 0 0
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 5.88 5.35 7.74 7.32
Basic Eps Before Extraordinary Items 5.88 5.35 7.74 7.32
PBIDTM% 66.15 65.98 66.95 28.41
PBDTM% 10.43 10.31 9.57 17.6
PBTM% 10.43 10.31 9.57 17.6
PATM% 7.72 7.44 6.92 9.57
Particularsaaa Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 668141.1 665003.8 626814.0 676919.9
Income On Investments 202536.6 187054.8 173164.6 172319.8
Interest On Balances With Rbi Other Inter Bank Funds 5089.4 17944.2 9488.7 7364.1
Interest / Discount On Advances / Bills 433775.7 441011.1 425796.6 480633.3
Others 26739.4 18993.7 18364.1 16602.7
Other Income 9999.9 9999.9 9999.9 9999.9
Total Income 753418 744578.6 760275.1 767979.1
Interest Expended 9999.9 9999.9 9999.9 9999.9
Operating Expenses 202494.3 180776.9 203792.5 186621.5
Total Expenditure 202494.3 180776.9 203792.5 186621.5
Operating Profit Before Provisions and Contingencies 99999.9 99999.9 99999.9 99999.9
Exceptional Items 0 9999.9 9999.9 0
Provisions and contingencies 101183.1 125013 134950.8 72529
Profit Before Tax 63414.5 55597.8 49700.4 99999.9
Tax 17672.9 13704.4 13892.3 53863
Profit After Tax 45741.6 41893.4 35808.1 55833.6
+/- Extraordinary Items 0.00 0.00 0.00 0.00
+/- Prior period items 0.00 0.00 0.00 0.00
Net Profit 45741.6 41893.4 35808.1 55833.6
Minority Interest 0.00 0.00 0.00 0.00
Shares of Associates 0.00 0.00 0.00 0.00
Other related items 0.00 0.00 0.00 0.00
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 45741.6 41893.4 35808.1 55833.6
Equity Capital 45741.6 41893.4 35808.1 55833.6
Face Value (IN RS) 1 1 1 1
Reserves 0 0 0 0
% of Shares held by Govt 56.92 56.92 56.92 56.92
Capital Adequacy Ratio 14.72 13.4 13.06 13.73
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 364506.9 427036.3 518713 582486.1
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 1.59 1.86 2.23 2.65
% of Gross NPAs 5.28 5.44 6.15 6.94
Return on Assets 0.00 0.00 0.00 0.00
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 5.13 4.69 4.01 6.26
Basic Eps Before Extraordinary Items 5.13 4.69 4.01 6.26
PBIDTM% 67.31 65.98 67.25 26.92
PBDTM% 9.49 8.36 7.93 16.21
PBTM% 9.49 8.36 7.93 16.21
PATM% 6.85 6.3 5.71 8.25

Profit-Loss

-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 2698516.55 2533221.74 2289702.77 2304471 2206327.47
     Interest / Discount on advances / Bills 1854941.95 1661245.83 1449585.92 1567904.8 1570017.48
     Interest on balances with RBI and other Inter-bank funds 30662.48 13247.59 24107.52 25915.71 11122.41
     Income on investments 748128.7 802435.07 750366.16 642009.82 564621.97
     Others 64783.43 56293.26 65643.17 68640.66 60565.6
Other Income
     Commission,exchange and brokerage 235712.86 228013.76 228298.54 197010.35 176624.68
     Profit / (loss)on sale of investments(net) 92027.12 39331.36 141700.86 137784.28 64605.23
     Profit on sale of Fixed Assets -283.38 -323.58 -307.33 -438.15 -210.52
     Foreign Exchange Gains 25815.79 22090.71 25224.56 27921.86 22263.86
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 95685.25 86074.44 55224.65 40908.99 33520.24
