Shares Bazaar

Yes Bank Ltd.

NSE   0.00  
OPEN PRICE(₹)
0.00
HIGH PRICE(₹)
0.00
LOW PRICE(₹)
0.00
CLOSE PRICE(₹)
0.00
VOLUME
0.00
52 WK LOW (₹)
5.65 (06-03-2020)
52 WK HIGH (₹)
87.3 (18-03-2020)
BSE   13.35  
OPEN PRICE₹)
13.66
HIGH PRICE(₹)
13.66
LOW PRICE (₹)
13.31
CLOSE PRICE(₹)
13.35
VOLUME
31070700
VALUE
415299000
BID QTY
0
OFFER QTY
0

Stock Summary

Trade Value (₹ in Lacs) : 2147.48 MCap (₹ in Mn) : 377076.34 Dividend Yield(%) : 0 Price/Earning (TTM) : 0
TTM EPS (₹) : 0 Price/Sales (TTM) : 0 P/E Ratio : 0 Price/Book (MRQ) : 1.02
Book Value(₹) : 0 Face Value(₹) : 0 Latest Reserve (₹ in Mn): 317803 EPSc : -13.08
PE : 0 TTMNP : -33428.1 TTMTAX : -11034.9 TTMINTEREST : 135582.9
TTMDEPRECIATION : 0 TTMNetSales : 212739.2 EV_Sales : 6.84 EV (in Mn) : 1455544.81
TTMEBITDA : 48988.3 EV_EBITDA : 29.71 TTMCashProfit : -33428.1 TTMCEPS : -1.33
Price_CEPS : -11.28 TTMNPAEX : -33428.1

Peer Group Compare

Comp. Name Price M.Cap Div Yld % P/E Ratio Price/Earning (TTM) TTM EPS (₹)
HDFC Bank Ltd. (BSE)

1414.6 ( 0.94%)

754869.65 0.18 0 25.28 54.2
ICICI Bank Ltd. (BSE)

606.75 ( -0.31%)

364662.84 0 0 29.85 17.7
Kotak Mahindra Bank Ltd. (BSE)

1779.95 ( -0.39%)

341225.29 0 0.01 52.1 33.06
Axis Bank Ltd. (BSE)

716.75 ( 0.13%)

205395.88 0 0 81.39 8.24
IndusInd Bank Ltd. (BSE)

925.6 ( 0.07%)

60781.46 0 0 22.43 35.78

Management Info

Chairman : Sunil Mehta
Managing Director : Prashant Kumar
Company Secretory : Shivanand R Shettigar
Incorporation Year : 2003

Registered Office

Address : Yes Bank Tower, I F C - 2
15th Floor, Senapati Bapat Marg
Elphinstone (W)
City-Pincode : Mumbai-400013
Phone : 022 3366 9000
Website : www.yesbank.in
Email : communications@yesbank.in

Registrars Details

Registrars Details : K FIN Technologies Pvt Ltd.-(Karvy Fintech Pvt Ltd.)
Address : Karvy Selenium Tower B, Plot 31-32Gachibowli,Financial District, NanakramgudaHyderabad – 500032Tel. No. 040 67161500Fax. No. 040 23001153E-mail: einward.ris@karvy.comWebsite: www.karvy.comToll Free No. of exclusive Call Centre:1-800-345001
Listing : BSE, NSE, MCX

loading..