     Miscellaneous income -3926359752 -3094607412 -3102295616 -2727726636 -2113135420
Total Income 3680106.49 3306873.59 3065276.67 2986402.66 2734611.32
II. EXPENDITURE
Interest Expended 1611237.99 1558674.6 1466029.82 1491146.74 1430473.57
     Intereston Deposits 1481368.44 1409201.98 1361091.57 1387867.82 1324020.46
     Interest on RBI / inter-bank borrowings 71917.65 101035.76 56868.99 46177.71 48938.33
     Other Interest 57951.89 48436.86 48069.26 57101.22 57514.77
Operating Expenses 1317815.63 1148003.08 961545.19 872898.82 743071.72
     Payments to and provisions for employees 488509.46 437950.14 354106.22 356912.05 325255.98
     Rent,Taxes and lighting 56309.58 55530.89 53925.82 52709.07 49397.87
     Depreciation on Banks property 36314.43 34799.74 30943.94 29110.35 40.57
     Depreciation on leased assets 301.16 159.18 106.77 36.5 22481.48
     Auditor's fees and expenses 2560.18 3070.02 2963.82 3118.23 2854.07
     Law charges 4888.34 5785.31 5019.01 4148.67 3621.41
     Communication Expenses 5716.84 5685.66 6712.88 9754.41 8129.18
     Repairs and Maintenance 11212.73 10577.73 9718.97 8709.56 7970.64
     Insurance 499638.8 407684.16 321517.63 267079.54 207488.65
     Other expenses 212364.11 186760.26 176530.13 141320.44 115831.88
Provisions and Contingencies 450536.09 540903.37 760039.7 612908.83 379298.13
     Provision for investments 6281.1 -6060 81773 17219.6 3209.6
     Provision for advances
     Others Provisions 444254.99 546963.37 678266.7 595689.23 376088.53
Profit Before Tax 3837220.23 3437105.44 3320831.74 2981063.56 2426507.61
Taxes 118748.5 28601.8 -80463.9 13355 54335
     Current Income Tax 43727.7 19820.2 17584 48425.6 53503.2
     Deferred Tax 75020.8 8781.6 -98047.9 -35070.6 831.8
     Other taxes 0 0 0 0 0
Profit After Tax 181768.29 30690.74 -41874.14 -3906.73 127432.91
Extra items
Minority Interest -13721.67 -10509.14 -8070.36 3386.21 -7945.12
Share of Associate 29631.4 2814.79 4381.6 2932.84 2758.16
Other Consolidated Items
Consolidated Net Profit 197678.02 22996.39 -45562.9 2412.33 122245.95
Adjustments to PAT
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 45381.76 3860.59 599.46 32543.58 37094.34
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves 82549.14 2437.96 9212.14 21102.16 53886.81
     Equity Dividend 21085.63 20183.22
     Corporate dividend tax 80.55 569.85 637.09 3879.69 4441.94
     Other appropriations -13617.43 -83284 -99411.99 -43400.4 32798.41
Equity Dividend % 260.00 260.00
Earnings Per Share 22.1498 2.5767 -5.1053 0.3025 15.7477
Adjusted EPS 22.1498 2.5767 -5.1053 0.3025 15.7477
-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 2573235.92 2428686.54 2204993.16 1755182.4 1639982.98
     Interest / Discount on advances / Bills 1797488.36 1616402.32 1413631.68 1195100.03 1156660.12
     Interest on balances with RBI and other Inter-bank funds 29204.06 11790.66 22499.97 17534.67 6210.68
     Income on investments 682047.24 744061.64 703376.17 482053.05 423039.79
     Others 64496.27 56431.92 65485.34 60494.65 54072.38
Other Income
     Commission,exchange and brokerage 237250.59 233038.92 229968 162765.73 144159.8
     Profit / (loss)on sale of investments(net) 85756.52 31468.61 100000 100000 51687.96
     Profit on sale of Fixed Assets -283.74 -349.82 -300.3 -370.55 -166.94
     Foreign Exchange Gains 25164.13 21557.53 24845.95 23884.49 17993.49
     Income earned from subsidiaries/joint venture 2120.34 3480.12 4485.17 6883.54 4758.26
     Rent / Lease Income
     Provisions Written Back 92502.3 83446.1 53332 34769.4 0
     Miscellaneous income -500000000 -500000000 -500000000 -500000000 -500000000
Total Income 100000 100000 100000 100000 100000
II. EXPENDITURE
Interest Expended 100000 100000 100000 100000 100000
     Intereston Deposits 1473989.63 1402723.66 1357257.04 1055987.52 988649.88
     Interest on RBI / inter-bank borrowings 68911.17 98389.6 53124.28 38374.7 41542.96
     Other Interest 49486.85 44084.52 46074.68 42222.82 37842.08
Operating Expenses 751736.9 696877.37 599434.46 464727.69 417823.67
     Payments to and provisions for employees 100000 100000 100000 100000 100000
     Rent,Taxes and lighting 53391.19 52656.6 51404.32 39568.62 37091.53
     Depreciation on Banks property 33038.13 32123.06 29194.66 22933.1 17003.04
     Depreciation on leased assets
     Auditor's fees and expenses 2446.76 2936.77 2891.81 2161.09 1970.42
     Law charges 2666.69 2618.43 1990.35 1895.61 1795.01
     Communication Expenses 3491.39 3870.18 5068.31 7599.52 6093.53
     Repairs and Maintenance 9243.26 9040.86 8269.33 6397.53 5980.84
     Insurance 32127.14 28454.48 27598.8 19292.31 17180.37
     Other expenses 515332.35 465177.01 373016.89 264879.92 230708.92
Provisions and Contingencies 433303.74 531285.46 750392 359927.23 294837.54
     Provision for investments 5385.5 -7620.9 80875.8 2983.9 1495.6
     Provision for advances
     Others Provisions 427918.24 538906.36 669516.2 356943.33 293341.94
Profit Before Tax 1185040.64 1228162.84 1349826.46 824654.92 712661.2
Taxes 103141.3 14452.5 -89807.9 43710.7 38234
     Current Income Tax 28031.4 4911.3 6735.4 40332.9 35779.3
     Deferred Tax 75109.9 9541.2 -96543.3 3377.8 2454.7
     Other taxes 0 0 0 0 0
Profit After Tax 100000 8622.3 -65474.54 100000 99506.54
Extra items
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit 100000 8622.3 -65474.54 100000 99506.54
Adjustments to PAT -64076.9
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 43464.33 2586.69 31452.31 29851.96
     Appropriation to General Reserve
     Appropriation to Revenue Reserve 3082.04 3718.4 -11651.37 34305.46 42673.51
     Appropriation to Other Reserves 0 0 0 0 0
     Equity Dividend 21085.63 20183.22
     Corporate dividend tax 3063.76 3345.1
     Other appropriations -53925.82 -106305.09 -88348.63 10092.84 3455.99
Equity Dividend % 0 0 0 260 260
Earnings Per Share 16.23 0.97 -7.34 13.15 12.82
Adjusted EPS 16.23 0.97 -7.34 13.15 12.82

Financial Ratios

Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) 22.15 2.58 -5.11 0.3 15.75