Balance Sheet

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 25100.94 4630.07 4605.93 4564.86 4205.32
  Equity - Authorised 60000 6000 6000 6000 6000
  Equity - Issued 25100.94 4630.07 4605.93 4564.86 4205.32
 Equity Paid Up 25100.94 4630.07 4605.93 4564.86 4205.32
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0 0 0.00 0 0
  Face Value 0 0 0 0.01 0.01
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 191848.66 264244.04 252919.14 215831.45 133418.49
  Securities Premium 199155.98 100987.68 100058.34 98679.25 49462.17
  Capital Reserves 12190.08 5534.58 4524.48 3864.83 2781.84
  Profit & Loss Account Balances -69287.22 107427.74 103695.29 79189.63 55204.62
  General Reserves 0.00 0.00 0.00 0.00 0.00
Reserve excluding Revaluation Reserve 191848.66 264244.04 252919.14 215831.45 133418.49
Revaluation Reserves 0 0 0.00 0 0
Deposits 1053111.68 2275579.03 2006886.04 1428574.44 1117041.8
  Demand Deposits 94825.76 285321.58 288235.81 190765.57 109203.29
  Savings Deposit 185635.25 467112.35 443504.51 327818.3 204176.99
  Term Deposits / Fixed Deposits 772650.68 1523145.1 1275145.72 909990.57 803661.53
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 1137905.03 1084241.09 748935.81 386066.73 316589.77
  Borrowings From Reserve Bank of India 520380 0.00 15000 0.00 10000
  Borrowings From Other Banks 18350 57147.93 15811.4 21818.91 19520
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 278921.59 345669.06 187167.91 81117.56 84915.83
  Borrowings in the form of Bonds / Debentures 183629 270779 243899 122238 96024
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 170355.34 179901.88 111149.62 115559.43 81170.84
  Bills Payable 2867.24 3913.81 9151.49 5925.7 3169.47
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 22632.49 37446.05 21932.65 14786.01 13059.48
  Proposed Dividend 0.00 0.00 0.00 0.00 4205.32
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 856.2
  Other Liabilities & Provisions 0.00 0.00 0.00 0.00 0.00
Total Liabilities 2578321.64 3808596.1 3124496.54 2150596.9 1652426.22
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 59436.55 107977.37 114257.49 69520.7 57761.64
  Cash with RBI 43129.14 101643.46 108030.75 63815.26 53637.55
  Cash in hand & others 16307.41 6333.91 6226.74 5705.44 4124.09
Balances with banks and money at call 24867.03 161871.94 133280.68 126025.88 24427.4
Investments 437478.03 893285.33 682934.39 499817.98 487884.66
Investments in India 435966.47 770156.41 672580.23 498065.23 487884.66
  GOI/State Govt. Securities 329069.16 553611.12 488860.83 354804.67 351862.55
  Equity Shares - Corporate 243.87 429.17 643.78 2369.46 628.16
  Debentures & Bonds 74399.35 154985.44 145045.61 110453 95154.14
  Subsidiaries and/or joint ventures/Associates 0.00 0.00 0.00 0.00 0.00
  Units - MF/ Insurance/CP/PTC 32254.1 61130.68 38030 30438.1 40239.8
Investments outside India 1511.56 123128.92 10354.16 1752.75 0
  Government securitiesC 0.00 120595.84 3445.61 322.75 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 1511.56 2533.07 6908.55 1430 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 1714330.9 2413971.85 2035188.25 1322626.77 982099.27
  Bills Purchased & Discounted 22086.32 42078.95 39543.29 15592.23 13618.4
  Cash Credit, Over Draft & Loans repayable 342839.99 411627.3 349346.23 285619.14 233961.28
  Term Loans 1349404.59 1960265.6 1646298.73 1021415.4 734519.59
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 21365.24 18683.47 15697.51 12180.97 8558.88
  Premises 378.03 378.03 378.03 378.03 0.00
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 20987.2 18305.44 15319.48 11802.94 8558.88
Less: Accumulated Depreciation 14070.03 10899.02 8046.08 6065.44 4416.72
Net Block 7295.21 7784.45 7651.43 6115.53 4142.16
Less: Impairment of Assets 0.00 0.00 0.00 0.00 0.00
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 2938.63 514.42 721.53 752.42 603.59
Other Assets 331975.29 223190.74 150462.77 125737.62 95507.51
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 22516.88 39050.91 25169.41 20757.02 18767.57
  Tax paid in advance/TDS 0.00 4894.17 1721.29 1222.36 828.5
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 353 353 364.79 427.23 452.03
  Deferred tax asset 82809.96 25374.71 8762.41 6036.41 4776.72
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 2578321.64 3808596.1 3124496.54 2150596.9 1652426.22
Contingent Liabilities 4585275.34 6541617.39 5818302.7 3795645.71 3312391.97
  Claims not acknowledged as debts 612.5 549.16 116.44 63.48 9.87
  Outstanding forward exchange contracts 1519467.41 2834098.76 3000448.83 1633440.6 1765909.84
  Guarantees given in India 420131.38 437248.91 314307.93 238664.67 178664.54
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 198799.11 390140.74 411689.39 319204.08 257500.74
Bills for collection 51201.93 50592.37 19355.64 13900.03 15588.74
Book Value 0.02 0.12 0.11 0.48 0.33
Adjusted Book Value 0.02 0.12 0.11 0.1 0.07
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
SOURCES OF FUNDS:
Share Capital 25100.94 4630.07 4605.93 4564.86 4205.32
  Equity - Authorised 60000 6000 6000 6000 6000
  Equity - Issued 25100.94 4630.07 4605.93 4564.86 4205.32