DPS(Rs) 0 0 0 2.6 2.6
Book NAV/Share(Rs) 254.69 235.13 230.23 227.75 230.87
Margin Ratios
Yield on Advances 11.37 11.38 11.68 12.15 11.8
Yield on Investments 6.84 7.52 7.54 7.59 7.79
Cost of Liabilities 4.47 4.65 4.74 5.08 5.47
NIM 2.82 2.73 2.47 2.54 2.69
Interest Spread 6.9 6.73 6.94 7.07 6.33
Performance Ratios
ROA(%) 0.45 0.08 -0.12 -0.01 0.44
ROE(%) 8.32 1.48 -2.16 -0.22 7.48
ROCE(%) 6.99 3.35 -0.3 2.06 6.08
Efficiency Ratios
Cost Income Ratio 63.7 65.67 60.12 58.38 56.98
Core Cost Income Ratio 66.66 66.35 65.47 64.3 59.87
Operating Costs to Assets 3.14 2.95 2.66 2.53 2.42
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 0 0 0 0 0
Tier-1 (Basel II) 0 0 0 0 0
Tier-2 (Basel II) 0 0 0 0 0
Basel III
Total CAR (Basel III) 0 0 0 0 0
Tier - 1 (Basel III) 0 0 0 0 0
Tier - 2 (Basel III) 0 0 0 0 0
Valuation Parameters
PER(x) 8.89 124.5 0 967.14 12.34
PCE(x) 8.06 43.72 -204.21 92.57 11.83
Price/Book(x) 0.77 1.36 1.09 1.28 0.84
Yield(%) 0 0 0 0.89 1.34
EV/Net Sales(x) 1.89 2.76 2.59 2.47 2.32
EV/Core EBITDA(x) 6.77 11.66 9.29 9.15 9.13
EV/EBIT(x) 2.66 4.33 4.41 3.8 3.18
EV/CE(x) 0.12 0.18 0.16 0.17 0.17
M Cap / Sales 0.65 1.13 0.97 1.01 0.68
Growth Ratio
Core Operating Income Growth 11.57 18.32 1.27 4.83 3.73
Operating Profit Growth 12.58 5.6 -7.2 -18.66 -16.35
Net Profit Growth 492.26 173.29 -971.85 -103.07 -27.25
BVPS Growth 8.32 2.13 1.09 -1.35 6.8
Advances Growth 6.62 13.61 3.33 1.42 10.52
EPS Growth(%) 759.6 150.47 -1787.47 -98.08 -30.82
Liquidity Ratios
Loans/Deposits(x) 0.1 0.14 0.14 0.13 0.16
Total Debt/Equity(x) 0.05 0.06 0.06 0.06 0.07
Current Ratio(x) 0.38 0.38 0.43 0.4 0.36
Quick Ratio(x) 10.17 14.07 13.56 12.94 16.03
Interest Cover(x)
Total Debt/Mcap(x) 0 0 0 0 0
Net NPA in Rs. Million 0 0 0 0 0
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) 16.23 0.97 -7.34 13.15 12.82
DPS(Rs) 0 0 0 2.6 2.6
Book NAV/Share(Rs) 100 100 100 100 100
Margin Ratios
Yield on Advances 11.07 11.11 11.4 11.17 11.2
Yield on Investments 7.33 8.02 7.89 7.7 8.25
Cost of Liabilities 4.48 4.66 4.75 4.81 5.2
NIM 2.71 2.62 2.35 2.47 2.59
Interest Spread 6.59 6.45 6.65 6.36 6
Performance Ratios
ROA(%) 0.38 0.02 -0.21 0.41 0.45
ROE(%) 7.16 0.44 -3.73 6.97 7.3
ROCE(%) 6.26 2.75 -1.03 4.71 5.42
Efficiency Ratios
Cost Income Ratio 52.46 55.7 50.18 47.75 49.13
Core Cost Income Ratio 55.8 56.15 55.94 53.68 52.21
Operating Costs to Assets 1.9 1.89 1.74 1.72 1.77
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 13.13 12.85 12.74 13.56 13.94
Tier-1 (Basel II) 10.71 10.38 10.02 10.27 10.41
Tier-2 (Basel II) 2.42 2.47 2.72 3.29 3.53
Basel III
Total CAR (Basel III) 13.06 12.72 12.6 13.11 13.12
Tier - 1 (Basel III) 11 10.65 10.36 10.35 9.92
Tier - 2 (Basel III) 2.06 2.07 2.24 2.76 3.2
Valuation Parameters
PER(x) 12.13 100 0 22.25 15.16
PCE(x) 9.88 70.27 -61.52 18.26 12.95
Price/Book(x) 0.84 1.46 1.15 1.49 1.05
Yield(%) 0 0 0 0.89 1.34
EV/Net Sales(x) 1.91 2.84 2.65 3.14 2.89
EV/Core EBITDA(x) 7.2 12.43 9.84 10.84 10.96
EV/EBIT(x) 2.66 4.4 4.5 4.29 3.93
EV/CE(x) 0.12 0.19 0.17 0.2 0.2