 Equity Paid Up 25100.94 4630.07 4605.93 4564.86 4205.32
  Equity Shares Forfeited 0.00 0.00 0.00 0.00 0.00
  Adjustments to Equity 0.00 0.00 0.00 0.00 0.00
  Preference Capital Paid Up 0.00 0.00 0.00 0.00 0.00
  Face Value 0 0 0 0.01 0.01
Share Warrants & Outstandings 0.00 0.00 0.00 0.00 0.00
Total Reserves 100000 100000 100000 100000 100000
  Securities Premium 100000 100000 100000 98679.25 49462.16
  Capital Reserves 12190.08 5534.58 4524.48 3864.83 2781.84
  Profit & Loss Account Balances -68973.88 100000 100000 79333.91 55446.8
  General Reserves 0 0 0 0 0
Reserve excluding Revaluation Reserve 100000 100000 100000 100000 100000
Revaluation Reserves 0.00 0.00 0.00 0.00 0.00
Deposits 1053639.43 2276101.82 2007381.48 1428738.57 1117195.33
  Demand Deposits 94993.11 285420.87 288257.25 190878.2 109250.77
  Savings Deposit 185635.25 467112.35 443504.51 327818.3 204176.99
  Term Deposits / Fixed Deposits 773011.08 1523568.6 1275619.72 910042.07 803767.58
  Current Deposits 0.00 0.00 0.00 0.00 0.00
  Recurring Deposits 0.00 0.00 0.00 0.00 0.00
  Other Deposits 0.00 0.00 0.00 0.00 0.00
Borrowings 1137905.03 1084241.09 748935.81 386066.73 316589.77
  Borrowings From Reserve Bank of India 520380 0.00 15000 0.00 10000
  Borrowings From Other Banks 18350 57147.93 15811.4 21818.91 19520
  Borrowings From GOI 0.00 0.00 0.00 0.00 0.00
  Borrowings From Other Financial Institutions 278921.59 345669.06 187167.91 81117.56 84915.83
  Borrowings in the form of Bonds / Debentures 183629 270779 243899 122238 96024
  Borrowings in Other Form 0.00 0.00 0.00 0.00 0.00
Other Liabilities & Provisions 169461.83 178876.79 110555.95 115253.29 80983.03
  Bills Payable 2867.24 3913.81 9151.49 5925.7 3169.47
  Inter-office adjustment Liabilities 0.00 0.00 0.00 0.00 0.00
  Interest Accrued 22639.41 37455.38 21932.83 14787.21 13064.99
  Proposed Dividend 0.00 0.00 0.00 0.00 4205.32
  Corporate dividend tax payable 0.00 0.00 0.00 0.00 856.2
  Other Liabilities & Provisions 0 0 0 0 0
Total Liabilities 100000 100000 100000 100000 100000
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India 59436.55 107977.37 114257.49 69520.7 57761.64
  Cash with RBI 43129.14 101643.46 108030.75 63815.26 53637.55
  Cash in hand & others 16307.41 6333.91 6226.74 5705.44 4124.09
Balances with banks and money at call 24393.46 160917.75 133086.18 125973.74 24422.6
Investments 100000 100000 100000 100000 100000
Investments in India 437636.7 772091.41 673635.23 498565.23 488384.66
  GOI/State Govt. Securities 329069.16 553611.12 488860.83 354804.67 351862.55
  Equity Shares - Corporate 243.87 429.17 643.78 2369.46 628.16
  Debentures & Bonds 74399.35 154985.44 145045.61 110453 95154.14
  Subsidiaries and/or joint ventures/Associates 1986.7 2240 1055 500 500
  Units - MF/ Insurance/CP/PTC 31937.63 60825.68 38030 30438.1 40239.8
Investments outside India 1511.56 123128.92 10354.16 1752.75 0.00
  Government securitiesC 0.00 120595.84 3445.61 322.75 0.00
  Subsidiaries and/or joint ventures abroad 0.00 0.00 0.00 0.00 0.00
  Other investments outside India 1511.56 2533.07 6908.55 1430 0.00
  Less: Prov for Diminution in Value of Invest. 0.00 0.00 0.00 0.00 0.00
Advances 1714432.94 2414996.02 2035338.63 1322626.77 982099.27
  Bills Purchased & Discounted 22086.32 42078.95 39543.29 15592.23 13618.4
  Cash Credit, Over Draft & Loans repayable 342942.03 412651.47 349496.61 285619.14 233961.28
  Term Loans 1349404.59 1960265.6 1646298.73 1021415.4 734519.59
  Finance lease and hire purchase receivable 0.00 0.00 0.00 0.00 0.00
Gross block 21082.28 18486.79 15610.78 12123.74 8509.22
  Premises 378.03 378.03 378.03 378.03 0
  Assets Given on Lease 0.00 0.00 0.00 0.00 0.00
  Other Fixed Assets 20704.25 18108.76 15232.74 11745.71 8509.22
Less: Accumulated Depreciation 13925.04 10816.62 8002.49 6035.11 4389.74
Net Block 7157.24 7670.17 7608.29 6088.64 4119.48
Less: Impairment of Assets 0 0 0 0 0
Lease Adjustment 0.00 0.00 0.00 0.00 0.00
Capital Work in Progress 2933.64 499.79 715.63 746.75 587.69
Other Assets 330767.13 220980.23 149460.44 125324.6 95258.77
  Inter-office adjustment Assets 0.00 0.00 0.00 0.00 0.00
  Interest Accrued Assets 22506.87 39033.48 25152.34 20753.82 18767.57
  Tax paid in advance/TDS 0.00 4801.33 1674.97 1170.48 816.82
  Stationery and stamps 0.00 0.00 0.00 0.00 0.00
  Non-banking assets acquired 353 353 364.79 427.23 452.03
  Deferred tax asset 82809.96 25329.14 8717.59 6029.82 4774.5
  Miscellaneous Expenditure not written off 0.00 0.00 0.00 0.00 0.00
Total Assets 100000 100000 100000 100000 100000
Contingent Liabilities 100000 100000 100000 100000 100000
  Claims not acknowledged as debts 612.5 549.16 116.44 59.38 9.87
  Outstanding forward exchange contracts 1519467.41 2834098.76 3000448.83 1633440.6 1765909.84
  Guarantees given in India 420131.38 437258.91 314307.93 238664.67 178664.54
  Guarantees given Outside India 0.00 0.00 0.00 0.00 0.00
  Acceptances, endorsements & other obligations 198799.11 390140.74 411689.39 319204.08 257500.74
Bills for collection 51201.93 50592.37 19355.64 13900.03 15588.74
Book Value 0.02 0.12 0.11 0.48 0.33
Adjusted Book Value 0.02 0.12 0.11 0.1 0.07

Quarterly Results

Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 52451.00 54860.10 52174.40 56389.10
Income On Investments 6283.50 7640.00 5149.70 7855.30
Interest On Balances With Rbi Other Inter Bank Funds 806.80 483.70 234.80 188.10
Interest / Discount On Advances / Bills 44310.9 45666.9 45770 47455.6
Others 1049.8 1069.5 1019.9 890.2
Other Income 7270.2 6366.1 6249.6 6585.2
Total Income 59721.2 61226.2 58424 62974.3
Interest Expended 32709.3 35773.3 39469.1 45773.1
Operating Expenses 13502.7 14132.9 17928.3 17327.5
Total Expenditure 13502.7 14132.9 17928.3 17327.5
Operating Profit Before Provisions and Contingencies 13509.1 11320 1026.6 -126.3
Exceptional Items 0 0 0 0
Provisions and contingencies 11873.3 10831.6 48320.2 247657.3
Profit Before Tax 1635.8 488.4 -47293.6 -247783.7
Tax 433.3 147.9 -10976 -62141.2
Profit After Tax 1202.5 340.5 -36317.6 -185642.4
+/- Extraordinary Items 0 0 62969.5 0
+/- Prior period items 0 0 0 0
Net Profit 1202.5 340.5 26651.9 -185642.4
Minority Interest 0 0 0 0
Shares of Associates 0 0 0 0
Other related items 0 0 0 0
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 1202.5 340.5 26651.9 -185642.4
Equity Capital 1202.5 340.5 26651.9 -185642.4
Face Value (IN RS) 2 2 2 2
Reserves 0 0 0 0
% of Shares held by Govt 0 0 0 0
Capital Adequacy Ratio 19.9 8.7 8.5 4.2
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 78681.3 81575 86237.8 111147.2
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 4.71 4.96 5.03 5.97
% of Gross NPAs 16.9 17.3 16.8 18.87
Return on Assets 0 0 0 0
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 0.05 0.03 -8.22 -72.97
Basic Eps Before Extraordinary Items 0.05 0.03 6.03 -72.97
PBIDTM% 65.48 20.63 -15 -0.22
PBDTM% 3.12 0.89 -90.65 -439.42
PBTM% 3.12 0.89 -90.65 -439.42
PATM% 2.29 0.62 -69.61 -329.22
Particulars Sep-2020 Jun-2020 Mar-2020 Feb-2019
Date End Audited Audited Audited Audited
Interest Earned 52453.9 54860.8 52213.4 56428.4
Income On Investments 6283.5 7640 5149.7 7855.3
Interest On Balances With Rbi Other Inter Bank Funds 806.8 483.7 234.7 188.1
Interest / Discount On Advances / Bills 44313.8 45667.6 45809 47494.9
Others 1049.8 1069.5 1020 890.2
Other Income 7067.5 6206.6 5972.5 6256.6
Total Income 59521.4 61067.4 58185.9 62685
Interest Expended 9999.9 9999.9 9999.9 9999.9
Operating Expenses 13201 13819.5 17645.4 16968.6
Total Expenditure 13201 13819.5 17645.4 16968.6
Operating Profit Before Provisions and Contingencies 13600.3 11468.5 1064.1 -64.2
Exceptional Items 0 0 0 0
Provisions and contingencies 11873.4 10866.1 48723.4 247657.3
Profit Before Tax 1726.9 602.4 -47659.3 -99999.9
Tax 433.2 148 -10976 -62118.4
Profit After Tax 1293.7 454.4 -36683.3 -99999.9
+/- Extraordinary Items 0.00 0.00 0.00 0.00
+/- Prior period items 0.00 0.00 0.00 0.00
Net Profit 1293.7 454.4 -36683.3 -99999.9
Minority Interest 0.00 0.00 0.00 0.00
Shares of Associates 0.00 0.00 0.00 0.00
Other related items 0.00 0.00 0.00 0.00
Misc. Expenses Written off 0.00 0.00 0.00 0.00
Consolidated Net Profit 1293.7 454.4 -36683.3 -99999.9
Equity Capital 1293.7 454.4 -36683.3 -99999.9
Face Value (IN RS) 2 2 2 2
Reserves 0 0 0 0
% of Shares held by Govt 0.00 0.00 0.00 0.00
Capital Adequacy Ratio 19.9 8.6 8.5 4.1
Gross / Net NPAs 0.00 0.00 0.00 0.00
Amount of Gross NPAs 0.00 0.00 0.00 0.00
Amount of Net NPAs 78681.3 81575 86237.8 111147.2
% of Gross / Net NPAs NA NA NA NA
% of Net NPAs 4.71 4.96 5.03 5.97
% of Gross NPAs 16.9 17.3 16.8 18.87
Return on Assets 0.00 0.00 0.00 0.00
No of Public Share Holdings NA NA NA NA
% of Public Share Holdings NA NA NA NA
Basic Eps After Extraordinary Items 0.06 0.04 5.95 -72.77
Basic Eps Before Extraordinary Items 0.06 0.04 -8.3 -72.77
PBIDTM% 65.67 66.32 -15.67 -0.11
PBDTM% 3.29 1.1 -91.28 -100
PBTM% 3.29 1.1 -91.28 -100
PATM% 2.47 0.83 -70.26 -100