M Cap / Sales 0.68 1.18 1.01 1.33 0.92
Growth Ratio
Core Operating Income Growth 11.02 18.03 21.01 8.16 3.96
Operating Profit Growth 11.68 5.56 -63.13 -6.21 -19.16
Net Profit Growth 100 100 -100 5.36 -24.05
BVPS Growth 6.11 1.02 10.77 5.74 8.03
Advances Growth 6.38 12.97 23.16 7.34 12.59
EPS Growth(%) 100 100 -100 2.58 -26.96
Liquidity Ratios
Loans/Deposits(x) 0.1 0.14 0.13 0.16 0.19
Total Debt/Equity(x) 0.05 0.06 0.06 0.06 0.07
Current Ratio(x) 0.32 0.33 0.39 0.37 0.33
Quick Ratio(x) 9.71 13.84 13.38 15.54 18.68
Interest Cover(x)
Total Debt/Mcap(x) 6.15 7.53 10.91 6.9 6.4
Net NPA in Rs. Million 2.23 3.01 5.73 3.71 3.81

Cash Flow

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes 319075.59 44510.57 -126137.92 15767.38 176580.92
Adjustments for Expenses & Provisions : 448352.51 639139.84 792380.06 676612.43 448574.19
Adjustments for Liabilities & Assets: -379547.88 -306338.04 -1551217.03 95459.5 -385404.04
Refund/(payment) of direct taxes -148594.91 -81752.32 -80104.17 -13779.34 -94984.28
Other Direct payments 0 0 0 0 0
Cash Flow from operating activities 239285.32 295560.05 -965079.06 774059.97 144766.78
Cash Flow from investing activities -33236.93 -8567.74 110657.67 -28321.22 -36685.55
Cash Flow from financing activities 54295.18 4476.38 55471.64 -41964.75 43484.5
Effect of exchange fluctuation on translation reserve 27686.43 10762.87 13051.75 -17397.1 9218.44
Net increase/(decrease) in cash and cash equivalents 260343.57 291468.69 -798949.76 703774 151565.73
Opening Cash & Cash Equivalents 2255122.64 1952891.08 2731971.55 2045594.66 1884810.48
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 6817.54 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
Closing Cash & Cash Equivalent 2543152.64 2255122.64 1952891.08 2731971.55 2045594.66
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 6817.54 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes 319075.59 44510.57 -126137.92 15767.38 176580.92
Adjustments for Expenses & Provisions : 448352.51 639139.84 792380.06 676612.43 448574.19
Adjustments for Liabilities & Assets: -379547.88 -306338.04 -1551217.03 95459.5 -385404.04
Refund/(payment) of direct taxes -148594.91 -81752.32 -80104.17 -13779.34 -94984.28
Other Direct payments 0 0 0 0 0
Cash Flow from operating activities 239285.32 295560.05 -965079.06 774059.97 144766.78
Cash Flow from investing activities -33236.93 -8567.74 110657.67 -28321.22 -36685.55
Cash Flow from financing activities 54295.18 4476.38 55471.64 -41964.75 43484.5
Effect of exchange fluctuation on translation reserve 27686.43 10762.87 13051.75 -17397.1 9218.44
Net increase/(decrease) in cash and cash equivalents 260343.57 291468.69 -798949.76 703774 151565.73
Opening Cash & Cash Equivalents 2255122.64 1952891.08 2731971.55 2045594.66 1884810.48
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 6817.54 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
Closing Cash & Cash Equivalent 2543152.64 2255122.64 1952891.08 2731971.55 2045594.66