Profit-Loss

-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 260520.17 296237.99 202685.95 164249.99 135334.42
     Interest / Discount on advances / Bills 212466.01 229185.39 154778.49 122097.66 97114.79
     Interest on balances with RBI and other Inter-bank funds 2103.68 3975.74 5160.73 2578.21 1125.45
     Income on investments 42609.21 60484.22 41025.31 37968.42 35082.09
     Others 3341.28 2592.65 1721.42 1605.69 2012.09
Other Income
     Commission,exchange and brokerage 15259.28 36352.66 42070.72 32009.44 24764.41
     Profit / (loss)on sale of investments(net) 11134.58 3174.84 5134.74 7112.68 2606.39
     Profit on sale of Fixed Assets 3.28 3.95 -12.89 0.18 0.94
     Foreign Exchange Gains 3731.96 1570.3 2315.71 1018.9 -175.56
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 0 0 0 0 0
     Miscellaneous income -358682958 -140264442 -158794527 -126533997 -81882654
Total Income 380081.16 342992.8 255617.46 206427.98 162628.64
II. EXPENDITURE
Interest Expended 192580.6 198112.87 125294.3 106265.28 89654.09
     Intereston Deposits 120019.41 136826.85 93824.81 82032.41 71771.07
     Interest on RBI / inter-bank borrowings 66661.23 60764.72 29840.5 22242.77 16456.71
     Other Interest 5899.96 521.3 1628.99 1990.1 1426.31
Operating Expenses 68701.46 63614.28 52735.4 41686.08 30050.34
     Payments to and provisions for employees 26913.25 25381.13 22346.64 18402.35 13197.78
     Rent,Taxes and lighting 4540.76 4237.41 4587.56 3818.15 3082.86
     Depreciation on Banks property 3419.33 3054.51 2323.57 1726.07 1118.45
     Depreciation on leased assets
     Auditor's fees and expenses 44.9 25.23 15.92 14.66 10.83
     Law charges 151.95 90.93 60.94 36.75 21.96
     Communication Expenses 643.78 648.22 604.81 485.99 361.48
     Repairs and Maintenance 357.86 423.29 348.02 204.85 161.85
     Insurance 2162.39 2079.09 1512.83 1196.68 935.55
     Other expenses 30467.25 27674.47 20935.11 15800.57 11159.59
Provisions and Contingencies 327181.04 57775.6 15542.39 7941.92 5363.01
     Provision for investments 64415.77 6824.89 2599.44 522.12 25.34
     Provision for advances 258649.58 48183.59 12480.07 7473.68 5360.58
     Others Provisions 4115.69 2767.12 462.88 -53.87 -22.91
Profit Before Tax 583383.06 266269.81 198600.95 149790.7 108387.89
Taxes -44056.13 6397.39 19713.16 17135.85 12264.31
     Current Income Tax 13379.12 23009.69 22439.16 18395.53 13487.58
     Deferred Tax -57435.25 -16612.3 -2726 -1259.68 -1223.27
     Other taxes 0 0 0 0 0
Profit After Tax -164325.8 17092.66 42332.2 33398.86 25296.89
Extra items
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit -164325.8 17092.66 42332.2 33398.86 25296.89
Adjustments to PAT
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 4300.7 10561.41 8325.24 734.83
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves
     Equity Dividend 4205.32
     Corporate dividend tax 856.2
     Other appropriations -56898.06 116487.25 110960.42 80278.24 61556.45
Equity Dividend % 100.00 135.00 120.00 100.00
Earnings Per Share -13.0932 7.3833 18.3816 73.1652 60.1545
Adjusted EPS -13.0932 7.3833 18.3816 14.6330 12.0309
-
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
I. INCOME
Interest Earned 260666.04 296247.47 202674.22 164246.44 135334.42
     Interest / Discount on advances / Bills 212611.88 229226.41 154782.36 122097.66 97114.79
     Interest on balances with RBI and other Inter-bank funds 2103.68 3975.74 5160.73 2578.21 1125.45
     Income on investments 42609.21 60484.22 41025.31 37968.42 35082.09
     Others 3341.28 2561.12 1705.81 1602.15 2012.09
Other Income
     Commission,exchange and brokerage 15261.94 36361.45 41379.64 31399.55 24591.69
     Profit / (loss)on sale of investments(net) 11134.58 3174.84 5134.74 7112.68 2606.39
     Profit on sale of Fixed Assets 3.28 3.95 -12.89 0.18 0.94
     Foreign Exchange Gains 3731.96 1570.3 2315.71 1018.9 -175.56
     Income earned from subsidiaries/joint venture 0 0 0 0 0
     Rent / Lease Income
     Provisions Written Back 0 0 0 0 0
     Miscellaneous income -400000000 -183606112 -208953344 -166270272 -108485888
Total Income 100000 100000 100000 100000 100000
II. EXPENDITURE
Interest Expended 100000 100000 100000 100000 89667.19
     Intereston Deposits 120052.79 136871.14 93834.14 82040.5 71784.17
     Interest on RBI / inter-bank borrowings 66661.23 60764.72 29840.5 22242.77 16456.71
     Other Interest 5899.71 521.3 1628.99 1990.1 1426.31
Operating Expenses 67292.11 62642.77 52127.8 41165.41 29763.71
     Payments to and provisions for employees 25998.72 24697.65 21889.2 18050.43 12968.02
     Rent,Taxes and lighting 4462.41 4173.93 4543.76 3791.82 3047.48
     Depreciation on Banks property 3356.32 3015.42 2309.7 1712.52 1105.55
     Depreciation on leased assets
     Auditor's fees and expenses 42.5 23.2 13.69 13 9.29
     Law charges 151.95 90.93 60.94 36.75 21.96
     Communication Expenses 643.74 647.59 604.22 485.55 360.09
     Repairs and Maintenance 351.55 420.29 345.43 202.26 159.77
     Insurance 2161.61 2078.49 1512.11 1196.32 935.26
     Other expenses 30123.32 27495.27 20848.76 15676.76 11156.29
Provisions and Contingencies 327584.34 57775.59 15538.04 7934.05 5363.01
     Provision for investments 64819.07 6824.89 2599.44 522.12 25.34
     Provision for advances 258649.58 48183.59 12475.71 7465.81 5360.58
     Others Provisions 4115.69 2767.11 462.88 -53.87 -22.91
Profit Before Tax 394876.45 120418.36 67665.83 49099.46 45459.53
Taxes -44078.89 6370.69 19697.46 17140.21 12267.51
     Current Income Tax 13401.93 22982.24 22385.22 18395.53 13487.58
     Deferred Tax -57480.82 -16611.55 -2687.76 -1255.32 -1220.07
     Other taxes 0 0 0 0 0
Profit After Tax -100000 17202.79 42245.64 33300.96 25394.47
Extra items
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit -100000 17202.79 42245.64 33300.96 25394.47
Adjustments to PAT
IV. APPROPRIATIONS
     Transfer to Statutory Reserve 4300.7 10561.41 8325.24 734.83
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves 0 0 0 0 0
     Equity Dividend 4205.32
     Corporate dividend tax 856.2
     Other appropriations -56584.71 95699.3 89438.59 80422.53 61798.62
Equity Dividend % 0 100 135 120 100
Earnings Per Share -13.08 7.43 18.34 72.95 60.39
Adjusted EPS -13.08 7.43 18.34 14.59 12.08