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 6817.54 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0

Share Price

Year Open Price (₹) High Price (₹) Low Price (₹) Close Price (₹) Volume (000's) Value (in Lakhs)
February-2021 284.55 408.35 282.75 393.2 47382.51 172110.69
January-2021 275 310.8 269.55 282.05 46196.22 134030.45
December-2020 244.8 279.75 244.1 276.85 55456.85 146715.47
November-2020 192.45 252.9 190.05 244.3 81559.45 187005.53
October-2020 187.7 207.35 186 189.25 45025.04 88391.69
September-2020 212.15 219 175.55 185.4 54139.95 106593.79
August-2020 194 232 189.6 212.15 78989.2 160036.95
SBI’s arm ties up with IOB for bancassurance partnership01-Mar-2021 05:08 PM  
State Bank of India informs about investor meet26-Feb-2021 04:28 PM  
SBI signs MoU with Shapoorji Pallonji Real Estate26-Feb-2021 09:04 AM  
SBI’s arm planning to launch YONO Merchant App22-Feb-2021 09:31 AM  
SBI preparing to start co-lending model for home loans11-Feb-2021 09:29 AM  
SBI inches up on crossing Rs 5 trillion-mark in home loan business11-Feb-2021 09:26 AM  
SBI crosses Rs 5 trillion-mark in home loan business10-Feb-2021 04:59 PM  
SBI reports 4% fall in Q3 consolidated net profit04-Feb-2021 05:03 PM  
SBI executes two inter-bank short term money market transactions21-Jan-2021 11:39 AM  
SBI gains as its foreign currency bonds of $600 million gets listed on India INX15-Jan-2021 11:19 AM  
SBI's foreign currency bonds of $600 million gets listed on India INX15-Jan-2021 09:57 AM  
SBI trades higher on the BSE13-Jan-2021 12:22 PM  
SBI, Mahindra Lifespace sign MoU for faster home loan approvals, discounts12-Jan-2021 04:55 PM  
SBI, IOC launch co-branded RuPay debit card08-Jan-2021 09:50 AM  
State Bank of India gains on raising $600 million from bonds07-Jan-2021 03:03 PM  
State Bank of India raises $600 million from bonds07-Jan-2021 02:34 PM  
CMS Info Systems to set up 3,000 ATMs for SBI by March06-Jan-2021 01:07 PM  
SBI to implement new cheque payment system from January 30-Dec-2020 12:27 PM  
SBI to issue electoral bonds through 29 authorised branches30-Dec-2020 11:52 AM  
SBI jumps on offering trade finance solutions, services to Israeli corporate24-Dec-2020 12:04 PM  
SBI offers trade finance solutions, services to Israeli corporate23-Dec-2020 04:28 PM  
State Bank Of India informs about investor meet15-Dec-2020 03:54 PM  
SBI’s arm inks pact with Mahindra Insurance Brokers10-Dec-2020 09:27 AM  
SBI informs about investor meet08-Dec-2020 01:19 PM  
Fitch affirms SBI's IDR at 'BBB-'05-Dec-2020 10:28 AM  
SBI inches up on launching 'SBI RuPay JCB Platinum Contactless Debit Card'02-Dec-2020 10:39 AM  
SBI, NPCI, JCB launch 'SBI RuPay JCB Platinum Contactless Debit Card'02-Dec-2020 10:04 AM  
SBI gains on raising Rs 2500 crore through NCDs25-Nov-2020 09:23 AM  
SBI raises Rs 2500 crore through NCDs24-Nov-2020 03:50 PM  
SBI jumps on partnering with Mercedes-Benz24-Nov-2020 02:53 PM  
SBI partners with Mercedes-Benz24-Nov-2020 02:45 PM  
SBI signs MoU with Luxembourg Stock Exchange20-Nov-2020 09:24 AM