Financial Ratios

Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) -13.09 7.38 18.38 73.17 60.15
DPS(Rs) 0 2 2.7 12 10
Book NAV/Share(Rs) 17.29 116.14 111.82 482.81 327.26
Margin Ratios
Yield on Advances 15.2 12.27 9.96 12.42 13.78
Yield on Investments 12.28 7.13 6.76 9.02 7.72
Cost of Liabilities 8.79 5.9 4.55 5.86 6.25
NIM 3.04 2.74 2.61 2.87 2.94
Interest Spread 6.41 6.38 5.41 6.56 7.53
Performance Ratios
ROA(%) -5.15 0.49 1.6 1.76 1.68
ROE(%) -67.65 6.49 17.72 18.66 19.9
ROCE(%) -10.03 7.19 11.6 14.1 13.31
Efficiency Ratios
Cost Income Ratio 36.64 43.91 40.47 41.62 41.18
Core Cost Income Ratio 38.95 44.89 42.12 44.8 42.7
Operating Costs to Assets 2.66 1.67 1.69 1.94 1.82
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 0 0 0 0 0
Tier-1 (Basel II) 0 0 0 0 0
Tier-2 (Basel II) 0 0 0 0 0
Basel III
Total CAR (Basel III) 0 0 0 0 0
Tier - 1 (Basel III) 0 0 0 0 0
Tier - 2 (Basel III) 0 0 0 0 0
Valuation Parameters
PER(x) 0 37.25 16.59 4.23 14.37
PCE(x) -1.75 31.6 15.72 20.13 13.76
Price/Book(x) 1.3 2.37 2.73 3.21 2.64
Yield(%) 0 0.73 0.89 0.77 1.16
EV/Net Sales(x) 5.45 5.81 7.16 6.66 5.03
EV/Core EBITDA(x) 11.95 21.18 18.7 18.69 15.85
EV/EBIT(x) -89.84 7.77 7.75 6.97 5.35
EV/CE(x) 0.55 0.45 0.46 0.51 0.41
M Cap / Sales 1.08 2.15 3.46 4.31 2.69
Growth Ratio
Core Operating Income Growth -30.76 26.79 33.47 26.94 30.94
Operating Profit Growth -129.62 -176.09 -13.49 -6.98 -0.54
Net Profit Growth -1061.38 -59.62 26.75 32.03 26.65
BVPS Growth -85.12 3.86 -76.84 47.53 17.19
Advances Growth -28.98 18.61 53.87 34.67 29.99
EPS Growth(%) -277.33 -59.83 -74.88 21.63 25.81
Liquidity Ratios
Loans/Deposits(x) 1.08 0.48 0.37 0.27 0.28
Total Debt/Equity(x) 0.06 0.05 0.06 0.05 0.05
Current Ratio(x) 0.42 0.39 0.34 0.35 0.44
Quick Ratio(x) 108.05 47.65 37.32 27.02 28.34
Interest Cover(x)
Total Debt/Mcap(x) 0 0 0 0 0
Net NPA in Rs. Million 0 0 0 0 0
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Operational & Financial Ratios
Earnings Per Share (Rs) -13.08 7.43 18.34 72.95 60.39
DPS(Rs) 0 2 2.7 12 10
Book NAV/Share(Rs) 17.31 100 100 100 100
Margin Ratios
Yield on Advances 15.2 12.27 9.96 12.42 13.78
Yield on Investments 12.24 7.11 6.75 9.01 7.72
Cost of Liabilities 8.79 5.9 4.55 5.86 6.25
NIM 3.04 2.74 2.61 2.87 2.94
Interest Spread 6.42 6.37 5.41 6.56 7.53
Performance Ratios
ROA(%) -5.14 0.5 1.6 1.75 1.68
ROE(%) -67.52 6.53 17.67 18.58 19.94
ROCE(%) -10.02 7.19 11.58 14.08 13.33
Efficiency Ratios
Cost Income Ratio 36.06 43.5 40.22 41.36 40.89
Core Cost Income Ratio 38.35 44.49 41.88 44.54 42.41
Operating Costs to Assets 2.61 1.64 1.67 1.91 1.8
Capital Adequacy
Basel I
Total CAR (Basel I) 0 0 0 0 0
Tier-1 (Basel I) 0 0 0 0 0
Tier-2 (Basel I) 0 0 0 0 0
Basel II
Total CAR (Basel II) 0 0 0 0 0
Tier-1 (Basel II) 0 0 0 0 0
Tier-2 (Basel II) 0 0 0 0 0
Basel III
Total CAR (Basel III) 8.5 16.5 18.4 17 16.5
Tier - 1 (Basel III) 6.5 11.3 13.2 13.3 10.3
Tier - 2 (Basel III) 2 5.2 5.2 3.7 5.8
Valuation Parameters
PER(x) 0 37.01 16.62 4.25 14.32
PCE(x) -1.75 31.49 15.76 20.2 13.72
Price/Book(x) 1.3 2.37 2.73 3.21 2.64
Yield(%) 0 0.73 0.89 0.77 1.16
EV/Net Sales(x) 5.45 5.81 7.16 6.66 5.03
EV/Core EBITDA(x) 11.9 21.16 18.73 18.73 15.81
EV/EBIT(x) -90.74 7.76 7.75 6.98 5.34
EV/CE(x) 0.55 0.45 0.46 0.51 0.41
M Cap / Sales 1.08 2.15 3.46 4.31 2.69
Growth Ratio
Core Operating Income Growth -30.62 26.78 33.46 26.95 30.93
Operating Profit Growth -100 -100 -13.48 -7.36 -0.51
Net Profit Growth -100 -59.28 26.86 31.13 26.63
BVPS Growth -85.1 3.9 -76.85 47.37 17.25
Advances Growth -29.01 18.65 53.89 34.67 29.99
EPS Growth(%) -100 -59.49 -74.85 20.81 25.79
Liquidity Ratios
Loans/Deposits(x) 1.08 0.48 0.37 0.27 0.28
Total Debt/Equity(x) 0.06 0.05 0.06 0.05 0.05
Current Ratio(x) 0.42 0.39 0.34 0.35 0.44
Quick Ratio(x) 108 47.64 37.31 27.02 28.34
Interest Cover(x)
Total Debt/Mcap(x) 16.8 3.22 1.28 1.52 0.76
Net NPA in Rs. Million 5.03 1.86 0.64 0.81 0.29

Cash Flow

(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes -208381.93 23490.05 62045.36 50534.7 37561.2
Adjustments for Expenses & Provisions : 248906.36 62928.75 19486.35 10334.49 7005.17
Adjustments for Liabilities & Assets: -612081.14 -306020.37 -276692.81 1742.81 -34012.95
Refund/(payment) of direct taxes -5655.49 -26131.44 -22943.36 -18770.62 -13597.05
Other Direct payments 0 0 0 0 0
Cash Flow from operating activities -577212.21 -245733.01 -218104.44 43841.39 -3043.63
Cash Flow from investing activities 141919.32 -62936.89 -87448.96 -44738.72 -40225.69
Cash Flow from financing activities 250383.09 330393.23 357479.19 114292.11 49887.46
Effect of exchange fluctuation on translation reserve -635.93 587.81 65.8 -37.23 -3.08
Net increase/(decrease) in cash and cash equivalents -184909.8 21723.33 51925.79 113394.77 6618.14
Opening Cash & Cash Equivalents 269849.31 247538.17 195546.58 82189.04 75573.98
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
Closing Cash & Cash Equivalent 84303.59 269849.31 247538.17 195546.58 82189.04
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
(₹ in Million)
Particulars Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016
Net Profit Before Taxes -208381.93 23490.05 62045.36 50534.7 37561.2
Adjustments for Expenses & Provisions : 248906.36 62928.75 19486.35 10334.49 7005.17
Adjustments for Liabilities & Assets: -612081.14 -306020.37 -276692.81 1742.81 -34012.95
Refund/(payment) of direct taxes -5655.49 -26131.44 -22943.36 -18770.62 -13597.05
Other Direct payments 0 0 0 0 0
Cash Flow from operating activities -577212.21 -245733.01 -218104.44 43841.39 -3043.63
Cash Flow from investing activities 141919.32 -62936.89 -87448.96 -44738.72 -40225.69
Cash Flow from financing activities 250383.09 330393.23 357479.19 114292.11 49887.46
Effect of exchange fluctuation on translation reserve -635.93 587.81 65.8 -37.23 -3.08
Net increase/(decrease) in cash and cash equivalents -184909.8 21723.33 51925.79 113394.77 6618.14
Opening Cash & Cash Equivalents 269849.31 247538.17 195546.58 82189.04 75573.98
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0
Closing Cash & Cash Equivalent 84303.59 269849.31 247538.17 195546.58 82189.04
Cash & Cash Equivalent on Amalgamation / Take over / Merger 0 0 0 0 0
Cash & Cash Equivalent of Subsidiaries under liquidations 0 0 0 0 0
Translation adjustment on reserves / op cash balalces frgn subsidiaries 0 0 0 0 0
Effect of Foreign Exchange Fluctuations 0 0 0 0 0

Share Price

Year Open Price (₹) High Price (₹) Low Price (₹) Close Price (₹) Volume (000's) Value (in Lakhs)
February-2021 16 17.45 15.45 16.4 159103.93 26389.89
January-2021 17.9 18.6 15 15.75 529065.89 92824.02
December-2020 15.38 20.83 14.86 17.77 915707.92 163474.89
November-2020 12.41 14.9 12.21 14.65 726290.72 101653.26
October-2020 13.3 14.01 12.11 12.42 329096.87 42823.05
September-2020 14.3 15.34 12.75 13.15 435636.28 60932.1
August-2020 12 17.16 11.85 14.37 1152793.68 173711.22
Yes Bank tumbles on reporting consolidated net loss of Rs 3,791 crore in Q403-May-2021 02:03 PM  
Yes Bank reports consolidated net loss of Rs 3,791 crore in Q401-May-2021 09:30 AM  
Sebi imposes fine on Yes Bank in AT-1 bonds case13-Apr-2021 09:44 AM  
Yes Bank’s deposits up 55% in Q4FY2105-Apr-2021 11:20 AM  
Yes Bank informs about analyst meet24-Mar-2021 11:01 AM  
Yes Bank, Max Life Insurance complete 16 years of strategic bancassurance partnership 09-Mar-2021 12:02 PM  
Yes Bank launches women-centric 'Yes Essence' services09-Mar-2021 09:48 AM  
Yes Bank gains on entering into partnership with PNB Housing Finance08-Mar-2021 10:52 AM  
Yes Bank ties up with PNB Housing Finance06-Mar-2021 09:41 AM  
Yes Bank informs about minutes of postal ballot results03-Mar-2021 04:26 PM  
Yes Bank gains on getting shareholders’ nod for raising Rs 10,000 crore capital03-Mar-2021 12:52 PM  
YES Bank informs about interest payment of NCDs24-Feb-2021 03:52 PM  
Yes Bank declines despite turning black in Q3FY2125-Jan-2021 02:00 PM  
Yes Bank turns black in Q3FY2123-Jan-2021 08:56 AM  
Yes Bank rises on planning to raise funds through various modes19-Jan-2021 10:52 AM  
Yes Bank planning to raise funds through various modes18-Jan-2021 03:45 PM  
Yes Bank’s deposits up 7.7% in October- December quarter04-Jan-2021 04:45 PM  
Yes Bank sells 2.56% stake in SICAL logistics14-Dec-2020 10:45 AM  
Yes Bank aims to double credit card customer base in next two years14-Dec-2020 09:27 AM  
Yes Bank moves up on the bourses10-Dec-2020 10:43 AM  
Yes Bank touches roof on rating upgradation for its Perpetual Bonds09-Dec-2020 12:23 PM  
Brickwork Ratings upgrades rating of Yes Bank’s Perpetual Bonds09-Dec-2020 12:14 PM  
Yes Bank takes office space on lease in Noida from Max group03-Dec-2020 02:13 PM  
Yes Bank surges on eyeing to disburse retail, MSME loans of Rs 10,000 crore in December quarter02-Dec-2020 09:50 AM  
Yes Bank eyeing to disburse retail, MSME loans of Rs 10,000 crore in December quarter02-Dec-2020 09:05 AM  
Yes Bank inches up on launching co-branded prepaid card in partnership with Neokred Technologies18-Nov-2020 11:07 AM  
Yes Bank launches co-branded prepaid card in partnership with Neokred Technologies18-Nov-2020 10:32 AM